SC Mobile Nigeria vs Zap by Paystack

Welcome to SC Mobile! You are about to start an amazing digital banking experience straight from your mobile phone. Download our app to open a Standard Chartered Bank account instantly. Enjoy mobile banking from the get go to transfer funds, manage your account and complete most of your service needs. Say goodbye to long queues and do your banking anywhere and everywhere. Be Unstoppable. Open an account in 5 minutes SC Mobile offers you a complete digital bank at your fingertips. Now you can open an Instant Account with Standard Chartered Bank in just 5 mins, and enjoy the convenience and benefits of banking with a world class financial institution. Upgrade your Account From an Instant Account, you can upgrade your account to Instant Plus Savings, Salary or Regular Savings to do more transactions. Furthermore, you will be able to open Current Account in Naira, USD or GBP with the Bank. Option to apply for mortgage, personal loans and credit cards are coming soon. Enjoy banking at no cost - No charge for all inter-bank local transfers - Zero SMS transaction charges - Free Gold Visa Debit/ATM card (first issuance) - Free card delivery to your mailing address anywhere in Nigeria - Zero cash withdrawal charge on any 3rd party ATM in Nigeria, regardless of the number of withdrawals Grow your wealth - Access our wide range of Wealth Management Products - Invest in Fixed Income, Mutual Funds and Treasury Bills online real-time - Buy, Sell and Track your portfolio anytime, anywhere - Enjoy high interest on your Savings accounts - Create a Fixed Deposits account right on your SC Mobile app - Get access to our latest market insights and take advantage of the market opportunities available - Get global diversification (both local and offshore investments) with best in class fund managers Be your own banker Digital banking with SC Mobile provides you with the great convenience of doing (almost) everything at your pace and comfort. Straight from the app you can; - Request for a card, block or replace it - Activate your debit/credit card, choose a PIN and reset PIN - Book fixed deposits - Order for cheque book and confirm cheques - Request for bankers’ draft - Make request for account statements - Request for Reference letters - Update personal information - And many more A complete view of your accounts and transact with ease SC Mobile allows you to see, move and manage your finances anytime, anywhere. You can transfer funds to accounts within Standard Chartered Bank and to other local and international destination accounts; Airtime top up; Data bundle subscription and other bill payments.

Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses. Here's what that looks like in practice.
 NO BLOAT. JUST CLEAN, FAST PAYMENTS • Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
 FINALLY KNOW WHERE YOUR MONEY GOES • Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
 PAY LIKE A LOCAL WITH APPLE PAY • Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land. PAY A WIDE RANGE OF BILLS • With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app. PAY THE SAME PEOPLE FASTER • Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers. SCAN TO PAY • Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing. ALL YOUR BANKS, ONE APP • Connect whichever banks you use and move money from them without switching apps. 
 PAY AT ANY PAYSTACK CHECKOUT • Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method. FAST, RELIABLE AND SECURE EVERY TIME • Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately. Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.