Comparison

Balance My Checkbook vs Simple Checkbook.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balance My Checkbook

Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.

Highlights
  • Auto-complete transactions
  • Schedule recurring transactions
  • Sync data between users and devices
  • Track cleared transactions
  • Export data and balance
  • Customizable transaction types
Features
Currently charting
Read full description

Don’t let overdraft fees or pending transactions catch you by surprise - always know exactly what your account balance is with Balance My Checkbook! All you have to do is enter your expenses and income and let the app do the rest. Save Time: Auto complete transactions Powerful Search to find transactions instantly Easy scheduling for recurring transactions Stay Up To Date: Track which transactions have cleared Sync between other users and devices "Sync for 4 Users" is an auto-renewing monthly subscription more details below * Export your data and balance Easy to Use and Customizable: Get started in a minute Create your own transaction types Fast Support is just a tap away * The "Sync for 4 Users" subscription auto-renews monthly. The subscription includes a month of access to: • Data Sync • Store up to 10 years of transactions • Priority Support It also includes access to all premium features: • Unlimited Accounts • Recurring Transactions • Lock Screen • Transaction Search • Transaction Filter • Export Data • No Ads ** Terms and Conditions for Auto-renewing subscriptions • Payment will be charged to iTunes Account at confirmation of purchase • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable Terms and Conditions for App: http://lingsdesigns.com/balancecheck/terms.html *** This version is ad supported but ads can be removed with an in app purchase.

About

Simple Checkbook.

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

Highlights
  • Multiple account management
  • Detailed transaction logging
  • Transaction clearing status
  • Balance tracking
  • Transaction filtering
  • Expense/income charts
  • iCloud sync
Features
Currently charting
Read full description

A simple checkbook to help organize your finances. Features: - Keep track of any number of accounts. - For each transaction, track the date, name, type, amount, check number, category, and notes. - Mark transactions as cleared. - Displays cleared, outstanding, and current balance. - Ability to filter transactions displayed. - Display charts for expenses or income by category. - Syncs to iCloud

Screenshots

Balance My Checkbook4 screens
Simple Checkbook.4 screens

Verdict

The call

The clearest difference is price: Balance My Checkbook at Free against Simple Checkbook.'s $3.99. Balance My Checkbook also leads on rating (4.7 vs 4.0) and ratings volume (5.1K vs 4). Simple Checkbook.'s advantage is in-app purchases (none vs 5) and ads (none vs shown). On update cadence, chart position and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Balance My Checkbook is free to download; Simple Checkbook. costs $3.99 up front. Balance My Checkbook sells 5 in-app purchases, starting at $0.99 per month. Simple Checkbook. asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Balance My Checkbook holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Balance My Checkbook has 5.1K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 73% of Balance My Checkbook's written reviews are positive against 50% of Simple Checkbook.'s.

UpkeepUpdate frequency

Balance My Checkbook ships an update every 3 weeks, Simple Checkbook. fortnightly. Both last shipped on October 24, 2026.

Scorecard8 real differences · 3 level
Balance My Checkbook versus Simple Checkbook.: the parameters behind the verdict, then further details
ParameterBalance My CheckbookSimple Checkbook.
PriceFree — better$3.99
Rating4.7 (5.1K ratings) — better4.0 (4 ratings)
Positive reviews72.8% of reviews — better50.0% of reviews
Number of ratings5.1K — better4
Update frequencyEvery 3 weeksFortnightly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
Best chart rank#110#92 — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size23 MB3 MB
Age rating17+4+
DeveloperLingsDesignsMatthew Hiles

Customer experience

Balance My Checkbook

All ratings4,985 ratings
Positive92.5%
Neutral3.1%
Negative4.4%
Written reviews162 reviews
Positive72.8%
Neutral8.0%
Negative19.1%

Simple Checkbook.

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Balance My Checkbook

Reported bugs

4 issues
  • Calendar not working properly after recent update
  • Recurring transactions not updating correctly
  • Incorrect balance displayed after deleting entries
  • App crashing when entering new transactions

Requested features

5 requests
  • Ability to transfer funds between accounts in one step
  • Automatic backup and data recovery options
  • Landscape mode support for tablets
  • More flexible recurring transaction scheduling
  • Improved search and sorting functionality

Simple Checkbook.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Balance My Checkbook

Subscriptions5
  • Premium, 1 device14 Days trial$0.991 Month
  • Premium with Backup, 1 device14 Days trial$1.991 Month
  • Premium with Sync, 4 devices14 Days trial$4.991 Month
Show 2 more
  • Premium with Backup, 1 device14 Days trial$22.991 Year
  • Premium with Sync, 4 devices14 Days trial$57.991 Year
None

Simple Checkbook.

No in-app purchases

Questions

Is Balance My Checkbook free?
Balance My Checkbook is free to download, with in-app purchases available.
Is Simple Checkbook. free?
Simple Checkbook. costs $3.99, with no in-app purchases.
Which has better reviews, Balance My Checkbook or Simple Checkbook.?
Balance My Checkbook is rated higher. Balance My Checkbook averages 4.7 out of 5 from 5.1K ratings, while Simple Checkbook. averages 4.0 from 4 ratings.
Do Balance My Checkbook or Simple Checkbook. have ads?
Balance My Checkbook shows ads; Simple Checkbook. does not.
Which is updated more often, Balance My Checkbook or Simple Checkbook.?
Balance My Checkbook ships an update every 3 weeks, and Simple Checkbook. fortnightly. Most recently, Balance My Checkbook was updated on October 24, 2026 and Simple Checkbook. on October 24, 2026.
Which is more popular, Balance My Checkbook or Simple Checkbook.?
Balance My Checkbook currently peaks at #110 in the App Store charts, and Simple Checkbook. at #92. Chart position reflects recent download velocity rather than total install base.

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