Comparison

Progressive Smart vs HI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Progressive Smart

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, top-ups, and fund transfers easily. Enjoy instant payments via QR code and access account information anytime, anywhere.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure encryption
Features
Read full description

Progressive Smart is Progressive Finance's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Progressive Finance. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Progressive Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Progressive Finance, and you need to subscribe to the Progressive Finance's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Progressive Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

HI

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

Highlights
  • Fund transfer (same and other banks)
  • Card management
  • Loan and fixed deposit view
  • QR payments (NepalPay, eSewa)
  • Account statement and transfer activities
  • Balance enquiry
  • Utility payments
Read full description

HBL HI-MB Plus is a convenient and reliable banking app that provides you all the banking facilities in your fingertips. The application is applicable to all the customers having their HBL bank accounts with HI-MB Plus Subscriptions. Features provided by our HI-MB service: 1. Same bank and other bank fund transfer. 2. Card Management. 3. Loans View and Fixed deposit view 4. QR payment associated with NepalPay and eSewa. 5. Account Statement and Transfer Activities. 6. Balance Enquiry. 7. Information regarding banking hour 8. Find HBL ATM and HBL Branches 9. Foreign exchange rate 10. ConnectIPS 11. Utility Payment (NEA Payments, Top Ups, etc).

Screenshots

Progressive Smart4 screens
HI4 screens

Verdict

The call

The clearest difference is rating: Progressive Smart at 5.0 against HI's 1.6. Progressive Smart also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). HI's advantage is update cadence (every 9 days vs every 3 months) and ratings volume (65 vs 1). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Progressive Smart holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: HI has 65 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Progressive Smart ships an update every 3 months, HI every 9 days. The most recent releases landed on July 7, 2026 and September 22, 2026 respectively.

Scorecard5 real differences · 5 level
Progressive Smart versus HI: the parameters behind the verdict, then further details
ParameterProgressive SmartHI
PriceFreeFree
Rating5.0 (1 ratings) — better1.6 (65 ratings)
Positive reviews—0.0% of reviews
Number of ratings165 — better
Update frequencyEvery 3 monthsEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.412.0 — better
Further details — not scored
Size164 MB171 MB
Age rating17+4+
DeveloperProgressive Finance LimitedHimalayan Bank Limited

Customer experience

Progressive Smart

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

HI

All ratings65 ratings
Positive13.8%
Neutral1.5%
Negative84.6%
Written reviews65 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Progressive Smart

Not enough reviews yet to summarise bugs or requests.

HI

Reported bugs

3 issues
  • Unable to log in with existing credentials
  • Captcha validation not working
  • Inconsistent app behavior and errors

Requested features

3 requests
  • Bring back the old working version
  • Improve login and account recovery process
  • Enhance overall app stability and reliability

In-app purchases

None

Progressive Smart

No in-app purchases

None

HI

No in-app purchases

Questions

Is Progressive Smart free?
Progressive Smart is free to download, with no in-app purchases.
Is HI free?
HI is free to download, with no in-app purchases.
Which has better reviews, Progressive Smart or HI?
Progressive Smart is rated higher. Progressive Smart averages 5.0 out of 5 from 1 ratings, while HI averages 1.6 from 65 ratings.
Do Progressive Smart or HI have ads?
HI shows ads; Progressive Smart does not.
Which is updated more often, Progressive Smart or HI?
Progressive Smart ships an update every 3 months, and HI every 9 days. Most recently, Progressive Smart was updated on July 7, 2026 and HI on September 22, 2026.

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