Comparison

Plans.TheApp Financial Planner vs FundFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plans.TheApp Financial Planner

This app helps you visualize your financial future by forecasting cash flow, net worth, and debt over decades. Test "what-if" scenarios for major life events and manage debts and assets with various strategies. Collaborate with partners and generate detailed reports.

Highlights
  • Advanced financial forecasting up to 30 years
  • Test "what-if" life scenarios
  • Debt and asset management tools
  • Partner collaboration for shared financial goals
  • Secure with Face ID lock and privacy blur
  • Exportable PDF and CSV reports
Read full description

+ SEE INTO THE FUTURE Project your finances, cashflow and net worth up to 30 years ahead. + COMPARE SCENARIOS See clearly how different life choices could impact your financial future. + TRACK IT YOUR WAY Choose what’s important to you, the rest is noise. + PLAN TOGETHER, STAY IN SYNC Track changes with a shared history. Total transparency, no confusion. + EVERYONE NEEDS A PLAN Manage all your balances, income, expenses, assets and debts. + SIMULATE LOANS Explore potential breakdowns of principal amount, interest value and total payments. + SIMULATE INVESTMENTS See projections, future value, contributions and potential gains. + REPORTS Create custom detailed PDF reports and export all your data as CSV. Please Note: This application is designed, supported, and available exclusively in English. All user interface and documentation are provided strictly in English. By downloading and purchasing the premium subscription, you acknowledge and agree that the services and all related contractual terms are delivered solely in the English language. PREMIUM FEATURES: - Extended 30-Year Horizon: See further into your financial future. - Shared Plans: Collaborate on plans with partners or family. - Extended Lists: Up to 500 entries for each list of balance, income, expenses, assets and debts. - Up to 50 scenarios: Explore and compare different life plans. Plans.TheApp offers a distraction-free, ad-free experience. Download today and start planning smarter. SUBSCRIPTION DETAILS: - Enjoy Premium features with a monthly subscription that renews automatically. - Manage or cancel anytime in your Account Settings. - A free trial may be available to new users. LEGAL & CONTACT: - Terms of Service: https://planstheapp.com/terms_of_service.html - Privacy Policy: https://planstheapp.com/privacy_policy.html - EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Need help? Contact our team: https://planstheapp.com/contact.html

About

FundFlow

Read full description

Gain clarity and control over your personal finances with FundFlow! Designed for simplicity and effectiveness, FundFlow helps you effortlessly track every dollar coming in and going out. Log your income sources and daily transactions in just a few taps, making money management quick and easy. Understand your spending habits like never before by categorizing expenses into essential Needs, discretionary Wants, and important Savings goals. This clear structure helps you see exactly where your money goes and identify areas for improvement. Our intuitive dashboard provides a clear, real-time snapshot of your financial health. Visualize your budget breakdown, track your progress towards savings goals, and get an instant overview of your income vs. expenses. Stop guessing about your budget. With FundFlow, you can: Track income from multiple sources. Record and categorize expenses easily. Monitor your spending across Needs, Wants, and Savings. View a comprehensive financial overview on your dashboard. Securely manage your financial data. Make informed decisions, manage your funds effectively, and start achieving your financial goals. Whether you're saving for a down payment, planning for a vacation, or simply want to understand your finances better, FundFlow is your perfect companion. Download FundFlow today and take the first step towards mastering your money!

Screenshots

Plans.TheApp Financial Planner4 screens
FundFlow4 screens

Verdict

The call

The clearest difference is in-app purchases: FundFlow at none against Plans.TheApp Financial Planner's 1. FundFlow also leads on update cadence (every 3 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Plans.TheApp Financial Planner sells 1 in-app purchase, starting at $4.99 per month. FundFlow asks for nothing beyond the download.

UpkeepUpdate frequency

Plans.TheApp Financial Planner ships an update every 3 weeks, FundFlow every 3 days. The most recent releases landed on October 17, 2026 and September 10, 2026 respectively.

Scorecard2 real differences · 8 level
Plans.TheApp Financial Planner versus FundFlow: the parameters behind the verdict, then further details
ParameterPlans.TheApp Financial PlannerFundFlow
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationSubscription—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.616.6
Further details — not scored
Size48 MB2 MB
Age rating17+4+
DeveloperRIARIO LTDSmarthawk Technologies LLP

In-app purchases

1 purchases

Plans.TheApp Financial Planner

Subscriptions1
  • Premium1 Month trial$4.991 Month
None

FundFlow

No in-app purchases

Questions

Is Plans.TheApp Financial Planner free?
Plans.TheApp Financial Planner is free to download, with in-app purchases available.
Is FundFlow free?
FundFlow is free to download, with no in-app purchases.
Do Plans.TheApp Financial Planner or FundFlow have ads?
Neither Plans.TheApp Financial Planner nor FundFlow shows ads.
Which is updated more often, Plans.TheApp Financial Planner or FundFlow?
Plans.TheApp Financial Planner ships an update every 3 weeks, and FundFlow every 3 days. Most recently, Plans.TheApp Financial Planner was updated on October 17, 2026 and FundFlow on September 10, 2026.

Other comparisons