Spending Tracker vs Budgitrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses using voice, photos, or typing. Visualize spending trends with instant charts and reports. Share expenses with family or export data for taxes.
- Voice and photo expense logging
- Instant spending trend visibility
- iCloud sync and team sharing
- Advanced reporting and export
- Smart categorization
- Receipt scanning
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Cash Compass is a private expense tracker for iPhone. No bank logins, no account connections, no data sold — you log what you spend, and it shows you exactly where your money goes. FAST TO LOG, SO YOU ACTUALLY KEEP DOING IT • Say it — speak an expense and it's categorised and saved • Ask Siri — "log an expense in Cash Compass" works from Siri, Shortcuts, Spotlight and the Action button • Snap it — photograph a receipt and the details are pulled out for you • Or type it — amount-first manual entry in a few taps, works fully offline SEE WHAT'S ACTUALLY HAPPENING • Category charts — bar, donut and line views of where the money went • Month-over-month comparison — this period against the last, category by category • Weekly report — what you spent this week vs last, with the categories that moved • Spending-spike alerts — Cash Compass flags a category running above its own recent average • Savings rate — set your monthly income and watch the rate on your dashboard • Tracking streak — consecutive days logged, because consistency is the whole game PRIVATE BY DESIGN • No bank logins. Nothing to connect, nothing to reauthorise, no credentials to breach • Your transactions stay on your device; Premium syncs through your own iCloud account • No ads. No selling your data WORKS WHEREVER YOU DO • Every world currency — set yours and every total, chart and export follows • 33 languages • Separate Personal and Business accounts, switchable in a tap • Cash spending is tracked as easily as card — something bank-feed apps structurally cannot do FREE, AND WHAT PREMIUM ADDS Manual logging is free forever, with no ads. Premium unlocks unlimited voice entry and receipt scanning, the full charts, CSV export, and iCloud sync across your devices. Apple Family Sharing covers 5 more family members at no extra cost — each keeps their own private data; the subscription is the only shared item. Cash Compass is made by a small independent developer. If something's missing or broken, the support link goes to a human.
Budgitrack
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Budgitrack is the simplest way to know how much disposable income you have each month, without giving any app access to your bank. You enter your income and recurring expenses. Budgitrack normalises everything across weekly, bi-weekly, and monthly cycles and tells you exactly what's left. Setup takes a minute. PRIVACY-FIRST, NOT PRIVACY-LATER • No bank linking, ever. Every figure is entered by you. • No accounts, no email collection, no ads, no tracking. • Your data stays on your iPhone. If you delete the app, it goes with it. WHAT IT DOES • Shows your disposable income at a glance, the figure that actually matters. • Categorises spending without the noise of bank-feed clutter. • Handles weekly, bi-weekly, and monthly cycles in a single budget. • Home Screen widgets so you can check your balance without opening the app. • Beautiful dark mode. FREE AND PREMIUM The free tier covers one budget, one income source, and ten expenses, enough to test the core idea. Premium unlocks unlimited tracking across every category, available as monthly, yearly, or one-time lifetime. Made by Recurse Ltd in the UK. Terms of Use: https://budgitrack.com/terms Privacy Policy: https://budgitrack.com/privacy
Screenshots
Verdict
Spending Tracker and Budgitrack are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $2.99 per 7 days and Budgitrack sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Spending Tracker ships an update every 5 days, Budgitrack every 4 days. The most recent releases landed on October 11, 2026 and September 24, 2026 respectively.
| Parameter | Spending Tracker | Budgitrack |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 5 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 21 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | SwiftAppLab LLC | RECURSE LTD |
In-app purchases
Spending Tracker
- Weekly3 Days trial$2.997 Days
- Monthly3 Days trial$5.991 Month
- Annual (recommended)7 Days trial$34.991 Year
Budgitrack
- Budgitrack Premium$1.991 Month
- Budgitrack Premium (Annual)$19.991 Year
- Budgitrack Premium (Lifetime)$29.99









