MBL M vs connectIPS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MBL M
Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Transaction dispute tracking
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Embark on a seamless banking journey with MBL M-Smart. MBL M-Smart is the essence of convenience in Machhapuchchhre Bank's Mobile Banking App. Experience the ease of managing your finances anytime, anywhere, directly from your handheld devices. Unlock a world of possibilities with our secure and regularly updated app, introducing exciting features that redefine mobile banking. Key Features: Banking On the Go Bill Payments made easier Open a Fixed Deposit Loan against FD just on few clicks Raise and track your disputed transaction Top Up made seamlessly easier Fund Transfers made swift and secure QR Code: Scan and Pay convenience. Instant Online and Retail Payment Smooth Tap and pay feature Easy access to your Account Information User Friendly, Safe and secure interface. View your account statement And Many More Exciting Features Security Matters: MBL M-Smart safeguards your information with advanced 128-bit SSL encryption, ensuring your peace of mind during every login. Getting Started: To enjoy the benefits of MBL M-Smart, simply maintain a valid account with Machhapuchchhre Bank and subscribe to our Mobile Banking Service. Banking, Simplified: Experience the simplicity of banking without the need to visit a branch. MBL M-Smart, a proud member of the Fonepay Network, brings you smart banking for smart people. Download Now: Your journey to smart and secure banking begins with MBL M-Smart. Join the league of smart individuals embracing innovation in finance!
connectIPS
This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.
- Link bank accounts
- Payment processing
- Fund transfers
- Creditor payments
- C2G payments
- C2B payments
- P2P payments
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connectIPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and creditors payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts.
Screenshots
Verdict
The clearest difference is rating: MBL M at 3.2 against connectIPS's 2.1. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MBL M holds the better App Store score, 3.2 against 2.1. Both are backed by a comparable volume of ratings — 43 and 36 respectively. Written reviews point the same way: 13% of MBL M's written reviews are positive against 8% of connectIPS's.
MBL M ships an update every 2 months, connectIPS every 5 weeks. The most recent releases landed on September 7, 2026 and September 24, 2026 respectively.
| Parameter | MBL M | connectIPS |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (43 ratings) — better | 2.1 (36 ratings) |
| Positive reviews | 12.5% of reviews — better | 8.0% of reviews |
| Number of ratings | 43 — better | 36 |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 13 |
| Further details — not scored | ||
| Size | 175 MB | 44 MB |
| Age rating | 17+ | 4+ |
| Developer | Machhapuchchhre Bank Ltd | Nepal Clearing House Ltd Nchl |
Customer experience
MBL M
connectIPS
Bugs and requests
MBL M
Not enough reviews yet to summarise bugs or requests.
connectIPS
Reported bugs
25 issues- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working
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- App crashes upon entering username and password
- Continuously says session expired
- Automatically logs out after login
- App takes a long time to retrieve device ID and notification ID
- Issue with selecting Bank Name of the recipient
- Issues for setting up default device
- OTP comes after five minutes on iOS, valid only for two minutes
- Every login says new Device detected
- EPF payment crashes the app on iPhone Xs on iOS 14.2
- App won't open
- Doesn't work after 2020 Sept 11 update
- White texts on white background
- Cannot see what is typed due to poor contrast
- Creepy UI on dark theme, fonts not visible
- Cannot login via iPhone X
- App keeps spinning and loading forever on iOS
- Titles and fields not rendered, buttons not displayed well on iOS
- Cannot register
- Password selection criteria not accepted
- Shows weak password while creating account
Requested features
8 requests- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email
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- Fix font visibility issues on iOS
- Improve UI/UX for text visibility
- Add 'please wait' indicator during login
In-app purchases
MBL M
No in-app purchases
connectIPS
No in-app purchases
