Comparison

Cubex vs BilmaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cubex

This app facilitates quick money transfers to Nigerian banks and allows for seamless payment of various bills like electricity, airtime, and cable. It also offers instant cash withdrawals and a secure digital wallet for everyday transactions.

Highlights
  • Send money to Nigerian banks
  • Pay electricity bills
  • Pay airtime
  • Pay cable bills
  • Pay internet bills
  • Instant cash withdrawal
  • Secure digital wallet
Features
Read full description

CubEx is Nigeria’s fastest app for sending money, paying bills, and managing your digital wallet. What You Can Do: - Send money to any Nigerian bank - Pay electricity, airtime, cable, and internet bills - Instantly withdraw cash from your balance - Secure wallet for easy everyday payments With CubEx, you get speed, security, and control — all in one app. Download CubEx today and experience Nigeria’s best send money and bill payment app.

About

BilmaPay

Features
Read full description

Pay your bills with BilmaPay buy 1. Airtime 2. Internet Data 3. Electricity, and 4. Cable TV With amazing cashback rewards, you earn while paying bills.

Screenshots

Cubex4 screens
BilmaPay4 screens

Verdict

The call

The clearest difference is ads: Cubex at none against BilmaPay's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cubex ships an update every 3 weeks, BilmaPay monthly. The most recent releases landed on June 4, 2026 and September 19, 2026 respectively.

Scorecard1 real difference · 9 level
Cubex versus BilmaPay: the parameters behind the verdict, then further details
ParameterCubexBilmaPay
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size116 MB39 MB
Age rating4+4+
DeveloperCUBEX-NG INTEGRATED TECHNOLOGY SERVICES CO. LIMITEDBilma Technologies Ltd

In-app purchases

None

Cubex

No in-app purchases

None

BilmaPay

No in-app purchases

Questions

Is Cubex free?
Cubex is free to download, with no in-app purchases.
Is BilmaPay free?
BilmaPay is free to download, with no in-app purchases.
Do Cubex or BilmaPay have ads?
BilmaPay shows ads; Cubex does not.
Which is updated more often, Cubex or BilmaPay?
Cubex ships an update every 3 weeks, and BilmaPay monthly. Most recently, Cubex was updated on June 4, 2026 and BilmaPay on September 19, 2026.

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