Comparison

First Community CU (MO) vs Mobile First

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Community CU (MO)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

Highlights
  • View account balances and transaction history
  • Transfer funds between accounts
  • Deposit checks remotely
  • Schedule and pay bills
  • Find branch and ATM locations
  • View deposit and loan rates
Features
Read full description

First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. TRANSFERS --Transfer funds between your credit union accounts and loans. DEPOSITS -- Deposit checks to your accounts remotely PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. LOCATIONS --Find Branch and ATM locations near you. RATES -- Get deposit and loan rates. CONTACT US – Need help? We’re here for you. SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.

About

Mobile First

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Deposit checks remotely
  • Pay bills
  • Review past payments
Features
Read full description

Start banking wherever you are with Mobile First for iPad and iPhone? Available to all First Community Bank online banking customers. Mobile First Allows you to check balances, make transfers, deposit checks and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts Bill Pay - Make payments to existing payees or cancel scheduled bills. Review previously paid bills from your mobile device. Check Deposit - Deposit checks while on the go. All features may not be available in the tablet application.

Screenshots

First Community CU (MO)4 screens
Mobile First4 screens

Verdict

The call

The clearest difference is update cadence: Mobile First at monthly against First Community CU (MO)'s every 3 months. Mobile First also leads on iOS requirement (15.0 vs 17.0). First Community CU (MO)'s advantage is ratings volume (25K vs 4.5K). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for First Community CU (MO) against 4.8 for Mobile First. That said, the two scores are not equally well evidenced: First Community CU (MO) has 25K ratings behind it against 4.5K, so its average is the more settled of the two. Written reviews are what separate them: 55% of First Community CU (MO)'s written reviews are positive against 59% of Mobile First's.

UpkeepUpdate frequency

First Community CU (MO) ships an update every 3 months, Mobile First monthly. Both last shipped on September 29, 2026.

Scorecard3 real differences · 7 level
First Community CU (MO) versus Mobile First: the parameters behind the verdict, then further details
ParameterFirst Community CU (MO)Mobile First
PriceFreeFree
Rating4.8 (25K ratings)4.8 (4.5K ratings)
Positive reviews55.4% of reviews59.2% of reviews — better
Number of ratings25K — better4.5K
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size114 MB148 MB
Age rating4+4+
DeveloperFirst Community Credit Union (MO)First Community Bank Batesville

Customer experience

First Community CU (MO)

All ratings24,815 ratings
Positive95.4%
Neutral1.8%
Negative2.8%
Written reviews177 reviews
Positive55.4%
Neutral9.6%
Negative35.0%

Mobile First

All ratings4,479 ratings
Positive95.8%
Neutral1.5%
Negative2.8%
Written reviews130 reviews
Positive59.2%
Neutral6.9%
Negative33.8%

User reviews

First Community CU (MO)

From 25K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient access to accounts
  • 🔒 Secure banking
  • 💡 Helpful features like notes for transfers

Room to improve

  • 🐛 Frequent app crashes and stability issues
  • 🐛 Balance and transaction display problems
  • 🐛 Unreliable mobile check deposit
  • 🐛 Slow processing of transactions and transfers
  • 🤔 Unnecessary changes to UI and features

Mobile First

From 4.5K App Store ratings

What we love

  • 💻 Convenient mobile banking
  • ⚡ Fast and efficient
  • 👍 User-friendly interface
  • 🕰️ Saves time without traffic
  • 🔒 Secure banking experience

Room to improve

  • 🐛 Login issues and app crashes
  • 🔑 Frequent need to re-enter credentials
  • 🤖 Unreliable facial recognition/Touch ID
  • 📱 Outdated and less intuitive UI after updates
  • 🤔 Lacking advanced features compared to other banks

Bugs and requests

First Community CU (MO)

Reported bugs

3 issues
  • Login issues with incorrect password errors
  • Notification badges that don't clear
  • Crashes when trying to access certain features

Requested features

5 requests
  • Dark mode option
  • Ability to nickname accounts
  • Instant transaction notifications
  • Card controls (lock/unlock)
  • Longer history of transactions and statements

Mobile First

Reported bugs

4 issues
  • Mobile deposits not working consistently
  • Accounts not properly syncing or updating
  • Frequent app crashes and login issues
  • Face ID/Touch ID not functioning as expected

Requested features

5 requests
  • Ability to save/view check images
  • More detailed account and loan information
  • Improved mobile deposit process
  • Push notifications for account activity
  • Integration with popular payment services

In-app purchases

None

First Community CU (MO)

No in-app purchases

None

Mobile First

No in-app purchases

Questions

Is First Community CU (MO) free?
First Community CU (MO) is free to download, with no in-app purchases.
Is Mobile First free?
Mobile First is free to download, with no in-app purchases.
Which has better reviews, First Community CU (MO) or Mobile First?
First Community CU (MO) and Mobile First are both rated 4.8 out of 5 on the App Store, from 25K and 4.5K ratings respectively.
Do First Community CU (MO) or Mobile First have ads?
Neither First Community CU (MO) nor Mobile First shows ads.
Which is updated more often, First Community CU (MO) or Mobile First?
First Community CU (MO) ships an update every 3 months, and Mobile First monthly. Most recently, First Community CU (MO) was updated on September 29, 2026 and Mobile First on September 29, 2026.

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