Comparison

Derayah Smart vs Savvy Expense Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Derayah Smart

This platform automates investment and financial goal planning. It manages personalized portfolios based on your objectives and risk tolerance, offering real-time performance tracking. Start investing simply, smartly, and securely.

Highlights
  • Goal-based investment planning
  • Automated portfolio management
  • Smart rebalancing
  • Easy account opening
  • Real-time performance visibility
Features
Read full description

Derayah Smart is a robo-advisory platform that helps you invest and plan for your financial goals—automatically and intelligently. Whether you’re saving for retirement, a house, or your child’s education, Derayah Smart manages a personalized portfolio aligned with your goals and risk profile. Key Features: • Goal-based investment planning • Automated portfolio management and smart rebalancing • Easy account opening and funding • Real-time visibility into your performance and progress Start investing with confidence—Derayah Smart makes goal-based investing simple, smart, and secure.

About

Savvy Expense Pro

Features
Read full description

Savvy Expense Pro helps you spend with intention, track every dollar, set goals, and take control of your finances without the clutter. Spend on Purpose The redesigned dashboard gives you a clear picture of your month at a glance. See how much you've spent, how much is coming in, and where your money is going. All in one clean view. No spreadsheets. No noise. Just the numbers that matter. Plan Ahead, Stay on Track Schedule recurring bills, income, and transfers so they show up before you need to confirm them. Set spending budgets and income targets with visual progress bars that tell you if you're on track or over budget. Get daily reminders to log your transactions so you never lose track. Your Money, Organized Track cash, bank accounts, e-wallets, and credit cards in one place with your total net worth always visible. Tag transactions by merchant, create custom categories, and define your income sources. Everything is searchable, filterable, and yours to export. Built for Real Life Works across iPhone, iPad, and Mac with cloud sync so your data follows you. Sign in with email, Google, or Apple. Light or dark mode. Your data stays encrypted and secure, and you can export or delete it anytime. Version 2 brings a completely redesigned dashboard, planned transaction management, and a more polished experience. If you've been looking for a reason to get your finances in order, this is it!

Screenshots

Derayah Smart4 screens
Savvy Expense Pro4 screens

Verdict

The call

The clearest difference is price: Derayah Smart at Free against Savvy Expense Pro's $1.99. Savvy Expense Pro's advantage is device support (3 vs 1). On update cadence, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Derayah Smart is free to download; Savvy Expense Pro costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Derayah Smart ships an update every 3 weeks, Savvy Expense Pro every 4 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Derayah Smart versus Savvy Expense Pro: the parameters behind the verdict, then further details
ParameterDerayah SmartSavvy Expense Pro
PriceFree — better$1.99
Rating2.9 (9 ratings) — better—
Positive reviews16.7% of reviews—
Number of ratings9 — better—
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS17.0 — better17.2
Further details — not scored
Size70 MB60 MB
Age rating4+4+
DeveloperDERAYAH FINANCIALCris Rene Denopol

In-app purchases

None

Derayah Smart

No in-app purchases

None

Savvy Expense Pro

No in-app purchases

Questions

Is Derayah Smart free?
Derayah Smart is free to download, with no in-app purchases.
Is Savvy Expense Pro free?
Savvy Expense Pro costs $1.99, with no in-app purchases.
Do Derayah Smart or Savvy Expense Pro have ads?
Neither Derayah Smart nor Savvy Expense Pro shows ads.
Which is updated more often, Derayah Smart or Savvy Expense Pro?
Derayah Smart ships an update every 3 weeks, and Savvy Expense Pro every 4 weeks. Most recently, Derayah Smart was updated on October 24, 2026 and Savvy Expense Pro on October 25, 2026.

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