SELECT Card vs Luxury Card
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SELECT Card
Access exclusive, unlimited benefits worldwide with a next-generation membership card. Enjoy discounts at restaurants, hotels, and retail, plus members-only events and a dedicated concierge service.
- Exclusive global benefits
- 15-30% off dining
- Up to 60% off hotel rates
- VIP resort status
- Members-only events
- 24/7 live chat concierge
Read full descriptionHide full description
Select is a next-generation membership card, concierge, and membership community offering exclusive and unlimited benefits with premier brands and venues at over 1.3 Million locations worldwide & online. Benefits Select partners with industry-leading brands and venues across categories to provide exclusive, ongoing benefits to our members. These include 15-30% off the bill or complimentary items (or both) at renowned restaurants, up to 60% off room rates at over a million hotels worldwide, VIP status and amenities with 5,000+ luxury resorts, and significant private discounts with leading travel, retail, lifestyle, entertainment, and business brands including Ferragamo, BMW, Mercedes, Tumi, Lazzoni, Herman Miller, Caraway, Google, Hubspot, UPS, and many more. Events Select hosts a variety of members-only events in major cities throughout the US and online. These range from complimentary cocktail hours and digital speaker series to major events during Art Week, Fashion Week, the Masters, award show pre-parties, and more. Concierge Members also gain access to the Select concierge team, who are available via live chat to assist with reservations and recommendations seven days per week. Select's in-house concierges are trained and knowledgeable about the various activities and experiences our members enjoy so that they can make informed recommendations and suggestions wherever they are.
Luxury Card
Manage your exclusive credit card account, access 24/7 concierge services via live chat, and explore curated travel experiences. View account details, make payments, and discover member benefits and dining perks.
- Account management
- 24/7 live chat concierge
- Curated travel experiences
- Book flights and hotels
- Member benefits and perks
- Dining offers
Read full descriptionHide full description
Exclusive to Luxury Card members. Save time and enjoy the convenience of 24/7 assistance through live chat with Luxury Card Concierge®. Take advantage of integrated account servicing to view your account balance, available credit and recent transactions, make a payment and more. Explore inspiring travel ideas and find member benefits and perks. The Luxury Card App Features Include: Account Management: Check your account balance, make or schedule a payment and view your recent transactions and available credit. Two-factor authentication and biometric security like Face ID ensure the utmost security. Instant Live Chat: Concierge agents are available 24/7 to assist with every request. Discover: A collection of curated Luxury Card Experiences®. Inspiration to book a memorable and unique getaway. Carefully selected itineraries range from Culinary & Wine, Activity & Adventure and Sports & Entertainment to Family, Arts & Culture and Specialty Travel. Book: Travel services such as hotels, flights, car rentals and luxury property stays. Perks: Comprehensive member benefits, including preferred Cardmember rates and special amenities. Dining: Partner restaurants offer priority seating and a complimentary appetizer, dessert or wine tasting.
Screenshots
Verdict
The clearest difference is update cadence: SELECT Card at fortnightly against Luxury Card's every 3 months. SELECT Card also leads on review sentiment (75% vs 54%). Luxury Card's advantage is ratings volume (7.1K vs 1.1K) and iOS requirement (14.0 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for SELECT Card against 4.8 for Luxury Card. That said, the two scores are not equally well evidenced: Luxury Card has 7.1K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 75% of SELECT Card's written reviews are positive against 54% of Luxury Card's.
SELECT Card ships an update fortnightly, Luxury Card every 3 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.
| Parameter | SELECT Card | Luxury Card |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (1.1K ratings) — better | 4.8 (7.1K ratings) |
| Positive reviews | 75.0% of reviews — better | 54.4% of reviews |
| Number of ratings | 1.1K | 7.1K — better |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 75 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Select Innovations, Inc. | Barclays Bank Delaware |
Customer experience
SELECT Card
Luxury Card
User reviews
SELECT Card
From 1.1K App Store ratingsWhat we love
- 🌟 Exceptional service and benefits
- 💼 Valuable business and venture opportunities
- 🏨 Incredible hotel perks and VIP treatment
- 🍽️ Excellent dining and restaurant discounts
- 🤖 Helpful AI planning tools and concierge
Room to improve
- 🐛 Malfunctioning app and poor customer support
- 🌍 Limited to only 18 cities for most benefits
- 💰 Expensive membership fee with unclear value
Luxury Card
From 7.1K App Store ratingsWhat we love
- 🤩 Amazing customer service
- 👍 Luxury perks and benefits
- 🚀 Efficient concierge service
- 🎁 Personalized gifts
- 🏨 Excellent travel assistance
Room to improve
- 🐛 App crashes and bugs
- 🕰️ Long wait times for customer support
- 🔒 Difficulty locking/unlocking card
- 💰 High annual fee
Bugs and requests
SELECT Card
Reported bugs
2 issues- App crashing and logging users out frequently
- Reservation date changes without user consent
Requested features
3 requests- Improved app stability and compatibility
- Expansion of covered cities and benefits
- More transparent pricing and value proposition
Luxury Card
Reported bugs
3 issues- App crashes on iOS 17
- Login and initialization issues
- Notifications cannot be cleared
Requested features
3 requests- Improved app stability and performance
- Easier account management features
- More user-friendly mobile experience
In-app purchases
SELECT Card
No in-app purchases
Luxury Card
No in-app purchases









