小乖记账 vs Pick记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
小乖记账
This app uses AI to automatically track and categorize your income and expenses from various sources like bank transactions, Alipay, WeChat Pay, and cash. It provides personalized financial reports, budget reminders, and supports multiple ledgers for different needs.
- AI automatic expense tracking
- Smart transaction categorization
- Personalized financial analysis reports
- Customizable budget reminders
- Multi-ledger management
- Voice input for expenses
Read full descriptionHide full description
小乖记账您的智能财务小管家,让记账变得前所未有的轻松与高效。采用人工智能技术,自动识别并分类您的每一笔收支,无论是银行交易、支付宝账单、微信支付还是现金消费,阿财都能精准捕捉,为您打造个性化的财务分析报告。阿财记账,让记账不再是负担,而是您实现财务自由的得力助手。 【核心功能】 - AI自动记账:无需手动输入,智能识别各类交易信息,自动归类,省时又省心。 - 智能分类:基于机器学习算法,准确分类您的每一笔支出(如餐饮、交通、购物等),让账目一目了然。 - 财务分析:生成月度、年度财务报表,清晰展示收支情况、消费趋势及预算执行情况,助您科学理财。 - 预算提醒:设定个性化预算目标,超支即时提醒,帮助您合理控制开支,实现财务自由。 - 多账本管理:支持家庭账本、旅行账本、工作账本等多种场景,轻松管理不同用途的资金流动。 - 语音记账:支持语音输入记账,动口即记账,让生活中的每一笔开销都不再遗漏。 会员订阅说明: -订阅周期:月会员,年会员或永久会员 -付款:用户付款记入iTunes账户 -取消订阅:如需取消订阅,请在当前订阅到期24小时以前,手动到在Apple ID设置管理中关闭自动订阅 -续订:苹果iTunes账户会在到期前24小时内扣款,扣款成功后订阅周期将延续一个周期 -隐私政策:https://docs.qq.com/doc/p/97c30b556ef75021d5bcc15b3e930922d06b26dc?nlc=1 -服务条款:https://docs.qq.com/doc/p/43f66dd6c93948450f1265a1465258470ea81e2d?nlc=1
Pick记账
This app offers a unique approach to personal finance management by integrating AI companions for a more engaging experience. Users can chat, use voice, or even images to log expenses, with automatic recognition and categorization of transactions. It provides detailed financial analysis and a visual calendar for tracking income and spending.
- AI chat for expense logging
- Voice and image recognition for transactions
- Automatic transaction categorization
- Daily and monthly financial analysis
- Calendar view of income and expenses
- Customizable subcategories
- Cloud synchronization
Read full descriptionHide full description
-----应用介绍-------- Pick记账不仅是你的专属财务管家,更是可以陪你聊天的好朋友。在这里,你可以设置AI角色的称呼、关系、性格、背景设定等丰富自定义选项,打造最懂你的AI伙伴,陪你轻松记账、开心唠嗑~ ------特色功能-------- 【聊天记账】 试试和TA说“午餐30元”,AI会自动识别账单金额、分类等信息完成记账。每次记账AI角色都有可能进行消息回复,情绪价值拉满~ 【语音记账】 不想打字?直接发语音也可以聊天记账哦! 【识图记账】 购物小票、账单截图,不论是单笔还是多笔账单,通通都可以智能识别账单信息快速记账。当然,发送不含账单的图片,AI角色也会回复消息哦~ 【自动记账】 微信、支付宝等软件付款后,智能识别交易金额、类别、时间等信息,自动归类收支项目,准确生成账单记录,实现1秒记账! 【记账日历】 以日历形式呈现每日收支记录,快速查看当日、当月财务状况,收支记录以不同颜色标识,清晰区分收入和支出,轻松回顾过往财务数据。 【二级分类】 Pick记账提供丰富的默认分类,同时支持自定义二级收支类别,设置任意图标和名称,满足各种记账场景,让记账更加个性化。 【数据分析】 自动计算每日、每月的总收入和总支出,提供日均支出、日均收入等关键数据,并以多维度图表展示,直观了解收支情况,同时支持自定义统计时间范围,满足个性化需求,助您更好地分析财务状况。 【云端同步】 账单数据实时云同步,不收费、不限量,换机不用愁。
Screenshots
Verdict
The clearest difference is rating: Pick记账 at 5.0 against 小乖记账's 4.3. Pick记账 also leads on review sentiment (69% vs 35%) and update cadence (every 11 days vs every 3 weeks). 小乖记账's advantage is ads (none vs shown) and ratings volume (6 vs 2). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 小乖记账 sells 5 in-app purchases, starting at $0.99 per 7 days and Pick记账 sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Pick记账 holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews point the same way: 35% of 小乖记账's written reviews are positive against 69% of Pick记账's.
小乖记账 ships an update every 3 weeks, Pick记账 every 11 days. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.
| Parameter | 小乖记账 | Pick记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (6 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 34.6% of reviews | 68.8% of reviews — better |
| Number of ratings | 6 — better | 2 |
| Update frequency | Every 3 weeks | Every 11 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 108 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | 鑫 孙 | Chongqing Miaoyudao Technology Co., Ltd. |
Customer experience
小乖记账
Pick记账
In-app purchases
小乖记账
- 周会员$0.997 Days
- 月会员$4.991 Month
- 永久会员$12.99
- 年会员$14.99
- 永久会员$19.99
Pick记账
- 动态背景1次$0.99
- Pick记账月度会员$3.99
- Pick记账季度会员$9.99
Show 6 moreShow fewer
- Pick记账永久会员$9.99
- Pick记账永久会员$12.99
- Pick记账季度会员$12.99
- Pick记账年度会员$19.99
- Pick记账年度会员$34.99
- Pick记账永久会员$129.99









