Comparison

MBL M vs Progressive Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MBL M

Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Transaction dispute tracking
Features
Read full description

Embark on a seamless banking journey with MBL M-Smart. MBL M-Smart is the essence of convenience in Machhapuchchhre Bank's Mobile Banking App. Experience the ease of managing your finances anytime, anywhere, directly from your handheld devices. Unlock a world of possibilities with our secure and regularly updated app, introducing exciting features that redefine mobile banking. Key Features: Banking On the Go Bill Payments made easier Open a Fixed Deposit Loan against FD just on few clicks Raise and track your disputed transaction Top Up made seamlessly easier Fund Transfers made swift and secure QR Code: Scan and Pay convenience. Instant Online and Retail Payment Smooth Tap and pay feature Easy access to your Account Information User Friendly, Safe and secure interface. View your account statement And Many More Exciting Features Security Matters: MBL M-Smart safeguards your information with advanced 128-bit SSL encryption, ensuring your peace of mind during every login. Getting Started: To enjoy the benefits of MBL M-Smart, simply maintain a valid account with Machhapuchchhre Bank and subscribe to our Mobile Banking Service. Banking, Simplified: Experience the simplicity of banking without the need to visit a branch. MBL M-Smart, a proud member of the Fonepay Network, brings you smart banking for smart people. Download Now: Your journey to smart and secure banking begins with MBL M-Smart. Join the league of smart individuals embracing innovation in finance!

About

Progressive Smart

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, top-ups, and fund transfers easily. Enjoy instant payments via QR code and access account information anytime, anywhere.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure encryption
Features
Read full description

Progressive Smart is Progressive Finance's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Progressive Finance. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Progressive Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Progressive Finance, and you need to subscribe to the Progressive Finance's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Progressive Smart is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

MBL M4 screens
Progressive Smart4 screens

Verdict

The call

The clearest difference is rating: MBL M at 3.3 against Progressive Smart's 3.0. MBL M also leads on ratings volume (46 vs 2) and review sentiment (13% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MBL M holds the better App Store score, 3.3 against 3.0. That said, the two scores are not equally well evidenced: MBL M has 46 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 13% of MBL M's written reviews are positive against 0% of Progressive Smart's.

UpkeepUpdate frequency

MBL M ships an update every 2 months, Progressive Smart every 3 months. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
MBL M versus Progressive Smart: the parameters behind the verdict, then further details
ParameterMBL MProgressive Smart
PriceFreeFree
Rating3.3 (46 ratings) — better3.0 (2 ratings)
Positive reviews12.5% of reviews — better0.0% of reviews
Number of ratings46 — better2
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size186 MB183 MB
Age rating17+17+
DeveloperMachhapuchchhre Bank LtdProgressive Finance Limited

Customer experience

MBL M

All ratings46 ratings
Positive52.2%
Neutral6.5%
Negative41.3%
Written reviews8 reviews
Positive12.5%
Neutral0.0%
Negative87.5%

Progressive Smart

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

MBL M

No in-app purchases

None

Progressive Smart

No in-app purchases

Questions

Is MBL M free?
MBL M is free to download, with no in-app purchases.
Is Progressive Smart free?
Progressive Smart is free to download, with no in-app purchases.
Which has better reviews, MBL M or Progressive Smart?
MBL M is rated higher. MBL M averages 3.3 out of 5 from 46 ratings, while Progressive Smart averages 3.0 from 2 ratings.
Do MBL M or Progressive Smart have ads?
Neither MBL M nor Progressive Smart shows ads.
Which is updated more often, MBL M or Progressive Smart?
MBL M ships an update every 2 months, and Progressive Smart every 3 months. Most recently, MBL M was updated on October 9, 2026 and Progressive Smart on October 15, 2026.

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