Comparison

Simpler Budget vs Chipp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simpler Budget

Effortlessly track expenses, plan your spending, and reach your financial goals. This app helps you see where your money goes, find hidden subscriptions, and build budgets for everything from daily needs to future dreams. Start managing your finances with ease today.

Highlights
  • Track monthly spending easily
  • See all accounts in one place
  • Save money with budgeting
  • Find hidden expenses/subscriptions
  • Create sinking funds for goals
  • Share household budgets
  • Calculate net worth
Features
Read full description

Simpler Budget: A Budget You Need Track Expenses, Plan Finances It is your personal budget app. Track your expenses, plan your spending, set—and reach—your goals, and keep up with your finances. Every single dollar. Every single day. Get started today—for free! KEEP TRACK OF YOUR MONEY WITH EASE Your personal budget should fit in your back pocket. It should be simple to set up and keep up with. That’s Simplify. Track your monthly spending quickly, easily and accurately. Adjust your numbers anytime, anywhere. And know at a glance what’s left to spend—so you don’t overspend. SEE ALL YOUR ACCOUNTS—ALL IN ONE PLACE With app, you can see your budget. You shouldn’t have to check a ton of apps to be in the know about your finances. SAVE MORE MONEY EVERY MONTH When you start budgeting, you’ll feel like you got a raise. In fact, budgeters find an average of $395 and cut their monthly expenses by 9% in their first month using Simplify. SPEND YOUR MONEY GUILT-FREE We help you know where your money’s going, so you can make a plan for it. Then you can spend without the guilt. Finally. That’s the power of creating monthly budgets with our app. FIND HIDDEN EXPENSES Wondering if you’ve got hidden subscriptions? They can’t hide when you budget. Set up automatic transactions so your expenses stream straight into app. You’ll clearly see all your spending and can decide to cut anything you don’t need or use! MAKE THE MOST OF THE MONEY YOU’VE GOT You have bills to pay and life to live. Out app helps you know you can cover it all. From monthly budgets to future savings, you’ll feel confident you’ve got the money for today’s groceries and that next vacation. EVERY GOAL STARTS WITH A BUDGET For all the big, small and in-between goals in your life. App helps you budget your way to making those dreams a reality! Create sinking funds to save up for big purchases. Set big-picture goals and see a timeline of when you’ll hit them with the financial roadmap feature. And all those goals that aren’t about money (but cost money), make sure they’re covered. Every month! And it’s free to get started. Right now: • Create monthly budgets • Access your budget on your iPhone or iPad • Customize budget categories and lines for all your monthly expenses • Create unlimited budget categories and lines • Set aside money for big purchases and goals with the fund feature • Share your household budget with others • Split transactions across multiple budget lines • Set due dates for bills • Customer support Or upgrade your budgeting experience and get all those features, plus: • Automatically stream your transactions into your budget • Get notified when you have expenses ready to track • Track your spending and income trends with custom budget reports • Export transaction data to Excel • Get personalized recommendations for expense tracking • Set due date reminders for your bills • Calculate your current and projected net worth • Plan your spending based on when you get paid and when things are due with paycheck planning • Set big-picture goals and see a timeline of when you’ll hit them with financial roadmap Hey, you spend on the go, you should be able to budget that way too! Download app for free and stay on top of your finances. One monthly budget at a time. Privacy Policy: https://thanhbkap.github.io/Simplify-Privacy/ Terms of Use: https://thanhbkap.github.io/Simplify-Term/

About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

Screenshots

Simpler Budget4 screens
Chipp4 screens

Verdict

The call

The clearest difference is in-app purchases: Chipp at none against Simpler Budget's 5. Chipp also leads on iOS requirement (13.0 vs 15.0). Simpler Budget's advantage is rating (4.8 vs 4.4). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simpler Budget sells 5 in-app purchases, starting at $1.99 per month. Chipp asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Simpler Budget holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 47 and 16 respectively. Written reviews point the same way: 80% of Simpler Budget's written reviews are positive against 78% of Chipp's.

UpkeepUpdate frequency

Simpler Budget ships an update every 2 weeks, Chipp fortnightly. The most recent releases landed on September 21, 2026 and June 11, 2026 respectively.

Scorecard4 real differences · 6 level
Simpler Budget versus Chipp: the parameters behind the verdict, then further details
ParameterSimpler BudgetChipp
PriceFreeFree
Rating4.8 (47 ratings) — better4.4 (16 ratings)
Positive reviews80.0% of reviews — better77.8% of reviews
Number of ratings47 — better16
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size121 MB116 MB
Age rating4+4+
DeveloperDEVWORLD VIETAM COMPANY LIMITEDChipp LLC

Customer experience

Simpler Budget

All ratings47 ratings
Positive93.6%
Neutral6.4%
Negative0.0%
Written reviews10 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Chipp

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

In-app purchases

5 purchases

Simpler Budget

Subscriptions3
  • One Month Premium$1.991 Month
  • Three Months Premium3 Days trial$5.993 Months
  • 1 Year Premium7 Days trial$19.991 Year
One-time2
  • Lifetime 10% Off$8.99
  • Lifetime$39.99
None

Chipp

No in-app purchases

Questions

Is Simpler Budget free?
Simpler Budget is free to download, with in-app purchases available.
Is Chipp free?
Chipp is free to download, with no in-app purchases.
Which has better reviews, Simpler Budget or Chipp?
Simpler Budget is rated higher. Simpler Budget averages 4.8 out of 5 from 47 ratings, while Chipp averages 4.4 from 16 ratings.
Do Simpler Budget or Chipp have ads?
Neither Simpler Budget nor Chipp shows ads.
Which is updated more often, Simpler Budget or Chipp?
Simpler Budget ships an update every 2 weeks, and Chipp fortnightly. Most recently, Simpler Budget was updated on September 21, 2026 and Chipp on June 11, 2026.

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