Comparison

HRCU vs Stopaholic

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HRCU

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, and locate branches and ATMs. Enjoy a secure and user-friendly experience optimized for your device.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Mobile check deposit
  • Bill payment scheduling
  • Branch and ATM locator
Features
Read full description

With the HRCU Mobile App, you can check balances, view transaction history, transfer funds, make mobile deposits and pay loans anytime, anywhere. The HRCU Mobile App is optimized for your device so you can have a secure user-friendly experience. To get started, simply log in using your username and password. ACCOUNT ACTIVITY See account balances and transaction history. See pending transactions. Setup Account, Share, and Loan notifications. View balance and expense charts. Keep track of spending habits. PERFORM TRANSACTIONS Schedule and review bill payments. Transfer money between your HRCU accounts. Make payments on loans. MOBILE DEPOSIT Deposit checks into your HRCU Account anytime, anywhere, easily by using the camera on your device. BRANCH & ATM LOCATOR Locate the nearest HRCU branch, ATM, and HRCU Live locations. Locate HRCU and CO-OP Network surcharge-free ATMs (nearly 30,000 nationwide).

About

Stopaholic

Features
Read full description

Stopaholic helps you live a more financially balanced life by providing a framework to reflect upon your purchases before pressing the purchase button. We often spend our money on things that don't have a positive impact on our lives. Those purchases do not only drain one's savings but they also leave one with a feeling of discontent. By using Stopaholic you will not only have more money in the bank at the end of each month but you'll also feel more proud about the things you decide to buy. It's a simple way to feel happier about one's life.

Screenshots

HRCU4 screens
Stopaholic4 screens

Verdict

The call

The clearest difference is update cadence: HRCU at monthly against Stopaholic's every 34 months. HRCU also leads on iOS requirement (16.0 vs 18.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HRCU ships an update monthly, Stopaholic every 34 months. The most recent releases landed on October 21, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
HRCU versus Stopaholic: the parameters behind the verdict, then further details
ParameterHRCUStopaholic
PriceFreeFree
Rating3.5 (39 ratings) — better—
Positive reviews47.6% of reviews—
Number of ratings39 — better—
Update frequencyMonthly — betterEvery 34 months
AdsNo—
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.0 — better18.6
Further details — not scored
Size179 MB2 MB
Age rating4+4+
DeveloperHoly Rosary Credit UnionOscar Alsing

In-app purchases

None

HRCU

No in-app purchases

None

Stopaholic

No in-app purchases

Questions

Is HRCU free?
HRCU is free to download, with no in-app purchases.
Is Stopaholic free?
Stopaholic is free to download, with no in-app purchases.
Which is updated more often, HRCU or Stopaholic?
HRCU ships an update monthly, and Stopaholic every 34 months. Most recently, HRCU was updated on October 21, 2026 and Stopaholic on October 7, 2026.

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