SecureGift vs CashFro

SecureGift™ is a gift card with an app. No numbers are printed on the card - use the app to view card details and add to mobile wallet, providing gift card management all in one place. Two Ways to Spend: • To shop in-store, tap or insert the gift card into a chip reader. • To shop online, hold the gift card to your smartphone to get the card details and add to your mobile wallet. Learn more at SecureGift.com. SecureGift™ Mastercard® Gift Cards are issued by Pathward®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Cards may be used in the U.S. and District of Columbia everywhere Debit Mastercard is accepted. No cash or ATM access. See Cardholder Agreement for details. Cards are distributed and serviced by InComm Financial Services, Inc., which is licensed as a Money Transmitter by the New York State Department of Financial Services. NMLS ID# 912772.

CashFro is a digital platform that helps communities organize, manage, and grow their group savings.The app modernizes traditional Rotational Savings and Credit Associations (ROSCAs)—also known as chamas, tandas, susus, and other names worldwide,by moving them to a secure, transparent, and easy-to-use mobile system.With CashFro, users can:Form savings groups with friends, family, coworkers, or community members. Contribute regularly into a shared pool through simple peer-to-peer payments. Track payouts and contributions in real time, ensuring transparency for every member. Set rules and schedules for rotations, reminders, and automatic notifications. Reduce risks of misunderstandings or mismanagement with clear digital records. By bringing long-standing cultural saving practices onto a modern platform, CashFro makes collective saving safer, faster, and more accessible for anyone who wants to reach a personal saving milestone faster.