Derayah Smart vs Savvy Expense Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Derayah Smart
This platform automates investment and financial goal planning. It manages personalized portfolios based on your objectives and risk tolerance, offering real-time performance tracking. Start investing simply, smartly, and securely.
- Goal-based investment planning
- Automated portfolio management
- Smart rebalancing
- Easy account opening
- Real-time performance visibility
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Derayah Smart is a robo-advisory platform that helps you invest and plan for your financial goals—automatically and intelligently. Whether you’re saving for retirement, a house, or your child’s education, Derayah Smart manages a personalized portfolio aligned with your goals and risk profile. Key Features: • Goal-based investment planning • Automated portfolio management and smart rebalancing • Easy account opening and funding • Real-time visibility into your performance and progress Start investing with confidence—Derayah Smart makes goal-based investing simple, smart, and secure.
Savvy Expense Pro
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Savvy Expense Pro helps you spend with intention, track every dollar, set goals, and take control of your finances without the clutter. Spend on Purpose The redesigned dashboard gives you a clear picture of your month at a glance. See how much you've spent, how much is coming in, and where your money is going. All in one clean view. No spreadsheets. No noise. Just the numbers that matter. Plan Ahead, Stay on Track Schedule recurring bills, income, and transfers so they show up before you need to confirm them. Set spending budgets and income targets with visual progress bars that tell you if you're on track or over budget. Get daily reminders to log your transactions so you never lose track. Your Money, Organized Track cash, bank accounts, e-wallets, and credit cards in one place with your total net worth always visible. Tag transactions by merchant, create custom categories, and define your income sources. Everything is searchable, filterable, and yours to export. Built for Real Life Works across iPhone, iPad, and Mac with cloud sync so your data follows you. Sign in with email, Google, or Apple. Light or dark mode. Your data stays encrypted and secure, and you can export or delete it anytime. Version 2 brings a completely redesigned dashboard, planned transaction management, and a more polished experience. If you've been looking for a reason to get your finances in order, this is it!
Screenshots
Verdict
The clearest difference is price: Derayah Smart at Free against Savvy Expense Pro's $1.99. Savvy Expense Pro's advantage is device support (3 vs 1). On update cadence, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Derayah Smart is free to download; Savvy Expense Pro costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Derayah Smart ships an update every 3 weeks, Savvy Expense Pro every 4 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Derayah Smart | Savvy Expense Pro |
|---|---|---|
| Price | Free — better | $1.99 |
| Rating | 2.9 (9 ratings) — better | — |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, Mac — better |
| Requires iOS | 17.0 — better | 17.2 |
| Further details — not scored | ||
| Size | 70 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | DERAYAH FINANCIAL | Cris Rene Denopol |
In-app purchases
Derayah Smart
No in-app purchases
Savvy Expense Pro
No in-app purchases
Questions
Is Derayah Smart free?
Is Savvy Expense Pro free?
Do Derayah Smart or Savvy Expense Pro have ads?
Which is updated more often, Derayah Smart or Savvy Expense Pro?
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