Kobo vs Allot

Most budgeting apps make you log every transaction. Kobo doesn't. Instead, allocate your current balance across your expenses and always know exactly where your money stands and what's coming up next. ALLOCATE YOUR BALANCE Split your money across bills, savings, and day-to-day spending in seconds. No rigid categories. No endless data entry. STAY AHEAD OF UPCOMING EXPENSES See everything coming up at a glance. Know what's due, what's covered, and what's left before it catches you off guard. NO TRANSACTION LOGGING Kobo works with how you actually manage money. Check in when it matters, not after every purchase. TRY FREE FOR 14 DAYS Experience everything Kobo has to offer. After your trial, unlock full access with a single one-time purchase no subscription, ever. HOW IT WORKS 1. Enter your current balance 2. Allocate it across your expenses 3. See what's left and what's ahead That's it. No spreadsheets. No complexity. No guilt. Download Kobo and take control of your money - starting today.

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever. Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party. Family Sharing is included — your spouse downloads, you pay $11.99 once for the household. WHY ALLOT? — Free download. $11.99 one-time unlocks every feature, forever. — No bank login. You categorize manually so your data stays on-device. — Zero-based budgeting — every dollar of income gets assigned a job. — Goals, debt-paydown plan, recurring-charges tracker built in. — Family Sharing — one purchase covers your whole household. WHAT YOU GET — Build a monthly budget where every dollar has a job — Track net worth and cash flow at a glance — Set goals (emergency fund, trip, anything) and watch progress — Plan debt-free dates with snowball/avalanche math — See every recurring charge in one place — Multiple budgets supported WHAT YOU DON'T GET — No subscription — No bank login required — No social features — No ads — No analytics — No Android (yet) Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.