Comparison

Balance My Checkbook vs Ledger Mate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balance My Checkbook

Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.

Highlights
  • Auto-complete transactions
  • Schedule recurring transactions
  • Sync data between users and devices
  • Track cleared transactions
  • Export data and balance
  • Customizable transaction types
Features
Currently charting
Read full description

Don’t let overdraft fees or pending transactions catch you by surprise - always know exactly what your account balance is with Balance My Checkbook! All you have to do is enter your expenses and income and let the app do the rest. Save Time: Auto complete transactions Powerful Search to find transactions instantly Easy scheduling for recurring transactions Stay Up To Date: Track which transactions have cleared Sync between other users and devices "Sync for 4 Users" is an auto-renewing monthly subscription more details below * Export your data and balance Easy to Use and Customizable: Get started in a minute Create your own transaction types Fast Support is just a tap away * The "Sync for 4 Users" subscription auto-renews monthly. The subscription includes a month of access to: • Data Sync • Store up to 10 years of transactions • Priority Support It also includes access to all premium features: • Unlimited Accounts • Recurring Transactions • Lock Screen • Transaction Search • Transaction Filter • Export Data • No Ads ** Terms and Conditions for Auto-renewing subscriptions • Payment will be charged to iTunes Account at confirmation of purchase • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable Terms and Conditions for App: http://lingsdesigns.com/balancecheck/terms.html *** This version is ad supported but ads can be removed with an in app purchase.

About

Ledger Mate

Manually track bank accounts, balances, and transactions without logins or syncing. Organize finances with custom tags and filter by date range for clear insights into spending. Offers full control over financial records.

Highlights
  • Multiple account management
  • Manual transaction entry
  • Custom transaction tags
  • Date range filtering
  • No bank connections
  • Balance tracking
Features
Read full description

Ledger Mate makes it easy to manually track your bank accounts, balances, and transactions — no logins, no syncing, no clutter. Whether you’re managing checking accounts, savings, or keeping a digital checkbook register, Ledger Mate gives you full control over your financial records. - Create and manage multiple accounts Track current and available balances for each account, all in one place. - Add transactions manually Stay in control of your data. Record deposits, checks, bills, and expenses exactly how you want. - Organize with transaction tags Categorize your transactions with custom tags for easy filtering and analysis. - Group and filter by date range View transactions summarized by tag or date range to see exactly where your money is going. - No bank connections required Ledger Mate is intentionally simple — no complicated AI integrations or risky data sharing. Whether you’re balancing your checkbook, tracking multiple accounts, or budgeting manually, Ledger Mate provides the flexibility and simplicity you need.

Screenshots

Balance My Checkbook4 screens
Ledger Mate3 screens

Verdict

The call

The clearest difference is review sentiment: Balance My Checkbook at 73% against Ledger Mate's 0%. Balance My Checkbook also leads on rating (4.7 vs 2.0) and update cadence (every 3 weeks vs every 12 months). Ledger Mate's advantage is in-app purchases (none vs 5). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Balance My Checkbook sells 5 in-app purchases, starting at $0.99 per month. Ledger Mate asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Balance My Checkbook holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: Balance My Checkbook has 5.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 73% of Balance My Checkbook's written reviews are positive against 0% of Ledger Mate's.

UpkeepUpdate frequency

Balance My Checkbook ships an update every 3 weeks, Ledger Mate every 12 months. The most recent releases landed on November 11, 2026 and October 30, 2026 respectively.

Scorecard8 real differences · 3 level
Balance My Checkbook versus Ledger Mate: the parameters behind the verdict, then further details
ParameterBalance My CheckbookLedger Mate
PriceFreeFree
Rating4.7 (5.2K ratings) — better2.0 (1 ratings)
Positive reviews73.2% of reviews — better0.0% of reviews
Number of ratings5.2K — better1
Update frequencyEvery 3 weeks — betterEvery 12 months
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
Best chart rank#96 — better—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size23 MB5 MB
Age rating17+4+
DeveloperLingsDesignsNate Thompson

Customer experience

Balance My Checkbook

All ratings4,985 ratings
Positive92.5%
Neutral3.1%
Negative4.4%
Written reviews164 reviews
Positive73.2%
Neutral7.9%
Negative18.9%

Ledger Mate

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Balance My Checkbook

Reported bugs

4 issues
  • Calendar not working properly after recent update
  • Recurring transactions not updating correctly
  • Incorrect balance displayed after deleting entries
  • App crashing when entering new transactions

Requested features

5 requests
  • Ability to transfer funds between accounts in one step
  • Automatic backup and data recovery options
  • Landscape mode support for tablets
  • More flexible recurring transaction scheduling
  • Improved search and sorting functionality

Ledger Mate

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Balance My Checkbook

Subscriptions5
  • Premium, 1 device14 Days trial$0.991 Month
  • Premium with Backup, 1 device14 Days trial$1.991 Month
  • Premium with Sync, 4 devices14 Days trial$4.991 Month
Show 2 more
  • Premium with Backup, 1 device14 Days trial$22.991 Year
  • Premium with Sync, 4 devices14 Days trial$57.991 Year
None

Ledger Mate

No in-app purchases

Questions

Is Balance My Checkbook free?
Balance My Checkbook is free to download, with in-app purchases available.
Is Ledger Mate free?
Ledger Mate is free to download, with no in-app purchases.
Which has better reviews, Balance My Checkbook or Ledger Mate?
Balance My Checkbook is rated higher. Balance My Checkbook averages 4.7 out of 5 from 5.2K ratings, while Ledger Mate averages 2.0 from 1 ratings.
Do Balance My Checkbook or Ledger Mate have ads?
Both Balance My Checkbook and Ledger Mate show ads.
Which is updated more often, Balance My Checkbook or Ledger Mate?
Balance My Checkbook ships an update every 3 weeks, and Ledger Mate every 12 months. Most recently, Balance My Checkbook was updated on November 11, 2026 and Ledger Mate on October 30, 2026.

Other comparisons