ATH Móvil vs Kiwi Crédito
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ATH Móvil
Instantly transfer money to anyone using just their phone number. Manage funds between your cards from different banks, make secure real-time payments, and donate to charities. Check your account balance anytime, anywhere.
- Instant money transfers via phone number
- Transfer between registered cards
- Real-time secure payments
- Donate to non-profits
- Check account balance
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ATH Móvil is an ATH® Network application that allows you to: − Transfer money instantly to more than 2 million persons using only their phone number. − Transfer money between your registered cards, even if they are from multiple financial institutions. − Make payments at any time, from anywhere, in real time and securely. − Donate to non-profit organizations. − Get the balance of your accounts. To use ATH Móvil you must: − Be a client of a bank or credit union affiliated to the ATH® network that offers the ATH Móvil service. − Have an ATH® debit card − Have an email and phone number Participating financial institutions: - Banco Popular de Puerto Rico - FirstBank - Oriental Bank - Over 90 credit unions… To see the list of all participating financial institutions, go to www.athmovil.com
Kiwi Crédito
This digital platform offers a fast and secure way to apply for personal loans entirely online. Manage your credit, view loan details, and make payments easily through the mobile app. Receive funds quickly via your preferred disbursement method.
- Online loan applications
- Secure personal loans
- Loan detail consultation
- Easy payment processing
- Credit management
- Fast fund disbursement
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Kiwi es una plataforma digital que te permite solicitar préstamos personales 100% en línea, de forma rápida y segura. A través de nuestra aplicación móvil podrás consultar los detalles de tu préstamo, realizar pagos fácilmente y gestionar tu crédito en cualquier momento. ¿Cómo funciona? 1. Descarga la app. 2. Crea tu cuenta y completa la solicitud en solo unos minutos. 3. Elige el monto que deseas solicitar, según el límite aprobado. 4. Recibe tu dinero: Selecciona entre los métodos de desembolso disponibles el que mejor se adapte a ti. Disponibilidad Actualmente estamos operando en Puerto Rico, Florida y Utah. ¿Quieres saber cuándo estaremos disponibles en tu estado? Síguenos en nuestras redes sociales para estar al tanto de todas nuestras novedades y actualizaciones. Facebook - https://www.facebook.com/kiwicredito Instagram - https://www.instagram.com/kiwicredito TikTok - https://www.instagram.com/kiwicredito Seguridad ante todo Tu seguridad es nuestra prioridad. Utilizamos encriptación SSL de 256 bits para proteger tu información. Nunca compartiremos tus datos con terceros ni almacenaremos tus credenciales bancarias. Términos y políticas Términos de uso - https://www.kiwicredito.com/terms-use Política de privacidad - https://www.kiwicredito.com/privacy-policy Licencias estatales - https://www.kiwicredito.com/state-licenses Soporte ¿Tienes preguntas o necesitas ayuda? Contáctanos en support@kiwicredito.com y te responderemos lo antes posible. Tu opinión es importante Si estás disfrutando de la app, déjanos una reseña. Tu retroalimentación nos ayuda a seguir mejorando y a ofrecerte un mejor servicio.
Screenshots
Verdict
The clearest difference is review sentiment: Kiwi Crédito at 82% against ATH Móvil's 28%. Kiwi Crédito also leads on rating (4.7 vs 4.1). ATH Móvil's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kiwi Crédito holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 1.2K and 2.9K respectively. Written reviews point the same way: 28% of ATH Móvil's written reviews are positive against 82% of Kiwi Crédito's.
ATH Móvil ships an update monthly, Kiwi Crédito every 4 weeks. The most recent releases landed on September 20, 2026 and September 23, 2026 respectively.
| Parameter | ATH Móvil | Kiwi Crédito |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (1.2K ratings) | 4.7 (2.9K ratings) — better |
| Positive reviews | 27.5% of reviews | 82.2% of reviews — better |
| Number of ratings | 1.2K | 2.9K — better |
| Update frequency | Monthly | Every 4 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 91 MB | 21 MB |
| Age rating | 12+ | 4+ |
| Developer | EVERTEC | Kiwi Financial, LLC |
Customer experience
ATH Móvil
Kiwi Crédito
User reviews
ATH Móvil
From 1.2K App Store ratingsWhat we love
- 💳 Convenient for payments
- 💰 Useful for money transfers
- 👍 Easy to use
- 🚀 Efficient app
- 🔒 Secure transactions
Room to improve
- 🐛 Bugs and glitches
- 🔒 Privacy concerns
- ⚠️ Unreliable service
- 🔍 Poor search functionality
- 🔕 Notification issues
Kiwi Crédito
From 2.9K App Store ratingsWhat we love
- 🚀 Fast and easy process
- 💳 Helps build credit
- 👍 Excellent service
- 🙌 Great opportunity
- 🔒 Secure and reliable
Room to improve
- 🐛 App crashes or freezes
- 🚫 Not available in all states
- 💰 High interest rates
Bugs and requests
ATH Móvil
Reported bugs
5 issues- Login issues
- Account access problems
- Crashes when deleting cards
- Balance not available
- Inability to recover sent funds
Requested features
5 requests- Add favorites/contacts list
- Improve transaction search
- Provide more customization options
- Implement Apple Watch support
- Allow name changes
Kiwi Crédito
Reported bugs
2 issues- Issues uploading identification documents
- Inconsistent app performance
Requested features
3 requests- Multilingual support
- Improved app stability
- Expanded state availability
In-app purchases
ATH Móvil
No in-app purchases
Kiwi Crédito
No in-app purchases








