MBL M vs eNMB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MBL M
Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Transaction dispute tracking
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Embark on a seamless banking journey with MBL M-Smart. MBL M-Smart is the essence of convenience in Machhapuchchhre Bank's Mobile Banking App. Experience the ease of managing your finances anytime, anywhere, directly from your handheld devices. Unlock a world of possibilities with our secure and regularly updated app, introducing exciting features that redefine mobile banking. Key Features: Banking On the Go Bill Payments made easier Open a Fixed Deposit Loan against FD just on few clicks Raise and track your disputed transaction Top Up made seamlessly easier Fund Transfers made swift and secure QR Code: Scan and Pay convenience. Instant Online and Retail Payment Smooth Tap and pay feature Easy access to your Account Information User Friendly, Safe and secure interface. View your account statement And Many More Exciting Features Security Matters: MBL M-Smart safeguards your information with advanced 128-bit SSL encryption, ensuring your peace of mind during every login. Getting Started: To enjoy the benefits of MBL M-Smart, simply maintain a valid account with Machhapuchchhre Bank and subscribe to our Mobile Banking Service. Banking, Simplified: Experience the simplicity of banking without the need to visit a branch. MBL M-Smart, a proud member of the Fonepay Network, brings you smart banking for smart people. Download Now: Your journey to smart and secure banking begins with MBL M-Smart. Join the league of smart individuals embracing innovation in finance!
eNMB
Manage your NMB Bank accounts and perform various banking transactions conveniently from your mobile device. Access self-service options, make transfers, pay bills, and update your account details on the go.
- Self-service account activation
- PIN reset and change
- View account balances and details
- Fund transfers (inter and intra-bank)
- Bill payments (school, water, electricity)
- Create Fixed Deposits
- Download and email statements
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NMB Bank’s new Mobile Banking App is called eNMB, it provides banking on the go for all existing retail banking customers. If you are not an existing NMB Bank customer, you can open a savings account by visiting your nearest branch and then experience banking through our new application. If you are an existing NMB bank customer, you can download the application follow the simple one-time activation process, and experience the new digital experience. The new application is the first step towards the digital journey started by NMB Bank, the users can experience • Self services: - Self application activation for NMB Bank retail banking customers. - PIN reset. - Navigate to branches. - Navigate to ATM. - Contact support. - Change PIN. - FAQ • Banking on the go services: - View Accounts. - View FD. - View Loans. - Inter Bank Fund Transfer. - Intra Bank Fund Transfer. - Schedule Transfer. - Add Payee - Direct Transfer to Payee. - Create FD. - Email TDS. - Download & Email Statement • Services: - Stop check. - Occupation change. - Update marital status. - Update VAT/PAN. - Update the purpose of A/C. - Update the source of funds for A/C. - Update change in anticipated transactions to A/C. - Update number per year for the A/C. - Update temporary address • Pay Your Bills: - Pay school fees. - Pay water bill. - Pay electricity bill. - Topup Get started: To get started with eNMB, you just need your Customer Information File Number (CIF), In case you do not know your CIF number the application provides the option to fetch this number, you can follow the instructions. The app will take you through a one-time activation process when you download the mobile application and start the activation. eNMB App requires the following permissions: - Location: This is required for locating and navigating to the branches and ATM. - Photos / Media / Files / Camera: This is required to let you access the gallery / click an image to set a profile picture. Please note that your data is safe with NMB Bank. We do not share any information with the third party without your initiation. We never call you asking for your PIN, CIF, or Account numbers, please avoid giving such information to callers on the phone, email, or any other media for the security of your account.
Screenshots
Verdict
The clearest difference is rating: eNMB at 4.4 against MBL M's 3.2. eNMB also leads on ratings volume (1.9K vs 43) and review sentiment (32% vs 13%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eNMB holds the better App Store score, 4.4 against 3.2. That said, the two scores are not equally well evidenced: eNMB has 1.9K ratings behind it against 43, so its average is the more settled of the two. Written reviews point the same way: 13% of MBL M's written reviews are positive against 32% of eNMB's.
MBL M ships an update every 2 months, eNMB every 5 weeks. The most recent releases landed on September 7, 2026 and September 26, 2026 respectively.
| Parameter | MBL M | eNMB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (43 ratings) | 4.4 (1.9K ratings) — better |
| Positive reviews | 12.5% of reviews | 32.3% of reviews — better |
| Number of ratings | 43 | 1.9K — better |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 13.0 |
| Further details — not scored | ||
| Size | 175 MB | 106 MB |
| Age rating | 17+ | 4+ |
| Developer | Machhapuchchhre Bank Ltd | NMB Bank Ltd. |
Customer experience
MBL M
eNMB
In-app purchases
MBL M
No in-app purchases
eNMB
No in-app purchases







