乖猫记账 vs BeanLedger

乖猫记账——iOS 平台AI记账专家 一句话记账超有趣，自动记账超方便，助您轻松掌控每一笔收支 即刻开启智能记账体验 关注小红书「乖猫记账」获取最新功能动态与使用技巧 用户协议: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b