Comparison

Split By Cheebs vs Manilo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split By Cheebs

Easily manage and share expenses with others. This app simplifies tracking shared costs for flats, trips, or events, automatically calculating debts to ensure fairness. Stay organized with notifications for new expenses and outstanding balances.

Highlights
  • Share expenses with groups
  • Automatic debt calculation
  • Track shared costs
  • Notifications for expenses and debts
  • Group management for flats, trips, events
Read full description

In this day and age where “together we are stronger”, managing shared finances is often a challenge. This is where splitbycheebs comes in - the clever solution to easily share expenses and keep track of them. The simple expense distribution function makes recording and sharing costs child's play. “Sharing is caring” - and thanks to group management, you can easily manage shared expenses for shared flats, trips or events. The automatic calculation of debts ensures that “no one is at a disadvantage”. You no longer have to worry about complicated bills, because splitbycheebs does it for you. With practical notifications, you will no longer miss any new expenses or outstanding debts - “you snooze, you lose”. This keeps your financial management transparent and organized at all times, so you can concentrate on what's important: your shared experiences. “Good planning is half the battle” - so get started now with splitbycheebs and make sharing your finances a pleasure!

About

Manilo

Effortlessly track expenses using voice commands or receipt scanning. This AI-powered app categorizes spending, helps set budgets, and syncs across devices for a clear financial overview. Share expenses with family or housemates and manage multiple currencies.

Highlights
  • Voice-activated expense logging
  • AI-powered transaction categorization
  • Receipt scanning and data extraction
  • Customizable monthly budgets
  • Multi-currency account support
  • Shared expense tracking
  • Web dashboard for detailed analysis
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Split By Cheebs4 screens
Manilo4 screens

Verdict

The call

The clearest difference is in-app purchases: Split By Cheebs at none against Manilo's 4. Manilo's advantage is ads (none vs shown) and update cadence (every 5 days vs fortnightly). On price, monetization model, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Manilo sells 4 in-app purchases, starting at $5.99 per month. Split By Cheebs asks for nothing beyond the download.

UpkeepUpdate frequency

Split By Cheebs ships an update fortnightly, Manilo every 5 days. The most recent releases landed on October 7, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Split By Cheebs versus Manilo: the parameters behind the verdict, then further details
ParameterSplit By CheebsManilo
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—2 — better
Update frequencyFortnightlyEvery 5 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS15.115.0 — better
Further details — not scored
Size39 MB144 MB
Age rating4+4+
DeveloperCheebs UG(haftungsbeschrankt)Borys Harholinskyi

Customer experience

Split By Cheebs

Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Manilo

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Split By Cheebs

No in-app purchases

4 purchases

Manilo

Subscriptions4
  • Ledgy Cloud Monthly7 Days trial$5.991 Month
  • Manilo Cloud Monthly7 Days trial$5.991 Month
  • Ledgy Cloud Yearly7 Days trial$39.991 Year
Show 1 more
  • Manilo Cloud Yearly7 Days trial$39.991 Year

Questions

Is Split By Cheebs free?
Split By Cheebs is free to download, with no in-app purchases.
Is Manilo free?
Manilo is free to download, with in-app purchases available.
Do Split By Cheebs or Manilo have ads?
Split By Cheebs shows ads; Manilo does not.
Which is updated more often, Split By Cheebs or Manilo?
Split By Cheebs ships an update fortnightly, and Manilo every 5 days. Most recently, Split By Cheebs was updated on October 7, 2026 and Manilo on October 31, 2026.

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