Comparison

CTOS vs RHB TradeSmart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CTOS

Monitor your credit health and protect yourself from identity theft and fraud. Obtain your credit score report, subscribe to identity protection services, and update your profile to ensure accuracy. Receive alerts for suspicious activity and potential scams.

Highlights
  • Obtain CTOS Score report
  • Monitor credit health
  • Subscribe to CTOS SecureID
  • Safeguard from identity theft
  • Receive fraud alerts
  • Dark web monitoring
  • Credit monitoring
Features
Read full description

CTOS is Malaysia’s leading credit reporting agency with more than 1 million CTOS ID users! This application enables you to obtain your CTOS User ID so that you can:- 1. Get your CTOS Score report via the mobile app to monitor your credit health 2. Subscribe to CTOS SecureID to safeguard yourself from identity theft, fraud and scams 3. Amend your CTOS ID profile so that it is accurate and up-to-date MyCTOS Score Report =================== • Increase your chances of loan approval • Check for warning signs of identity theft & fraud • See if there's litigation or bankruptcy case under your name • Check if you owe anyone (Trade References - eTR) • Fix inaccuracies and 'clean up' your credit report CTOS SecureID ============= 1. Fraud Alerts: • Dark Web Monitoring: Scanning over 14 billion data breach records to detect if your info has been compromised • New Credit Application: Alerts you on any new credit applications under your name • Credit Limit Changes: Alerts you on any changes in your credit limit (increased or decreased) • Account Closure: Alerts you on closures of any credit facilities under your name • Changes of Address: Alerts you on any address changes associated with your NRIC number • Scam Alerts: Provide you alerts on latest scam so you can take precautions 2. Credit Monitoring: • Score Updates: Monitor changes in your credit score reports every 3 months • Missed Payments: Monthly alert on missed payments • Bankruptcy Records: Know if bankruptcy cases are falsely booked or reported under your name • Litigation Records: Know if anything legal is falsely booked or reported in court system • Trade Referee Listings (eTR): Know if you are listed by non-financial institutions for outstanding debt 3. Takaful Coverage • Up to RM20,000 takaful coverage: Get coverage for financial losses due to fraudulent transactions and more.. We are constantly updating the CTOS ID mobile app to add more features. Download now! Learn more at www.ctoscredit.com.my Like us on Facebook for more updates at https://www.facebook.com/ctosdatasystems

About

RHB TradeSmart

Trade stocks online from anywhere with this mobile application. Access real-time market data, analyze stocks with advanced tools, and manage your portfolio. Receive price alerts to never miss an opportunity.

Highlights
  • Online stock trading
  • Real-time BURSA stock prices
  • Trade foreign stocks
  • Integrated account portfolio
  • Stock watch lists
  • Trading charts and tools
  • Stock price alerts
Features
Read full description

Enjoy the convenience of online trading anytime and anywhere through the enhanced RHB TradeSmart Mobile app on your Apple devices. Download the RHB TradeSmart Mobile app to enjoy these stock trading features: • Today’s fast paced markets require investors to be connected all the time! With the mobile app, you can conveniently buy and sell stocks on the go • To trade with precision, you need all the assistance you can get. That’s why you are provided with real-time BURSA stock prices to trade • Broaden your investments and trade foreign stocks from top stock exchanges such as SGX, HKEX, NASDAQ, NYSE, AMEX and IDX • Manage your shareholdings and your trading account through your fully integrated account portfolio • Never miss another trading opportunity! Conveniently place all your stocks from different Stock Exchanges on My Favourite in TradeSmart mobile app so you can easily track them on a watch list • Analyze stocks via trading charts and tools. With RSI, MACD, Line & Bar charts and more available on the RHB TradeSmart Mobile app, you can get a good feel of your favourite stock's real-time price movement. • Customize your stock viewing options by configuring top stocks, watch lists and stock search column • Market indices gives you an indication of how the markets are performing. On TradeSmart Mobile App, you are provided with real-time market indices so that you can manage your investments better with crucial information • Track each stock's buy or sell activity via the Stock Tracker • Build stock price alerts around price breakouts. Receive the alerts on your email and immediately place your orders at the right moment. With this Stock Alert feature on mobile, you are always in-touch with the market Now you can sync your phone with your Apple Watch to view stock quotes, track last buy and sell activity, monitor your favourite stocks on your watchlist and view real-time KLCI market indices. For assistance, kindly contact our Call Centre at +6 03 2330 8900 or email support@rhbgroup.com

Screenshots

CTOS4 screens
RHB TradeSmart3 screens

Verdict

The call

The clearest difference is rating: CTOS at 2.6 against RHB TradeSmart's 1.0. CTOS also leads on iOS requirement (13.0 vs 16.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CTOS holds the better App Store score, 2.6 against 1.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews complicate that: 17% of CTOS's written reviews are positive against 18% of RHB TradeSmart's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CTOS ships an update monthly, RHB TradeSmart every 5 weeks. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 8 level
CTOS versus RHB TradeSmart: the parameters behind the verdict, then further details
ParameterCTOSRHB TradeSmart
PriceFreeFree
Rating2.6 (5 ratings) — better1.0 (2 ratings)
Positive reviews16.7% of reviews17.7% of reviews — better
Number of ratings5 — better2
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, Apple Watch — better
Requires iOS13.0 — better16.0
Further details — not scored
Size56 MB59 MB
Age rating4+4+
DeveloperCTOS Data Systems Sdn BhdRHB Investment Bank

Customer experience

CTOS

All ratings5 ratings
Positive40.0%
Neutral0.0%
Negative60.0%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

RHB TradeSmart

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews62 reviews
Positive17.7%
Neutral6.5%
Negative75.8%

In-app purchases

None

CTOS

No in-app purchases

None

RHB TradeSmart

No in-app purchases

Questions

Is CTOS free?
CTOS is free to download, with no in-app purchases.
Is RHB TradeSmart free?
RHB TradeSmart is free to download, with no in-app purchases.
Which has better reviews, CTOS or RHB TradeSmart?
CTOS is rated higher. CTOS averages 2.6 out of 5 from 5 ratings, while RHB TradeSmart averages 1.0 from 2 ratings.
Do CTOS or RHB TradeSmart have ads?
Neither CTOS nor RHB TradeSmart shows ads.
Which is updated more often, CTOS or RHB TradeSmart?
CTOS ships an update monthly, and RHB TradeSmart every 5 weeks. Most recently, CTOS was updated on October 23, 2026 and RHB TradeSmart on October 22, 2026.

Other comparisons