Plates by Splitwise vs Mi LUMA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Plates by Splitwise
Easily divide restaurant bills by assigning items to individuals or splitting shared dishes. This app simplifies calculating individual totals, including tax and tip, making group dining stress-free and enjoyable.
- Assign items to people
- Split shared items
- Real-time total updates
- Calculate tax and tip
- Split the rest feature
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The quickest, easiest way to split the check at a restaurant. Add items and drag them right on to people's plates, and watch the totals update in real time. Figuring out who owes what has never been so simple and so fun. - Add up to 10 people - Drag items to individual plates, or split shared items like appetizers - Calculate tax and tip - Want to save time? Enter the most important items, then hit "Split the rest" to share the rest evenly.
Mi LUMA
Manage your LUMA Energy account conveniently from your mobile device. View your balance, access bills, make payments, and report outages. Enjoy quick sign-in options and 24/7 access to your account information.
- Account registration
- View current balance and due dates
- Download bills in PDF
- Pay bills via credit card or bank account
- 12-month bill and payment history
- Outage reporting and viewing
- Quick sign-in options (Face Unlock, fingerprint, PIN)
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Mi LUMA is LUMA Energy’s new customer app. You can register with a residential or commercial account, the last 4 digits of the social security or employer identification number on the account, and a valid email. However, if you already registered for Mi LUMA web, our online customer portal, there is no need to register again in the app, you can use the same username and password to sign in. After your first sign in using your username and password, you can choose to use Face Unlock, your fingerprint, PIN or keyboard pattern for future sign-ins, making signing into Mi LUMA easy and quick. Once signed in, you will see the Dashboard with the current balance of the electric service account your registered. With a single tap, view the Account screen, with all your current account information, including the total amount due and payment due date. View and download your current bill in PDF format. Pay your bill using either a credit card or a bank account. Payments made through Mi LUMA app are credited the same day. The Mi LUMA app also provides a 12-month history of bills and payments, outage viewing and reporting capabilities, and an extensive set of frequently asked questions (FAQs) to help you in the transition to LUMA Energy. Simply download the free app and begin enjoying the convenience of doing all of this from anywhere 24x7.
Screenshots
Verdict
The clearest difference is review sentiment: Plates by Splitwise at 77% against Mi LUMA's 12%. Plates by Splitwise also leads on rating (4.3 vs 2.1). Mi LUMA's advantage is update cadence (every 2 months vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Plates by Splitwise holds the better App Store score, 4.3 against 2.1. Both are backed by a comparable volume of ratings — 922 and 936 respectively. Written reviews point the same way: 77% of Plates by Splitwise's written reviews are positive against 12% of Mi LUMA's.
Plates by Splitwise ships an update every 5 months, Mi LUMA every 2 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.
| Parameter | Plates by Splitwise | Mi LUMA |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (922 ratings) — better | 2.1 (936 ratings) |
| Positive reviews | 77.1% of reviews — better | 11.6% of reviews |
| Number of ratings | 922 | 936 — better |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 3 MB | 96 MB |
| Age rating | 4+ | 4+ |
| Developer | Splitwise, Inc. | Luma Energy ServCo, LLC |
Customer experience
Plates by Splitwise
Mi LUMA
User reviews
Plates by Splitwise
From 922 App Store ratingsWhat we love
- 🚀 Flawless functionality
- 👍 Easy to use
- 👍 Helpful for splitting bills
- 👍 Accurate calculations
- 👍 Seamless and intuitive
Room to improve
- 🐛 Tax calculation issues
- 🔧 Needs more customization options
- 🔧 Limited to 10 people
- 🔧 Horizontal orientation is inconvenient
Mi LUMA
From 936 App Store ratingsWhat we love
- 🚀 Easy to use
- 💡 Useful features like outage reporting
- 👍 Improving with updates
Room to improve
- 🐛 Frequent crashes and login issues
- 👎 Lacks essential functionality (PDF bills, outage history)
- 🔒 Security and account management problems
Bugs and requests
Plates by Splitwise
Reported bugs
2 issues- App doesn't work on certain devices
- Combining plates causes calculation errors
Requested features
7 requests- Allow custom tip amount entry
- Add ability to name plates/people
- Increase maximum number of people
- Add option to split items unevenly
- Integrate with Splitwise
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- Add receipt photo upload feature
- Provide portrait mode option
Mi LUMA
Reported bugs
3 issues- App fails to load or log in consistently
- Issues with account registration and management
- Unreliable outage reporting functionality
Requested features
3 requests- Add auto-payment option
- Improve app stability and login process
- Provide detailed outage history and analytics
In-app purchases
Plates by Splitwise
No in-app purchases
Mi LUMA
No in-app purchases
Questions
Is Plates by Splitwise free?
Is Mi LUMA free?
Which has better reviews, Plates by Splitwise or Mi LUMA?
Do Plates by Splitwise or Mi LUMA have ads?
Which is updated more often, Plates by Splitwise or Mi LUMA?
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