Comparison

Plates by Splitwise vs Mi LUMA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plates by Splitwise

Easily divide restaurant bills by assigning items to individuals or splitting shared dishes. This app simplifies calculating individual totals, including tax and tip, making group dining stress-free and enjoyable.

Highlights
  • Assign items to people
  • Split shared items
  • Real-time total updates
  • Calculate tax and tip
  • Split the rest feature
Features
Read full description

The quickest, easiest way to split the check at a restaurant. Add items and drag them right on to people's plates, and watch the totals update in real time. Figuring out who owes what has never been so simple and so fun. - Add up to 10 people - Drag items to individual plates, or split shared items like appetizers - Calculate tax and tip - Want to save time? Enter the most important items, then hit "Split the rest" to share the rest evenly.

About

Mi LUMA

Manage your LUMA Energy account conveniently from your mobile device. View your balance, access bills, make payments, and report outages. Enjoy quick sign-in options and 24/7 access to your account information.

Highlights
  • Account registration
  • View current balance and due dates
  • Download bills in PDF
  • Pay bills via credit card or bank account
  • 12-month bill and payment history
  • Outage reporting and viewing
  • Quick sign-in options (Face Unlock, fingerprint, PIN)
Features
Read full description

Mi LUMA is LUMA Energy’s new customer app. You can register with a residential or commercial account, the last 4 digits of the social security or employer identification number on the account, and a valid email. However, if you already registered for Mi LUMA web, our online customer portal, there is no need to register again in the app, you can use the same username and password to sign in. After your first sign in using your username and password, you can choose to use Face Unlock, your fingerprint, PIN or keyboard pattern for future sign-ins, making signing into Mi LUMA easy and quick. Once signed in, you will see the Dashboard with the current balance of the electric service account your registered. With a single tap, view the Account screen, with all your current account information, including the total amount due and payment due date. View and download your current bill in PDF format. Pay your bill using either a credit card or a bank account. Payments made through Mi LUMA app are credited the same day. The Mi LUMA app also provides a 12-month history of bills and payments, outage viewing and reporting capabilities, and an extensive set of frequently asked questions (FAQs) to help you in the transition to LUMA Energy. Simply download the free app and begin enjoying the convenience of doing all of this from anywhere 24x7.

Screenshots

Plates by Splitwise4 screens
Mi LUMA4 screens

Verdict

The call

The clearest difference is review sentiment: Plates by Splitwise at 77% against Mi LUMA's 12%. Plates by Splitwise also leads on rating (4.3 vs 2.1). Mi LUMA's advantage is update cadence (every 2 months vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Plates by Splitwise holds the better App Store score, 4.3 against 2.1. Both are backed by a comparable volume of ratings — 922 and 936 respectively. Written reviews point the same way: 77% of Plates by Splitwise's written reviews are positive against 12% of Mi LUMA's.

UpkeepUpdate frequency

Plates by Splitwise ships an update every 5 months, Mi LUMA every 2 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 7 level
Plates by Splitwise versus Mi LUMA: the parameters behind the verdict, then further details
ParameterPlates by SplitwiseMi LUMA
PriceFreeFree
Rating4.3 (922 ratings) — better2.1 (936 ratings)
Positive reviews77.1% of reviews — better11.6% of reviews
Number of ratings922936 — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size3 MB96 MB
Age rating4+4+
DeveloperSplitwise, Inc.Luma Energy ServCo, LLC

Customer experience

Plates by Splitwise

All ratings922 ratings
Positive82.5%
Neutral7.2%
Negative10.3%
Written reviews188 reviews
Positive77.1%
Neutral10.6%
Negative12.2%

Mi LUMA

All ratings936 ratings
Positive25.3%
Neutral4.5%
Negative70.2%
Written reviews147 reviews
Positive11.6%
Neutral6.1%
Negative82.3%

User reviews

Plates by Splitwise

From 922 App Store ratings

What we love

  • 🚀 Flawless functionality
  • 👍 Easy to use
  • 👍 Helpful for splitting bills
  • 👍 Accurate calculations
  • 👍 Seamless and intuitive

Room to improve

  • 🐛 Tax calculation issues
  • 🔧 Needs more customization options
  • 🔧 Limited to 10 people
  • 🔧 Horizontal orientation is inconvenient

Mi LUMA

From 936 App Store ratings

What we love

  • 🚀 Easy to use
  • 💡 Useful features like outage reporting
  • 👍 Improving with updates

Room to improve

  • 🐛 Frequent crashes and login issues
  • 👎 Lacks essential functionality (PDF bills, outage history)
  • 🔒 Security and account management problems

Bugs and requests

Plates by Splitwise

Reported bugs

2 issues
  • App doesn't work on certain devices
  • Combining plates causes calculation errors

Requested features

7 requests
  • Allow custom tip amount entry
  • Add ability to name plates/people
  • Increase maximum number of people
  • Add option to split items unevenly
  • Integrate with Splitwise
Show 2 more
  • Add receipt photo upload feature
  • Provide portrait mode option

Mi LUMA

Reported bugs

3 issues
  • App fails to load or log in consistently
  • Issues with account registration and management
  • Unreliable outage reporting functionality

Requested features

3 requests
  • Add auto-payment option
  • Improve app stability and login process
  • Provide detailed outage history and analytics

In-app purchases

None

Plates by Splitwise

No in-app purchases

None

Mi LUMA

No in-app purchases

Questions

Is Plates by Splitwise free?
Plates by Splitwise is free to download, with no in-app purchases.
Is Mi LUMA free?
Mi LUMA is free to download, with no in-app purchases.
Which has better reviews, Plates by Splitwise or Mi LUMA?
Plates by Splitwise is rated higher. Plates by Splitwise averages 4.3 out of 5 from 922 ratings, while Mi LUMA averages 2.1 from 936 ratings.
Do Plates by Splitwise or Mi LUMA have ads?
Neither Plates by Splitwise nor Mi LUMA shows ads.
Which is updated more often, Plates by Splitwise or Mi LUMA?
Plates by Splitwise ships an update every 5 months, and Mi LUMA every 2 months. Most recently, Plates by Splitwise was updated on October 16, 2026 and Mi LUMA on October 17, 2026.

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