Free

Details

  • Released
  • Updated
  • June 30, 2013
  • July 16, 2026

Features

CTOS screenshot #1 for iPhone
CTOS screenshot #2 for iPhone
CTOS screenshot #3 for iPhone
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About

Monitor your credit health and protect yourself from identity theft and fraud. Obtain your credit score report, subscribe to identity protection services, and update your profile to ensure accuracy. Receive alerts for suspicious activity and potential scams.

Obtain CTOS Score report
Monitor credit health
Subscribe to CTOS SecureID
Safeguard from identity theft
Receive fraud alerts
Dark web monitoring
Credit monitoring
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What's New in CTOS

2.3.42

July 16, 2026

Introducing Auto-Renewal for MyCTOS Score Report! Get your latest MyCTOS Score Report every month automatically—no manual purchases needed. Stay updated effortlessly.

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User reviews

Pathetic

Keep on bugging me for security answer when I'm setting my first time password. No such field and I am unable to proceed!!

Login failure

App keeps logging out and does not recognize password it provides. Strange.

App keeps crashing

The app constantly crashes when I select ‘View Your CTOS Report Summary’.

We’re constantly reminded to download and use the app on the CTOS website with pop-ups, but then this happens?!

Please fix this ASAP thank you

Crash immediately when open

Right after the update on 15 June 2021, the app crashes when open. Please fix.

Error on request TAC

Please update this version. Error when I want to request the TAC

Developer apps

FAQ

How can I get my CTOS Score report using CTOS?

You can obtain your CTOS Score report directly through the CTOS mobile app. This report helps you monitor your credit health and can increase your chances of loan approval by identifying potential issues like litigation or bankruptcy cases.

What is CTOS SecureID and how does it protect me?

CTOS SecureID is a service within the CTOS app designed to safeguard you from identity theft, fraud, and scams. It offers features like dark web monitoring, alerts for new credit applications, and scam warnings.

Does CTOS offer any financial coverage?

Yes, CTOS SecureID includes takaful coverage of up to RM20,000. This coverage can help with financial losses resulting from fraudulent transactions and other related issues.

How often is my credit score updated with CTOS?

Your credit score reports are monitored for changes and updates are provided every 3 months through CTOS. You will also receive monthly alerts for missed payments.

Can I update my CTOS ID profile through the app?

Yes, you can amend your CTOS ID profile directly within the mobile application. This ensures that your personal information is accurate and up-to-date for credit reporting purposes.

What kind of alerts does CTOS SecureID provide?

CTOS SecureID provides a range of alerts including dark web monitoring for data breaches, notifications on new credit applications, credit limit changes, account closures, address changes, and the latest scam warnings.

Is CTOS available on multiple devices?

Based on the provided information, CTOS is supported on iPhone and iPod devices. Further platform compatibility details may be available on their official website.

How frequently is the CTOS ID mobile app updated?

The CTOS ID mobile app is actively updated to introduce new features. The latest version is 2.3.41, and it was last updated on January 7, 2026, indicating ongoing development.