SPCU Mobile vs FundFlow
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
SPCU Mobile
Manage your finances on the go with this banking app. Access accounts 24/7, view balances and statements, and make withdrawals. Update your personal details and receive important news and notifications.
- 24/7 Account Access
- TouchID/FaceID Login
- View Balances and Statements
- Withdraw Funds
- Update Personal Details
- Push Notifications
- News Feed
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The Scottish Police Credit Union Mobile Banking app, allowing members to access their accounts 24/7 Members can: -Login with TouchID or FaceID -Reset their passwords -View their member number -View their share and loan balance -View their statements for each account -Withdraw from their accounts through faster payments -View and update their details and contact information -View a news feed from SPCU -Receive push notifications with important updates from SPCU -View FAQ's -View useful links -Communicate with SPCU
FundFlow
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Gain clarity and control over your personal finances with FundFlow! Designed for simplicity and effectiveness, FundFlow helps you effortlessly track every dollar coming in and going out. Log your income sources and daily transactions in just a few taps, making money management quick and easy. Understand your spending habits like never before by categorizing expenses into essential Needs, discretionary Wants, and important Savings goals. This clear structure helps you see exactly where your money goes and identify areas for improvement. Our intuitive dashboard provides a clear, real-time snapshot of your financial health. Visualize your budget breakdown, track your progress towards savings goals, and get an instant overview of your income vs. expenses. Stop guessing about your budget. With FundFlow, you can: Track income from multiple sources. Record and categorize expenses easily. Monitor your spending across Needs, Wants, and Savings. View a comprehensive financial overview on your dashboard. Securely manage your financial data. Make informed decisions, manage your funds effectively, and start achieving your financial goals. Whether you're saving for a down payment, planning for a vacation, or simply want to understand your finances better, FundFlow is your perfect companion. Download FundFlow today and take the first step towards mastering your money!
Screenshots
Verdict
The clearest difference is update cadence: FundFlow at every 3 days against SPCU Mobile's every 3 months. SPCU Mobile's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SPCU Mobile ships an update every 3 months, FundFlow every 3 days. The most recent releases landed on October 4, 2026 and September 10, 2026 respectively.
| Parameter | SPCU Mobile | FundFlow |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 79.2% of reviews | โ |
| Update frequency | Every 3 months | Every 3 days โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | โ |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 12.0 โ better | 16.6 |
| Further details โ not scored | ||
| Size | 44 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Scottish Police Credit Union Ltd | Smarthawk Technologies LLP |
In-app purchases
SPCU Mobile
No in-app purchases
FundFlow
No in-app purchases







