SNB UAE vs ATM Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SNB UAE
This mobile banking application offers a streamlined digital experience for Saudi National Bank clients in the UAE. It integrates banking products and services seamlessly, providing an easy and fast way to manage your finances. Register now to explore the future of digital banking.
- Digital banking experience
- Integrated banking products
- Seamless services
- Easy and fast transactions
- Premium user experience
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SNB UAE App, the New mobile banking application for SNB clients in UAE At the Saudi National Banks, we strive to provide the best digital banking experience for our clients, and as part of our strategy to provide a premium digital banking experience for our clients in UAE, we are pleased to launch the new SNB UAE App with a variety of new and advanced features that meet the aspiration of our clients and provide easy and fast digital banking experience. SNB UAE Mobile is set to enrich our client’s relationship and loyalty in integrating banking products and services seamlessly, demonstrating our commitment towards innovation and elevating our digital capabilities towards digital superiority though a distinctive user experience Register and start experiencing the future of digital banking.
ATM Split
This app helps you quickly and privately track shared expenses offline, perfect for travelers and roommates. It offers full Arabic support, multi-currency tracking, and smart debt simplification to reduce the number of payments needed for settlement.
- Offline expense tracking
- Full Arabic and RTL support
- Multi-currency support
- Smart debt simplification
- Editable expenses with notes
- CSV data export
- No account required
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ATM Split is the bill-splitting app built for travelers, roommates, and friends who need a fast, private way to track shared expenses — no account required, no cloud dependency, and with full Arabic support from day one. Unlike other splitting apps that require sign-ups, cloud accounts, or internet access to function, ATM Split works entirely offline. Your data lives on your device, protected by iOS security, with nothing sent to external servers. Create a group, add members, log expenses, and see who owes what — all in under a minute. What makes ATM Split different: - Full Arabic & RTL support — the only bill-splitting app with native Arabic localization, Arabic-Indic numerals, and proper right-to-left layout. Even all 45 expense categories now read in Arabic. Built for the GCC and MENA markets, not just translated. - Offline-first with multi-currency — track expenses in 57 currencies with live exchange rates when online, and bundled seed rates when offline. Every expense is converted through the rate captured when you logged it, so a mixed-currency trip settles up correctly in your group's base currency. Perfect for international travel where Wi-Fi is unreliable. - Smart debt simplification — a greedy min-cash-flow algorithm reduces the number of payments needed to settle up. A group of 10 people might only need 9 transfers instead of dozens. - Edit anything, note everything — tap any expense to change its title, amount, currency, date, category, payer, or participants, and add a note that shows right on the expense. Fix a mistake without deleting and re-entering. - 45 expense categories — from groceries and dining to transportation and utilities, organized into 7 intuitive groups, each fully localized in Arabic. - CSV data export — share your full expense history as a spreadsheet with a single tap, now with base-currency amounts and notes so a mixed-currency group is fully reconcilable. - No account, no tracking, no ads — ATM Split respects your privacy. No email required, no social login, no analytics SDK. Just open the app and start splitting. - Beautiful dark mode and accent colors — customize the look with 10 accent colors and System/Light/Dark themes. Built with SwiftUI and SwiftData for a native iOS experience. Built by Approve The Move — genuinely useful apps, always free, no subscriptions.
Screenshots
Verdict
The clearest difference is ratings volume: SNB UAE at 20 against ATM Split's 1. SNB UAE also leads on iOS requirement (15.6 vs 18.6). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for SNB UAE against 5.0 for ATM Split. That said, the two scores are not equally well evidenced: SNB UAE has 20 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 16, 2026 and September 9, 2026 respectively.
| Parameter | SNB UAE | ATM Split |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (20 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 20 — better | 1 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.6 |
| Further details — not scored | ||
| Size | 24 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | The Saudi National Bank | Yousif Ameen |
Customer experience
SNB UAE
ATM Split
In-app purchases
SNB UAE
No in-app purchases
ATM Split
No in-app purchases
Questions
Is SNB UAE free?
Is ATM Split free?
Which has better reviews, SNB UAE or ATM Split?
Do SNB UAE or ATM Split have ads?
Which is updated more often, SNB UAE or ATM Split?
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