First Community CU (MO) vs myfcbot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Community CU (MO)
Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.
- View account balances and transaction history
- Transfer funds between accounts
- Deposit checks remotely
- Schedule and pay bills
- Find branch and ATM locations
- View deposit and loan rates
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First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. TRANSFERS --Transfer funds between your credit union accounts and loans. DEPOSITS -- Deposit checks to your accounts remotely PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. LOCATIONS --Find Branch and ATM locations near you. RATES -- Get deposit and loan rates. CONTACT US – Need help? We’re here for you. SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.
myfcbot
Manage all your financial accounts, including those from other institutions, in one place. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, reorder or disable debit cards, and access statements easily.
- Aggregate all financial accounts
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View and save statements
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First Community Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with First Community Bank: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the First Community Bank app, you must be enrolled as a First Community Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
First Community CU (MO) and myfcbot both sit at 4.8 stars, but that hides the real split: 82% of myfcbot's written reviews are positive against 55% of First Community CU (MO)'s. myfcbot also leads on update cadence (monthly vs every 3 months). First Community CU (MO)'s advantage is monetization model (free vs free with in-app purchases) and ratings volume (25K vs 1.7K). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for First Community CU (MO) against 4.9 for myfcbot. That said, the two scores are not equally well evidenced: First Community CU (MO) has 25K ratings behind it against 1.7K, so its average is the more settled of the two. Written reviews are what separate them: 55% of First Community CU (MO)'s written reviews are positive against 82% of myfcbot's.
First Community CU (MO) ships an update every 3 months, myfcbot monthly. Both last shipped on September 29, 2026.
| Parameter | First Community CU (MO) | myfcbot |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (25K ratings) | 4.9 (1.7K ratings) — better |
| Positive reviews | 55.4% of reviews | 82.4% of reviews — better |
| Number of ratings | 25K — better | 1.7K |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 114 MB | 177 MB |
| Age rating | 4+ | 12+ |
| Developer | First Community Credit Union (MO) | First Community Bank |
Customer experience
First Community CU (MO)
myfcbot
User reviews
First Community CU (MO)
From 25K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers
Room to improve
- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features
myfcbot
From 1.7K App Store ratingsWhat we love
- 🚀 Fast and easy to use
- 🔒 Secure banking
- 👍 Friendly and efficient staff
- 👍 Great service through smart ATMs
Room to improve
- 🐛 App is slow and unorganized
- 🐛 Transactions don't update on time
- 🐛 App crashes and logs users out
Bugs and requests
First Community CU (MO)
Reported bugs
3 issues- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features
Requested features
5 requests- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements
myfcbot
Reported bugs
2 issues- Some transactions don't update on time
- App crashes and logs users out
Requested features
2 requests- More competitive loan rates for locals
- Bring back the old app
In-app purchases
First Community CU (MO)
No in-app purchases
myfcbot
No in-app purchases
Questions
Is First Community CU (MO) free?
Is myfcbot free?
Which has better reviews, First Community CU (MO) or myfcbot?
Do First Community CU (MO) or myfcbot have ads?
Which is updated more often, First Community CU (MO) or myfcbot?
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