Primis Digital Banking vs Josie
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Primis Digital Banking
A digital banking app offering a secure and modern financial experience. It provides features like fee-free transactions, early direct deposit access, and competitive interest rates, backed by FDIC insurance and 24/7 customer support.
- FDIC-insured deposits
- Fee-free accounts and transactions
- Early direct deposit access
- Competitive interest rates
- 24/7 customer support
- Secure data encryption
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Ready for a banking app that redefines what you expect from digital banking? You’re in the right place. With us, it’s all about giving you a banking experience that’s smarter, faster, and more secure. Why settle for either cutting-edge tech or financial stability when you can have both? We combine the innovation of a fintech with the security of an FDIC-insured bank, giving you powerful features with the peace of mind you deserve. YOU’RE SECURE Before we tell you what makes us stand out, let’s start with what makes us safe. Primis is an FDIC member bank, which means the federal government insures your deposits. Plus, with advanced encryption protecting your data, your money and information stay secure every time you log in. YOU’RE IN GOOD COMPANY Customers with millions of dollars trust us to safeguard and grow their money. We have a team dedicated to tackling fraud and keeping your money safe from cyber scammers. YOU CAN CALL US 24/7/365 366 on leap years. Our Virginia-based customer care center is open all the time, staffed with real Primis teammates. Some digital banks outsource customer service to overseas call centers. That’s not our style. NO FEES. NO KIDDING. No account fees, no per-item fees, no overdraft fees—and no ATM fees. With Primis, we believe banking should be easy, not loaded with fees and fine print. For checking, we’ll refund ATM fees from other banks on the business day your statement cycle ends. (Heads up: Savings Accounts are not eligible for refunds of ATM fees from other banks.) MOVE MONEY. We expect you’ll want to spend your money and make deposits. Some banks want to charge you for this, which blows our mind. With Primis, you can send money to friends and family as fast as a text – with no transfer fees. Make deposits and schedule bill payments any time all from within our app. You can even get paid early. Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early. ACCOUNTS THAT STAND OUT. We’re not just another pretty face. Our tools are top-notch, and our products speak for themselves. Choose an account that earns competitive interest or one that rewards you with every debit card purchase.
Josie
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Josie Invoice: Time Tracking Meets Professional Billing Stop wasting time on invoicing. Josie Invoice combines precision time tracking with professional invoice creation—designed specifically for freelancers, contractors, and consultants who need to bill accurately and get paid faster. What You Can Do: Track Time with Precision Built-in timer for real-time billable hour tracking Organize time by tasks and subtasks for complete project visibility Track down to the second for accurate billing Manual time entry for past work or adjustments View total hours and earnings at a glance Create Professional Invoices Generate polished, branded PDF invoices instantly Auto-incrementing invoice numbers for organization Add client details, payment terms, and custom line items Attach tracked time entries with automatic cost calculation Export to Excel for accounting integration Work on multiple invoices simultaneously with multi-tab editing Manage Your Business Store unlimited client profiles with contact info, addresses, and payment methods Create multiple sender profiles to represent different business identities Add your logo and signature to invoices for brand consistency Keep all client history and past invoices in one place Quick access to billing history and client records Track Your Earnings View analytics on hours worked and total revenue Search and filter all saved invoices Identify your most profitable clients and projects Monitor billing trends over time Your Data, Your Control All data stored locally on your device—no cloud required Your privacy matters; we don't sell or share your information Optional cloud sync available for premium users Works offline; sync when you're ready Perfect For: Freelance writers, designers, developers, consultants, contractors, agencies, and any self-employed professional who bills by the hour or project. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://josieinvoice.netlify.app/#privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Primis Digital Banking at none against Josie's 1. Primis Digital Banking also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Josie sells 1 in-app purchase, starting at $4.99 per month. Primis Digital Banking asks for nothing beyond the download.
Primis Digital Banking ships an update every 2 weeks, Josie fortnightly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | Primis Digital Banking | Josie |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (290 ratings) — better | — |
| Positive reviews | 42.1% of reviews | — |
| Number of ratings | 290 — better | — |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 107 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Primis Bank | Tran Hai Chau Pham |
Bugs and requests
Primis Digital Banking
Reported bugs
12 issues- Mobile deposit process is clunky and requires multiple retakes
- Mobile deposit camera doesn't auto-capture photos
- Account info tab broken for checking and savings views
- iPad app doesn't switch to landscape mode
- App reloads and resets to home page when swiped out
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- Oversized fonts and inefficient space usage on transaction pages
- Account access blocked due to internal errors
- APY information was missing after November 2024 update
- Account statements not displaying (showing errors)
- Closed account statements completely missing
- Jr. suffix causes mobile deposit difficulties
- Transaction posting delays (checks, ACH transfers)
Requested features
11 requests- Debit card lock/unlock functionality in app
- Zelle integration
- Wire transfer functionality in app
- Push notifications for deposits and transactions
- iPad landscape mode support
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- Copy and paste for account/routing numbers
- Ability to customize or remove spending widget
- Account grouping options
- Real-time transaction posting
- Push notification alerts
- Remove 'upgrade' badge from app icon
Josie
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Primis Digital Banking
No in-app purchases
Josie
- Premium14 Days trial$4.991 Month
Questions
Is Primis Digital Banking free?
Is Josie free?
Do Primis Digital Banking or Josie have ads?
Which is updated more often, Primis Digital Banking or Josie?
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