First Latitude vs Split Meld

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Split Meld is the AI-powered shared household manager. Beyond bill splitting — track expenses, rotate chores, share shopping lists, manage recurring bills, settle IOUs, and get AI advice on fair splits. Built for roommates, housemates, couples, and co-living. EXPENSE TRACKING & SPLITTING - Add expenses with photo receipt upload - Split equally, by share, by percentage, by exact amount - 10 pre-seeded categories (rent, utilities, groceries, more) - Per-expense activity log - Settlement-ready balances per household member RECURRING BILL TRACKING - Templates for rent, utilities, subscriptions - Frequency: monthly / weekly / quarterly / yearly - Auto-create expense records when due - Next-due-date auto-calculation IOU TRACKING & SETTLEMENT - Track who owes whom across all expenses - Simplified-debt math (you don't need 6 transfers when 2 will do) - One-tap "settle" with payment-method tagging (Venmo, Zelle, cash) - Settlement history CHORE ROTATION - Set chores with frequency + assignee rotation - Auto-rotate next assignee - Mark complete with photo proof - Streak tracking + accountability SHARED SHOPPING LISTS - Add items with quantity + assigned shopper - Real-time sync across household - Mark "in cart" / "purchased" / "out of stock" - History of who bought what AI ROOMMATE COACH - Conversational AI aware of your household balances + chores - "Should rent be 50/50 if I'm gone half the month?" — fair-split math - Dispute-resolution suggestions - Spending-pattern analysis SPENDING ANALYTICS - Per-household + per-person trend charts - Category breakdown - Monthly summaries PAYMENT REMINDERS - Push notifications for owed balances - Bill due dates - Chore reminders GAMIFICATION - 25 achievements (first split, 10 settled, perfect chore week) - XP, levels, streaks PRIVACY & SECURITY - Email + 6-digit OTP, Google Sign-In, or Apple Sign-In - Receipt photos encrypted, deletable any time - We never sell your data SUBSCRIPTION PLANS Free: - 1 household - Up to 4 members - Basic splitting + IOU - Limited chores + shopping list Premium ($3.99/month or $29.99/year): - Unlimited households + members - Recurring bills auto-create - Photo receipt upload - AI Roommate Coach unlimited - Advanced analytics - Priority support - 7-day free trial vs Splitwise Pro $4.99 (no chores or lists), Venmo (transfers only), HomeSlice / Tally / OurHome (basic). Split Meld is full-stack household management. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription. Privacy Policy: https://splitmeld.infoinlet.com/privacy-policy Terms of Use: https://splitmeld.infoinlet.com/terms-of-service SUBSCRIPTION TERMS Split Meld Premium is an auto-renewable subscription. Payment is charged to your Apple ID at confirmation of purchase. Subscription auto-renews unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the period ends. You can manage and cancel your subscription anytime in your iTunes Account Settings. Available plans: - Monthly: $4.99 per month - Annual: $29.99 per year