Comparison

Starryblu vs Subdeck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Starryblu

Manage your global finances with ease. Send money internationally, spend in multiple currencies, and receive payments like a local. Enjoy secure, convenient cross-border transactions with competitive exchange rates and daily returns on your balance.

Highlights
  • Global spending and digital subscriptions
  • Secure, MAS-regulated platform
  • Multi-currency accounts with instant exchange
  • International remittances to 40+ countries
  • Physical debit card with cashback
  • Daily returns on account balance
Features
Read full description

Starryblu, the best choice for global payment. With the Starryblu App, manage spending, saving, international transfers, incoming payments, and multiple currencies in one place. Starryblu makes it easier to manage and move your money across borders. Through integrations and partnerships with TenPay Go, PayPal, Alipay+, and other leading payment providers, Starryblu continues to expand its global payment network, giving you more ways to pay, spend, and transfer money worldwide. Whether you're an international student, overseas professional, digital nomad, global entrepreneur, or frequent traveler, Starryblu helps you manage your finances wherever life takes you. - Global Spending | From Everyday Purchases to AI Subscriptions Pay at restaurants, cafés, hotels, shops, online stores, and more. Starryblu also supports payments for global AI tools, software, and digital subscriptions, including ChatGPT and X Premium. - Secure and trustworthy Regulated by the Monetary Authority of Singapore (MAS) and licensed as a Major Payment Institution (MPI). User funds are safeguarded in dedicated accounts at OCBC Bank and kept separate from company assets. PCI DSS certified, with multi-factor authentication, data encryption, biometric verification, AI-powered risk controls, and 24/7 account protection. Backed by leading global investors including Sequoia Capital and Lightspeed Venture Partners. - Internationally recognized design Starryblu won a Gold Award at the US MUSE Design Awards for its product experience and design, helping deliver a secure, simple, and convenient cross-border financial experience. - 200M subsidy campaign Enjoy subsidies across remittances and spending, plus extra user benefits. Rewards are issued automatically and are easy to use. - 10+ multi-currency accounts and instant exchange Open local multi-currency accounts online in minutes and receive payments like a local. Manage global funds in one place with no monthly or maintenance fees. Exchange currencies instantly at competitive rates and receive real-time transaction notifications. - International remittances and transfers Send money to 40+ countries with transparent pricing and no hidden fees. Over 52% of transfers are instant, with eligible transfers arriving within 20 seconds. - Physical debit card Spend and withdraw cash across 40+ countries and regions. Unsupported currencies are automatically exchanged when you pay. Enjoy benefits such as cashback and custom card numbers, with in-app card controls including freeze and unfreeze. - Keep your funds growing Earn daily returns on your account balance, with flexible deposits and withdrawals and no extra handling fees. Account currencies: GBP, EUR, USD, AUD, CAD, HKD, JPY, NZD, SGD Remit to: Hong Kong, Malaysia, South Korea, Vietnam, Philippines, Thailand, Singapore, Sri Lanka, Nepal, India, Indonesia, United States, Canada, Australia, United Kingdom, France, Germany, Italy, Netherlands, Belgium, Luxembourg, Denmark, Ireland, Greece, Portugal, Spain, Austria, Sweden, Finland, Malta, Cyprus, Poland, Hungary, Czech Republic, Slovakia, Estonia, Latvia, Lithuania, Romania, Bulgaria, Croatia Official Website: https://www.starryblu.com/ Financial Compliance: https://www.starryblu.com/en/compliance Customer Service Email: stb@starryblu.com

About

Subdeck

Manage all your recurring expenses in one place. Track subscriptions, get reminders for upcoming payments and free trial endings, and understand your spending habits. No bank connection needed, just a clear overview of your memberships.

