Comparison

Primis Digital Banking vs Knot Zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Primis Digital Banking

Experience smarter, faster, and more secure digital banking with an FDIC-insured bank. Enjoy innovative fintech features combined with robust security, 24/7 customer support, and no hidden fees. Move money, make deposits, and get paid early with ease.

Highlights
  • FDIC-insured deposits
  • Advanced data encryption
  • 24/7 US-based customer support
  • No account, per-item, or overdraft fees
  • Fee-free money transfers
  • Early direct deposit
  • Debit card rewards
Features
Read full description

Ready for a banking app that redefines what you expect from digital banking? You’re in the right place. With us, it’s all about giving you a banking experience that’s smarter, faster, and more secure. Why settle for either cutting-edge tech or financial stability when you can have both? We combine the innovation of a fintech with the security of an FDIC-insured bank, giving you powerful features with the peace of mind you deserve. YOU’RE SECURE Before we tell you what makes us stand out, let’s start with what makes us safe. Primis is an FDIC member bank, which means the federal government insures your deposits. Plus, with advanced encryption protecting your data, your money and information stay secure every time you log in. YOU’RE IN GOOD COMPANY Customers with millions of dollars trust us to safeguard and grow their money. We have a team dedicated to tackling fraud and keeping your money safe from cyber scammers. YOU CAN CALL US 24/7/365 366 on leap years. Our Virginia-based customer care center is open all the time, staffed with real Primis teammates. Some digital banks outsource customer service to overseas call centers. That’s not our style. NO FEES. NO KIDDING. No account fees, no per-item fees, no overdraft fees—and no ATM fees. With Primis, we believe banking should be easy, not loaded with fees and fine print. For checking, we’ll refund ATM fees from other banks on the business day your statement cycle ends. (Heads up: Savings Accounts are not eligible for refunds of ATM fees from other banks.) MOVE MONEY. We expect you’ll want to spend your money and make deposits. Some banks want to charge you for this, which blows our mind. With Primis, you can send money to friends and family as fast as a text – with no transfer fees. Make deposits and schedule bill payments any time all from within our app. You can even get paid early. Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early. ACCOUNTS THAT STAND OUT. We’re not just another pretty face. Our tools are top-notch, and our products speak for themselves. Choose an account that earns competitive interest or one that rewards you with every debit card purchase.

About

Knot Zero

Features
Read full description

Knot puts your card on file at the subscriptions and stores you already use, in seconds, without typing your card details at each one. • Pick a merchant • Sign in once • Your card is updated on file automatically Knot is available through participating banks and card issuers. Your bank sends you a link to get started.

Screenshots

Primis Digital Banking4 screens
Knot Zero3 screens

Verdict

The call

The clearest difference is update cadence: Knot Zero at weekly against Primis Digital Banking's every 3 weeks. Primis Digital Banking's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Primis Digital Banking ships an update every 3 weeks, Knot Zero weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Primis Digital Banking versus Knot Zero: the parameters behind the verdict, then further details
ParameterPrimis Digital BankingKnot Zero
PriceFreeFree
Rating4.7 (290 ratings) — better—
Positive reviews42.1% of reviews—
Number of ratings290 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size183 MB3 MB
Age rating4+4+
DeveloperPrimis BankMillions

Bugs and requests

Primis Digital Banking

Reported bugs

12 issues
  • Mobile deposit process is clunky and requires multiple retakes
  • Mobile deposit camera doesn't auto-capture photos
  • Account info tab broken for checking and savings views
  • iPad app doesn't switch to landscape mode
  • App reloads and resets to home page when swiped out
Show 7 more
  • Oversized fonts and inefficient space usage on transaction pages
  • Account access blocked due to internal errors
  • APY information was missing after November 2024 update
  • Account statements not displaying (showing errors)
  • Closed account statements completely missing
  • Jr. suffix causes mobile deposit difficulties
  • Transaction posting delays (checks, ACH transfers)

Requested features

11 requests
  • Debit card lock/unlock functionality in app
  • Zelle integration
  • Wire transfer functionality in app
  • Push notifications for deposits and transactions
  • iPad landscape mode support
Show 6 more
  • Copy and paste for account/routing numbers
  • Ability to customize or remove spending widget
  • Account grouping options
  • Real-time transaction posting
  • Push notification alerts
  • Remove 'upgrade' badge from app icon

Knot Zero

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Primis Digital Banking

No in-app purchases

None

Knot Zero

No in-app purchases

Questions

Is Primis Digital Banking free?
Primis Digital Banking is free to download, with no in-app purchases.
Is Knot Zero free?
Knot Zero is free to download, with no in-app purchases.
Do Primis Digital Banking or Knot Zero have ads?
Neither Primis Digital Banking nor Knot Zero shows ads.
Which is updated more often, Primis Digital Banking or Knot Zero?
Primis Digital Banking ships an update every 3 weeks, and Knot Zero weekly. Most recently, Primis Digital Banking was updated on October 25, 2026 and Knot Zero on October 24, 2026.

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