Comparison

小乖记账 vs 喵钱记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小乖记账

This app uses AI to automatically track and categorize your income and expenses from various sources like bank transactions, Alipay, WeChat Pay, and cash. It provides personalized financial reports, budget reminders, and supports multiple ledgers for different needs.

Highlights
  • AI automatic expense tracking
  • Smart transaction categorization
  • Personalized financial analysis reports
  • Customizable budget reminders
  • Multi-ledger management
  • Voice input for expenses
Features
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小乖记账您的智能财务小管家,让记账变得前所未有的轻松与高效。采用人工智能技术,自动识别并分类您的每一笔收支,无论是银行交易、支付宝账单、微信支付还是现金消费,阿财都能精准捕捉,为您打造个性化的财务分析报告。阿财记账,让记账不再是负担,而是您实现财务自由的得力助手。 【核心功能】 - AI自动记账:无需手动输入,智能识别各类交易信息,自动归类,省时又省心。 - 智能分类:基于机器学习算法,准确分类您的每一笔支出(如餐饮、交通、购物等),让账目一目了然。 - 财务分析:生成月度、年度财务报表,清晰展示收支情况、消费趋势及预算执行情况,助您科学理财。 - 预算提醒:设定个性化预算目标,超支即时提醒,帮助您合理控制开支,实现财务自由。 - 多账本管理:支持家庭账本、旅行账本、工作账本等多种场景,轻松管理不同用途的资金流动。 - 语音记账:支持语音输入记账,动口即记账,让生活中的每一笔开销都不再遗漏。 会员订阅说明: -订阅周期:月会员,年会员或永久会员 -付款:用户付款记入iTunes账户 -取消订阅:如需取消订阅,请在当前订阅到期24小时以前,手动到在Apple ID设置管理中关闭自动订阅 -续订:苹果iTunes账户会在到期前24小时内扣款,扣款成功后订阅周期将延续一个周期 -隐私政策:https://docs.qq.com/doc/p/97c30b556ef75021d5bcc15b3e930922d06b26dc?nlc=1 -服务条款:https://docs.qq.com/doc/p/43f66dd6c93948450f1265a1465258470ea81e2d?nlc=1

About

喵钱记账

This finance app offers a simple and visually appealing way to track your expenses and income. It features automatic transaction import from popular payment platforms, customizable reports, and multi-account management for a comprehensive overview of your finances.

Highlights
  • Automatic transaction import
  • Customizable financial reports
  • Multi-account management
  • Scheduled transaction entries
  • Visually appealing interface
  • Bill poster generation
  • Home screen widgets
Features
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核心功能 - 操作简单,零基础,随手记,免费记账。 应用界面 - 专业原画师绘制的精美界面,给你带来超高的用户体验。 自动记账 - 微信、支付宝等软件收付款后自动弹出,实现一键快速记账。 定时记账 - 可设置房租、工资等收支定时录入。 多账本 - 日常、生意、学生、娱乐、装修,恋爱记账等,满足您的多场景记账需求。 资产账户 - 账单可关联微信钱包、支付宝等资产账户,总览资产状况。 统计报表 - 多图表多曲线,帮你快速分析消费情况。 账单海报 - 一键生成精美的账单海报。 小组件 - 多款实用的小组件,在手机桌面即可查看收支记录。

Screenshots

小乖记账4 screens
喵钱记账3 screens

Verdict

The call

The clearest difference is update cadence: 喵钱记账 at every 4 days against 小乖记账's every 3 weeks. 喵钱记账 also leads on review sentiment (52% vs 35%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 小乖记账 sells 5 in-app purchases, starting at $0.99 per 7 days and 喵钱记账 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

小乖记账 ships an update every 3 weeks, 喵钱记账 every 4 days. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
小乖记账 versus 喵钱记账: the parameters behind the verdict, then further details
Parameter小乖记账喵钱记账
PriceFreeFree
Rating4.3 (6 ratings) — better—
Positive reviews34.6% of reviews52.0% of reviews — better
Number of ratings6 — better—
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size108 MB98 MB
Age rating4+4+
Developer鑫 孙Guangzhou Juying Information Technology Co., Ltd.

Customer experience

小乖记账

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews52 reviews
Positive34.6%
Neutral0.0%
Negative65.4%

喵钱记账

Written reviews25 reviews
Positive52.0%
Neutral0.0%
Negative48.0%

In-app purchases

5 purchases

小乖记账

Subscriptions2
  • 周会员$0.997 Days
  • 月会员$4.991 Month
One-time3
  • 永久会员$12.99
  • 年会员$14.99
  • 永久会员$19.99
4 purchases

喵钱记账

One-time4
  • 一个月有效$2.99
  • 季度有效$4.99
  • 永久会员$9.99
Show 1 more
  • 一年有效$14.99

Questions

Is 小乖记账 free?
小乖记账 is free to download, with in-app purchases available.
Is 喵钱记账 free?
喵钱记账 is free to download, with in-app purchases available.
Do 小乖记账 or 喵钱记账 have ads?
Neither 小乖记账 nor 喵钱记账 shows ads.
Which is updated more often, 小乖记账 or 喵钱记账?
小乖记账 ships an update every 3 weeks, and 喵钱记账 every 4 days. Most recently, 小乖记账 was updated on September 24, 2026 and 喵钱记账 on September 22, 2026.

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