Comparison

SC Mobile Malaysia vs AmOnline

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SC Mobile Malaysia

Manage your bank accounts and finances conveniently on the go. This app offers quick access to balances, transaction history, fund transfers, and online payments. It also includes features for investment profile review and secure authentication.

Highlights
  • View account balances and transactions without logging in
  • Secure login with fingerprint
  • Review customer investment profile
  • Transfer funds and make online payments
  • Secure two-factor authentication with SC Mobile Key
  • DuitNow ID registration and transfers
  • DuitNow QR payments
Features
Read full description

Quick and easy access to your bank accounts and manage your finances on the go! Designed with enhanced functions to help you stay on top of your finances, Standard Chartered Mobile proves that banking can be done in 60 seconds! Some of the exciting things you can do with Standard Chartered Mobile: * Introducing ‘Welcome screen features‘ - Access Balances and Transactions without logging in * Secure and fast access with Fingerprint (for selected phone models) * Experience the unique and time-sensitive background design * Ease of navigation with revamped side menu * New "Customer Investment Profile" enables you to review your investment profile on the move * View and keep track of your bank accounts in one place * Transfer funds to and beyond Standard Chartered accounts * Make online payments * Chat with us (Priority & Premium Customers) * SC Mobile Key - soft token solution which provides a more secure two-factor authentication with improved customer experience and without dependency with telco networks on SMS One-Time-Password (OTP) delivery. This will be required for transaction with amount above RM10,000 at current stage and subsequently implemented to the remaining functionalities which require a SMS OTP. * DuitNow ID Registration and DuitNow Transfers. * DuitNow QR for making transfer/payment by scanning a DuitNow QR code Download now, and experience 60 second banking in the palm of your hand.

About

AmOnline

Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.

Highlights
  • Quick balance checks
  • Money transfers and bill payments
  • Apply for new financial products
  • Link loyalty programs (BonusLink)
  • Manage ASNB and Tabung Haji accounts
  • Enhanced security features (AmSecure, Kill Switch)
Features
Read full description

AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.

Screenshots

SC Mobile Malaysia4 screens
AmOnline4 screens

Verdict

The call

The clearest difference is rating: AmOnline at 5.0 against SC Mobile Malaysia's 4.6. SC Mobile Malaysia's advantage is ratings volume (176 vs 5). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AmOnline holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: SC Mobile Malaysia has 176 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 22% of SC Mobile Malaysia's written reviews are positive against 14% of AmOnline's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SC Mobile Malaysia ships an update monthly, AmOnline every 3 weeks. The most recent releases landed on September 20, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
SC Mobile Malaysia versus AmOnline: the parameters behind the verdict, then further details
ParameterSC Mobile MalaysiaAmOnline
PriceFreeFree
Rating4.6 (176 ratings)5.0 (5 ratings) — better
Positive reviews21.9% of reviews — better14.3% of reviews
Number of ratings176 — better5
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size173 MB138 MB
Age rating4+4+
DeveloperStandard Chartered BankAmBank (M) Berhad

Customer experience

SC Mobile Malaysia

All ratings176 ratings
Positive89.8%
Neutral3.4%
Negative6.8%
Written reviews105 reviews
Positive21.9%
Neutral8.6%
Negative69.5%

AmOnline

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

In-app purchases

None

SC Mobile Malaysia

No in-app purchases

None

AmOnline

No in-app purchases

Questions

Is SC Mobile Malaysia free?
SC Mobile Malaysia is free to download, with no in-app purchases.
Is AmOnline free?
AmOnline is free to download, with no in-app purchases.
Which has better reviews, SC Mobile Malaysia or AmOnline?
AmOnline is rated higher. SC Mobile Malaysia averages 4.6 out of 5 from 176 ratings, while AmOnline averages 5.0 from 5 ratings.
Do SC Mobile Malaysia or AmOnline have ads?
Neither SC Mobile Malaysia nor AmOnline shows ads.
Which is updated more often, SC Mobile Malaysia or AmOnline?
SC Mobile Malaysia ships an update monthly, and AmOnline every 3 weeks. Most recently, SC Mobile Malaysia was updated on September 20, 2026 and AmOnline on September 24, 2026.

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