Comparison

SELECT Card vs Luxury Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SELECT Card

Access exclusive, unlimited benefits worldwide with a next-generation membership card. Enjoy discounts at restaurants, hotels, and retail, plus members-only events and a dedicated concierge service.

Highlights
  • Exclusive global benefits
  • 15-30% off dining
  • Up to 60% off hotel rates
  • VIP resort status
  • Members-only events
  • 24/7 live chat concierge
Features
Read full description

Select is a next-generation membership card, concierge, and membership community offering exclusive and unlimited benefits with premier brands and venues at over 1.3 Million locations worldwide & online. Benefits Select partners with industry-leading brands and venues across categories to provide exclusive, ongoing benefits to our members. These include 15-30% off the bill or complimentary items (or both) at renowned restaurants, up to 60% off room rates at over a million hotels worldwide, VIP status and amenities with 5,000+ luxury resorts, and significant private discounts with leading travel, retail, lifestyle, entertainment, and business brands including Ferragamo, BMW, Mercedes, Tumi, Lazzoni, Herman Miller, Caraway, Google, Hubspot, UPS, and many more. Events Select hosts a variety of members-only events in major cities throughout the US and online. These range from complimentary cocktail hours and digital speaker series to major events during Art Week, Fashion Week, the Masters, award show pre-parties, and more. Concierge Members also gain access to the Select concierge team, who are available via live chat to assist with reservations and recommendations seven days per week. Select's in-house concierges are trained and knowledgeable about the various activities and experiences our members enjoy so that they can make informed recommendations and suggestions wherever they are.

About

Luxury Card

Manage your exclusive credit card account, access 24/7 concierge services via live chat, and explore curated travel experiences. View account details, make payments, and discover member benefits and dining perks.

Highlights
  • Account management
  • 24/7 live chat concierge
  • Curated travel experiences
  • Book flights and hotels
  • Member benefits and perks
  • Dining offers
Features
Read full description

Exclusive to Luxury Card members. Save time and enjoy the convenience of 24/7 assistance through live chat with Luxury Card Concierge®. Take advantage of integrated account servicing to view your account balance, available credit and recent transactions, make a payment and more. Explore inspiring travel ideas and find member benefits and perks. The Luxury Card App Features Include: Account Management: Check your account balance, make or schedule a payment and view your recent transactions and available credit. Two-factor authentication and biometric security like Face ID ensure the utmost security. Instant Live Chat: Concierge agents are available 24/7 to assist with every request. Discover: A collection of curated Luxury Card Experiences®. Inspiration to book a memorable and unique getaway. Carefully selected itineraries range from Culinary & Wine, Activity & Adventure and Sports & Entertainment to Family, Arts & Culture and Specialty Travel. Book: Travel services such as hotels, flights, car rentals and luxury property stays. Perks: Comprehensive member benefits, including preferred Cardmember rates and special amenities. Dining: Partner restaurants offer priority seating and a complimentary appetizer, dessert or wine tasting.

Screenshots

SELECT Card4 screens
Luxury Card4 screens

Verdict

The call

The clearest difference is update cadence: SELECT Card at fortnightly against Luxury Card's every 3 months. SELECT Card also leads on review sentiment (75% vs 54%). Luxury Card's advantage is ratings volume (7.1K vs 1.1K) and iOS requirement (14.0 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for SELECT Card against 4.8 for Luxury Card. That said, the two scores are not equally well evidenced: Luxury Card has 7.1K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 75% of SELECT Card's written reviews are positive against 54% of Luxury Card's.

UpkeepUpdate frequency

SELECT Card ships an update fortnightly, Luxury Card every 3 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
SELECT Card versus Luxury Card: the parameters behind the verdict, then further details
ParameterSELECT CardLuxury Card
PriceFreeFree
Rating4.9 (1.1K ratings) — better4.8 (7.1K ratings)
Positive reviews75.0% of reviews — better54.4% of reviews
Number of ratings1.1K7.1K — better
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.014.0 — better
Further details — not scored
Size75 MB57 MB
Age rating4+4+
DeveloperSelect Innovations, Inc.Barclays Bank Delaware

Customer experience

SELECT Card

All ratings1,083 ratings
Positive98.1%
Neutral0.8%
Negative1.1%
Written reviews44 reviews
Positive75.0%
Neutral2.3%
Negative22.7%

Luxury Card

All ratings7,104 ratings
Positive95.0%
Neutral1.3%
Negative3.8%
Written reviews79 reviews
Positive54.4%
Neutral1.3%
Negative44.3%

User reviews

SELECT Card

From 1.1K App Store ratings

What we love

  • 🌟 Exceptional service and benefits
  • 💼 Valuable business and venture opportunities
  • 🏨 Incredible hotel perks and VIP treatment
  • 🍽️ Excellent dining and restaurant discounts
  • 🤖 Helpful AI planning tools and concierge

Room to improve

  • 🐛 Malfunctioning app and poor customer support
  • 🌍 Limited to only 18 cities for most benefits
  • 💰 Expensive membership fee with unclear value

Luxury Card

From 7.1K App Store ratings

What we love

  • 🤩 Amazing customer service
  • 👍 Luxury perks and benefits
  • 🚀 Efficient concierge service
  • 🎁 Personalized gifts
  • 🏨 Excellent travel assistance

Room to improve

  • 🐛 App crashes and bugs
  • 🕰️ Long wait times for customer support
  • 🔒 Difficulty locking/unlocking card
  • 💰 High annual fee

Bugs and requests

SELECT Card

Reported bugs

2 issues
  • App crashing and logging users out frequently
  • Reservation date changes without user consent

Requested features

3 requests
  • Improved app stability and compatibility
  • Expansion of covered cities and benefits
  • More transparent pricing and value proposition

Luxury Card

Reported bugs

3 issues
  • App crashes on iOS 17
  • Login and initialization issues
  • Notifications cannot be cleared

Requested features

3 requests
  • Improved app stability and performance
  • Easier account management features
  • More user-friendly mobile experience

In-app purchases

None

SELECT Card

No in-app purchases

None

Luxury Card

No in-app purchases

Questions

Is SELECT Card free?
SELECT Card is free to download, with no in-app purchases.
Is Luxury Card free?
Luxury Card is free to download, with no in-app purchases.
Which has better reviews, SELECT Card or Luxury Card?
SELECT Card is rated higher. SELECT Card averages 4.9 out of 5 from 1.1K ratings, while Luxury Card averages 4.8 from 7.1K ratings.
Do SELECT Card or Luxury Card have ads?
Neither SELECT Card nor Luxury Card shows ads.
Which is updated more often, SELECT Card or Luxury Card?
SELECT Card ships an update fortnightly, and Luxury Card every 3 months. Most recently, SELECT Card was updated on October 24, 2026 and Luxury Card on October 26, 2026.

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