AsurePay vs CubicPayroll

Get paid on your schedule and earn even more with Platinum VIP Banking. With the AsurePay™ app, you’ll get: • On-Demand Pay: get your earned pay when you want* (fee-free with Platinum VIP Banking) • 3.00% APY** interest on your account balance (with Platinum VIP Banking) • View your credit score (with Platinum VIP Banking) • Receive your wages up to 2 days earlier than payday*** (with Platinum VIP Banking) • Transfer funds between AsurePay and other banks accounts (fee-free options with Platinum VIP Banking) • Fee-free**** in-network Allpoint ATMs at Target, CVS, Walgreens, CircleK, Costco and more (with Platinum VIP Bank) • A virtual card and physical VISA debit card (physical card only comes with Platinum VIP Banking) Note: Not all features displayed are accessible by all users. Go to asurepay.me for details. *The balance of funds available through on-demand pay is disclosed within the Grit Financial app. The availability of these funds is contingent on your employment and paycheck history. ** The Annual Percentage Yield (“APY”) for the Platinum VIP Banking service is variable and may change at any time. The disclosed APY is effective as of September 01, 2024. No minimum balance is required. Interest earned shall be computed and rounded to the nearest cent. Interest is paid daily based on the end of day balance for the day and actual calendar days in the year. ***If you choose to receive your payroll as a direct deposit to your AsurePay Platinum VIP card, the funds may be credited up to two (2) days prior to the scheduled payroll payment date. The actual timing of the deposit is contingent upon various factors, including but not limited to the timing of the employer's transmission of the deposit to the financial institution and the nature of the payer responsible for the deposit. ****See Terms for fees, such as out-of-network ATMs ($2.50) or over-the-counter withdrawals, lost card replacement, or faster-than-standard fund transfer.

Cubic Payroll makes time tracking and payroll simple, accurate, and fast—wherever work happens. Employees can clock in/out with location or selfie verification, submit timesheets with optional overtime, and review work history in a clean, mobile-first dashboard.