Arrowhead Mobile Banking vs UPS EFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Arrowhead Mobile Banking
Manage your finances on the go with this mobile banking app. Access account information, deposit checks, pay bills, transfer funds, and utilize financial wellness tools. Security features like two-factor authentication and card blocking are included.
- Link external accounts
- Snapshot view for balances
- Mobile check deposit
- Schedule bill payments
- Transfer money with Zelle®
- Savings goals tracking
- Spending analysis
- Financial health assessment
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Access your accounts anytime, anywhere with our mobile banking app for iPhone and iPad. Account Information • See all your finances in one spot when you link your external accounts with your Arrowhead accounts. • Customize your dashboard to see the accounts you want. • Check account balances without logging in using Snapshot view. • View your account statements from your device. • Get important account alerts by app, text or email notification. Mobile Deposit • Deposit checks using your device whenever and wherever it is convenient for you. • Auto recognition feature reduces the steps needed to complete a deposit. Bill Pay • Schedule, edit and cancel payments • Add, edit or delete payees • View pending payments Transfer Money • Send and receive money with Zelle® using a U.S. mobile number or email address • Transfer money easily between your accounts and other Arrowhead members • Transfer funds with your other institutions • Set up your external accounts to transfer payments to your Arrowhead loans Financial Wellness Tools • Savings Goals lets you build savings plans, check your progress, contribute to your goals, and receive notices of your progress. • See your spending across categories (including recurring expenses like subscription services) with the Spending Analysis feature. • Take a financial health assessment to get your Financial Health Score and tips for managing your finances. Security • Stay secure with two-factor authentication and optional recognition features. • Send us messages confidently using Secure Message. • Temporarily block your card if your card is lost or stolen. Federally Insured by NCUA
UPS EFCU
Manage your finances on the go with this secure mobile banking app. Check balances, review transactions, pay bills, and transfer funds instantly. Deposit checks directly from your device.
- Check account balances
- Review recent transactions
- Deposit checks
- Online Bill Pay
- Transfer funds
- View and pay bills
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Access your accounts when and where you want right in the palm of your hand. It’s fast and secure to access your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Deposit checks • Online Bill Pay • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any branch location. There is no charge to download and use UPS Employees FCU’s mobile app, however standard data rates may apply for texting depending on your carrier and account plan. Federally insured by the NCUA.
Screenshots
Verdict
The clearest difference is ads: Arrowhead Mobile Banking at none against UPS EFCU's shown. Arrowhead Mobile Banking also leads on review sentiment (70% vs 40%) and ratings volume (34K vs 222). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Arrowhead Mobile Banking against 4.8 for UPS EFCU. That said, the two scores are not equally well evidenced: Arrowhead Mobile Banking has 34K ratings behind it against 222, so its average is the more settled of the two. Written reviews are what separate them: 70% of Arrowhead Mobile Banking's written reviews are positive against 40% of UPS EFCU's.
Arrowhead Mobile Banking ships an update every 5 weeks, UPS EFCU every 4 months. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.
| Parameter | Arrowhead Mobile Banking | UPS EFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (34K ratings) — better | 4.8 (222 ratings) |
| Positive reviews | 70.0% of reviews — better | 40.0% of reviews |
| Number of ratings | 34K — better | 222 |
| Update frequency | Every 5 weeks — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 126 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Arrowhead Credit Union | UPS Employees FCU |
Customer experience
Arrowhead Mobile Banking
UPS EFCU
Bugs and requests
Arrowhead Mobile Banking
Reported bugs
5 issues- App crashing and logging users out
- Incorrect account balances displayed
- Zelle setup and usage issues
- Delayed transaction updates
- Inability to access certain features on iPad
Requested features
5 requests- Ability to view all accounts under one login
- Improved Zelle functionality
- Customizable app layout and colors
- Faster transaction history updates
- Easier switching between business and personal accounts
UPS EFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Arrowhead Mobile Banking
No in-app purchases
UPS EFCU
No in-app purchases
Questions
Is Arrowhead Mobile Banking free?
Is UPS EFCU free?
Which has better reviews, Arrowhead Mobile Banking or UPS EFCU?
Do Arrowhead Mobile Banking or UPS EFCU have ads?
Which is updated more often, Arrowhead Mobile Banking or UPS EFCU?
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