SC Mobile Malaysia vs CTOS

Quick and easy access to your bank accounts and manage your finances on the go! Designed with enhanced functions to help you stay on top of your finances, Standard Chartered Mobile proves that banking can be done in 60 seconds! Some of the exciting things you can do with Standard Chartered Mobile: * Introducing ‘Welcome screen features‘ - Access Balances and Transactions without logging in * Secure and fast access with Fingerprint (for selected phone models) * Experience the unique and time-sensitive background design * Ease of navigation with revamped side menu * New "Customer Investment Profile" enables you to review your investment profile on the move * View and keep track of your bank accounts in one place * Transfer funds to and beyond Standard Chartered accounts * Make online payments * Chat with us (Priority & Premium Customers) * SC Mobile Key - soft token solution which provides a more secure two-factor authentication with improved customer experience and without dependency with telco networks on SMS One-Time-Password (OTP) delivery. This will be required for transaction with amount above RM10,000 at current stage and subsequently implemented to the remaining functionalities which require a SMS OTP. * DuitNow ID Registration and DuitNow Transfers. * DuitNow QR for making transfer/payment by scanning a DuitNow QR code Download now, and experience 60 second banking in the palm of your hand.

CTOS is Malaysia’s leading credit reporting agency with more than 1 million CTOS ID users! This application enables you to obtain your CTOS User ID so that you can:- 1. Get your CTOS Score report via the mobile app to monitor your credit health 2. Subscribe to CTOS SecureID to safeguard yourself from identity theft, fraud and scams 3. Amend your CTOS ID profile so that it is accurate and up-to-date MyCTOS Score Report =================== • Increase your chances of loan approval • Check for warning signs of identity theft & fraud • See if there's litigation or bankruptcy case under your name • Check if you owe anyone (Trade References - eTR) • Fix inaccuracies and 'clean up' your credit report CTOS SecureID ============= 1. Fraud Alerts: • Dark Web Monitoring: Scanning over 14 billion data breach records to detect if your info has been compromised • New Credit Application: Alerts you on any new credit applications under your name • Credit Limit Changes: Alerts you on any changes in your credit limit (increased or decreased) • Account Closure: Alerts you on closures of any credit facilities under your name • Changes of Address: Alerts you on any address changes associated with your NRIC number • Scam Alerts: Provide you alerts on latest scam so you can take precautions 2. Credit Monitoring: • Score Updates: Monitor changes in your credit score reports every 3 months • Missed Payments: Monthly alert on missed payments • Bankruptcy Records: Know if bankruptcy cases are falsely booked or reported under your name • Litigation Records: Know if anything legal is falsely booked or reported in court system • Trade Referee Listings (eTR): Know if you are listed by non-financial institutions for outstanding debt 3. Takaful Coverage • Up to RM20,000 takaful coverage: Get coverage for financial losses due to fraudulent transactions and more.. We are constantly updating the CTOS ID mobile app to add more features. Download now! Learn more at www.ctoscredit.com.my Like us on Facebook for more updates at https://www.facebook.com/ctosdatasystems