Comparison

FundFlow vs heyFinance

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

FundFlow

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Gain clarity and control over your personal finances with FundFlow! Designed for simplicity and effectiveness, FundFlow helps you effortlessly track every dollar coming in and going out. Log your income sources and daily transactions in just a few taps, making money management quick and easy. Understand your spending habits like never before by categorizing expenses into essential Needs, discretionary Wants, and important Savings goals. This clear structure helps you see exactly where your money goes and identify areas for improvement. Our intuitive dashboard provides a clear, real-time snapshot of your financial health. Visualize your budget breakdown, track your progress towards savings goals, and get an instant overview of your income vs. expenses. Stop guessing about your budget. With FundFlow, you can: Track income from multiple sources. Record and categorize expenses easily. Monitor your spending across Needs, Wants, and Savings. View a comprehensive financial overview on your dashboard. Securely manage your financial data. Make informed decisions, manage your funds effectively, and start achieving your financial goals. Whether you're saving for a down payment, planning for a vacation, or simply want to understand your finances better, FundFlow is your perfect companion. Download FundFlow today and take the first step towards mastering your money!

About

heyFinance

Features
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Managing money as a couple shouldn't be complicated. heyFinance is built to help couples stay on the same page about money and achieve their financial goals together. Connect your accounts, plan your spending, split expenses fairly, and reach your goals together β€” without giving up your financial independence. MINE, YOURS, OURS Everything on heyFinance is built on the Mine/Yours/Ours model β€” budgeting, goals, accounts, and net worth. Mine β€” a space for you, Yours β€” a space for your partner, and Ours β€” a space for your shared spending. With heyFinance, you can easily plan your personal spending separate from your joint spending. KNOW WHERE YOUR MONEY GOES Connect unlimited bank accounts securely, and heyFinance automatically tracks and categorises every transaction, giving you a clear breakdown of your spending. Know exactly what you need to cut and always be in control of your money. SPLIT SHARED EXPENSES FAIRLY Our Income Split Simulator helps you decide on a fair way to split shared expenses, showing you three different options, and what each looks like in 5, 10 and 20 years. Propose, Counter/Agree, and Save your agreed expense splitting method with your partner. You can see how much each person needs to contribute to every shared goal or budget. MAKE A PLAN FOR YOUR SPENDING Decide how you spend your money in advance with our complete budgeting setup. Allocate your income into different spending categories, set due dates for your expenses, and spend your money with confidence. You can make a plan for your monthly spending or even a one-off like your summer vacation. PLAN AND ACHIEVE YOUR FINANCIAL GOALS With heyFinance, you know exactly how much you need to save every month to achieve your big financial goals. And you can track your progress automatically with our progress chart. You can create savings goals if you’re saving for something, or spending goals if you want to keep an eye on a specific expense category For shared goals, you can also see how much each partner contributed. Membership details heyFinance is free to use for the first 30 days. Afterwards, there's a free plan for basic financial planning with your partner. heyFinance Plus unlocks all the benefits and is the best plan for you and your partner to manage money together. Data security We make our money only when you pay us by subscribing to use our app, and never sell your data. We do not use your data to recommend or sell products to you, like insurance or electricity providers. You can read more about how we secure data here: https://www.heyfinance.co/security Terms of service: https://www.heyfinance.co/terms Privacy policy: https://www.heyfinance.co/privacy-policy

Screenshots

FundFlow4 screens
heyFinance4 screens

Verdict

The call

The clearest difference is in-app purchases: FundFlow at none against heyFinance's 2. FundFlow also leads on update cadence (every 3 days vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. heyFinance sells 2 in-app purchases, starting at $12.99 per month. FundFlow asks for nothing beyond the download.

UpkeepUpdate frequency

FundFlow ships an update every 3 days, heyFinance every 5 months. Both last shipped on October 25, 2026.

Scorecard2 real differences Β· 4 level
FundFlow versus heyFinance: the parameters behind the verdict, then further details
ParameterFundFlowheyFinance
PriceFreeFree
Update frequencyEvery 3 days β€” betterEvery 5 months
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhoneiPhone, iPad β€” better
Requires iOS16.616.6
Further details β€” not scored
Size2 MB37 MB
Age rating4+4+
DeveloperSmarthawk Technologies LLPDrailfides Digital

In-app purchases

None

FundFlow

No in-app purchases

2 purchases

heyFinance

Subscriptions2
  • heyFinance Core Monthly1 Month trial$12.991 Month
  • heyFinance Core Yearly1 Year trial$79.991 Year

Questions

Is FundFlow free?
FundFlow is free to download, with no in-app purchases.
Is heyFinance free?
heyFinance is free to download, with in-app purchases available.
Do FundFlow or heyFinance have ads?
Neither FundFlow nor heyFinance shows ads.
Which is updated more often, FundFlow or heyFinance?
FundFlow ships an update every 3 days, and heyFinance every 5 months. Most recently, FundFlow was updated on October 25, 2026 and heyFinance on October 25, 2026.

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