Comparison

ATH Móvil vs Kiwi Crédito

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ATH Móvil

Instantly transfer money to anyone using just their phone number. Manage funds between your cards from different banks, make secure real-time payments, and donate to charities. Check your account balance anytime, anywhere.

Highlights
  • Instant money transfers via phone number
  • Transfer between registered cards
  • Real-time secure payments
  • Donate to non-profits
  • Check account balance
Features
Read full description

ATH Móvil is an ATH® Network application that allows you to: − Transfer money instantly to more than 2 million persons using only their phone number. − Transfer money between your registered cards, even if they are from multiple financial institutions. − Make payments at any time, from anywhere, in real time and securely. − Donate to non-profit organizations. − Get the balance of your accounts. To use ATH Móvil you must: − Be a client of a bank or credit union affiliated to the ATH® network that offers the ATH Móvil service. − Have an ATH® debit card − Have an email and phone number Participating financial institutions: - Banco Popular de Puerto Rico - FirstBank - Oriental Bank - Over 90 credit unions… To see the list of all participating financial institutions, go to www.athmovil.com

About

Kiwi Crédito

This digital platform offers a fast and secure way to apply for personal loans entirely online. Manage your credit, view loan details, and make payments easily through the mobile app. Receive funds quickly via your preferred disbursement method.

Highlights
  • Online loan applications
  • Secure personal loans
  • Loan detail consultation
  • Easy payment processing
  • Credit management
  • Fast fund disbursement
Read full description

Kiwi es una plataforma digital que te permite solicitar préstamos personales 100% en línea, de forma rápida y segura. A través de nuestra aplicación móvil podrás consultar los detalles de tu préstamo, realizar pagos fácilmente y gestionar tu crédito en cualquier momento. ¿Cómo funciona? 1. Descarga la app. 2. Crea tu cuenta y completa la solicitud en solo unos minutos. 3. Elige el monto que deseas solicitar, según el límite aprobado. 4. Recibe tu dinero: Selecciona entre los métodos de desembolso disponibles el que mejor se adapte a ti. Disponibilidad Actualmente estamos operando en Puerto Rico, Florida y Utah. ¿Quieres saber cuándo estaremos disponibles en tu estado? Síguenos en nuestras redes sociales para estar al tanto de todas nuestras novedades y actualizaciones. Facebook - https://www.facebook.com/kiwicredito Instagram - https://www.instagram.com/kiwicredito TikTok - https://www.instagram.com/kiwicredito Seguridad ante todo Tu seguridad es nuestra prioridad. Utilizamos encriptación SSL de 256 bits para proteger tu información. Nunca compartiremos tus datos con terceros ni almacenaremos tus credenciales bancarias. Términos y políticas Términos de uso - https://www.kiwicredito.com/terms-use Política de privacidad - https://www.kiwicredito.com/privacy-policy Licencias estatales - https://www.kiwicredito.com/state-licenses Soporte ¿Tienes preguntas o necesitas ayuda? Contáctanos en support@kiwicredito.com y te responderemos lo antes posible. Tu opinión es importante Si estás disfrutando de la app, déjanos una reseña. Tu retroalimentación nos ayuda a seguir mejorando y a ofrecerte un mejor servicio.

Screenshots

ATH Móvil4 screens
Kiwi Crédito3 screens

Verdict

The call

The clearest difference is review sentiment: Kiwi Crédito at 82% against ATH Móvil's 28%. Kiwi Crédito also leads on rating (4.7 vs 4.1). ATH Móvil's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kiwi Crédito holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 1.2K and 2.9K respectively. Written reviews point the same way: 28% of ATH Móvil's written reviews are positive against 82% of Kiwi Crédito's.

UpkeepUpdate frequency

ATH Móvil ships an update monthly, Kiwi Crédito every 4 weeks. The most recent releases landed on September 20, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
ATH Móvil versus Kiwi Crédito: the parameters behind the verdict, then further details
ParameterATH MóvilKiwi Crédito
PriceFreeFree
Rating4.1 (1.2K ratings)4.7 (2.9K ratings) — better
Positive reviews27.5% of reviews82.2% of reviews — better
Number of ratings1.2K2.9K — better
Update frequencyMonthlyEvery 4 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size91 MB21 MB
Age rating12+4+
DeveloperEVERTECKiwi Financial, LLC

Customer experience

ATH Móvil

All ratings1,249 ratings
Positive74.8%
Neutral6.6%
Negative18.6%
Written reviews200 reviews
Positive27.5%
Neutral13.0%
Negative59.5%

Kiwi Crédito

All ratings1,610 ratings
Positive92.2%
Neutral1.8%
Negative6.0%
Written reviews219 reviews
Positive82.2%
Neutral1.8%
Negative16.0%

User reviews

ATH Móvil

From 1.2K App Store ratings

What we love

  • 💳 Convenient for payments
  • 💰 Useful for money transfers
  • 👍 Easy to use
  • 🚀 Efficient app
  • 🔒 Secure transactions

Room to improve

  • 🐛 Bugs and glitches
  • 🔒 Privacy concerns
  • ⚠️ Unreliable service
  • 🔍 Poor search functionality
  • 🔕 Notification issues

Kiwi Crédito

From 2.9K App Store ratings

What we love

  • 🚀 Fast and easy process
  • 💳 Helps build credit
  • 👍 Excellent service
  • 🙌 Great opportunity
  • 🔒 Secure and reliable

Room to improve

  • 🐛 App crashes or freezes
  • 🚫 Not available in all states
  • 💰 High interest rates

Bugs and requests

ATH Móvil

Reported bugs

5 issues
  • Login issues
  • Account access problems
  • Crashes when deleting cards
  • Balance not available
  • Inability to recover sent funds

Requested features

5 requests
  • Add favorites/contacts list
  • Improve transaction search
  • Provide more customization options
  • Implement Apple Watch support
  • Allow name changes

Kiwi Crédito

Reported bugs

2 issues
  • Issues uploading identification documents
  • Inconsistent app performance

Requested features

3 requests
  • Multilingual support
  • Improved app stability
  • Expanded state availability

In-app purchases

None

ATH Móvil

No in-app purchases

None

Kiwi Crédito

No in-app purchases

Questions

Is ATH Móvil free?
ATH Móvil is free to download, with no in-app purchases.
Is Kiwi Crédito free?
Kiwi Crédito is free to download, with no in-app purchases.
Which has better reviews, ATH Móvil or Kiwi Crédito?
Kiwi Crédito is rated higher. ATH Móvil averages 4.1 out of 5 from 1.2K ratings, while Kiwi Crédito averages 4.7 from 2.9K ratings.
Do ATH Móvil or Kiwi Crédito have ads?
Kiwi Crédito shows ads; ATH Móvil does not.
Which is updated more often, ATH Móvil or Kiwi Crédito?
ATH Móvil ships an update monthly, and Kiwi Crédito every 4 weeks. Most recently, ATH Móvil was updated on September 20, 2026 and Kiwi Crédito on September 23, 2026.

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