Highlights
  • Track subscriptions, prices, and renewal dates
  • Renewal and payment reminders
  • Free trial ending notifications
  • Subscription spending insights
  • Multi-currency support
  • Custom subscriptions and categories
  • iCloud sync
Read full description

Subscriptions should make life easier — not become forgotten expenses. Subdeck is a simple, focused subscription manager that helps you keep memberships, software services, and recurring payments in one place. Stay ahead of renewals, upcoming charges, and free trial endings while keeping a clear view of how much you spend on subscriptions. No bank account connection. No complicated budgeting. Just a clearer way to manage your subscriptions. Everything in one place Keep track of your subscriptions, prices, billing cycles, and renewal dates from one clean dashboard. Renewal and payment reminders Get notified before upcoming payments so you can review your subscriptions before the next charge. Free trial reminders Keep track of trial periods and receive reminders before they end, helping you avoid forgotten renewals. Spending insights See your monthly, yearly, and overall subscription spending, with trends and categories that make recurring expenses easier to understand. Multi-currency support Track subscriptions in different currencies and manage services from around the world more easily. Custom subscriptions and categories Add the services you use, create your own subscriptions, and organize them in a way that works for you. iCloud sync Keep your subscription data in sync across your Apple devices with iCloud. Privacy by design Your subscription data is stored locally on your device. No account is required, and you never need to connect a bank account. When you use iCloud sync, your data is stored in your private iCloud account. Subdeck has one simple goal: Know what you're paying for, see what's coming next, and decide whether every subscription is still worth keeping. Third-Party Brand Notice Subdeck is not affiliated with, endorsed by, sponsored by, or officially connected with any third-party brands, products, or services displayed in the app. All names, trademarks, and logos belong to their respective owners and are used only to help users identify and manage their subscriptions. Privacy Policy https://qihu87.github.io/subdeck-privacy/ Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Starryblu4 screens
Subdeck4 screens

Verdict

The call

Starryblu and Subdeck both sit at 4.5 stars, but that hides the real split: 92% of Subdeck's written reviews are positive against 26% of Starryblu's. Starryblu's advantage is in-app purchases (none vs 5) and ratings volume (199 vs 2). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subdeck sells 5 in-app purchases, starting at $1.99 per month. Starryblu asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Starryblu against 4.5 for Subdeck. That said, the two scores are not equally well evidenced: Starryblu has 199 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 26% of Starryblu's written reviews are positive against 92% of Subdeck's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. Both last shipped on November 8, 2026.

Scorecard5 real differences · 5 level
Starryblu versus Subdeck: the parameters behind the verdict, then further details
ParameterStarrybluSubdeck
PriceFreeFree
Rating4.5 (199 ratings)4.5 (2 ratings)
Positive reviews26.3% of reviews91.7% of reviews — better
Number of ratings199 — better2
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size160 MB40 MB
Age rating4+4+
DeveloperWotransfer PTE. LTD.启虎 王

Customer experience

Starryblu

All ratings199 ratings
Positive87.4%
Neutral2.0%
Negative10.6%
Written reviews19 reviews
Positive26.3%
Neutral5.3%
Negative68.4%

Subdeck

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

In-app purchases

None

Starryblu

No in-app purchases

5 purchases

Subdeck

Subscriptions2
  • Pro Monthly$1.991 Month
  • Pro Yearly$6.991 Year
One-time3
  • Pro Lifetime Promo$9.99
  • Pro Lifetime Special$12.99
  • Pro Lifetime$14.99

Questions

Is Starryblu free?
Starryblu is free to download, with no in-app purchases.
Is Subdeck free?
Subdeck is free to download, with in-app purchases available.
Which has better reviews, Starryblu or Subdeck?
Starryblu and Subdeck are both rated 4.5 out of 5 on the App Store, from 199 and 2 ratings respectively.
Do Starryblu or Subdeck have ads?
Neither Starryblu nor Subdeck shows ads.
Which is updated more often, Starryblu or Subdeck?
Starryblu ships an update weekly, and Subdeck weekly. Most recently, Starryblu was updated on November 8, 2026 and Subdeck on November 8, 2026.

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