Spluno vs WhoOwes

Spluno helps you split costs with friends, family, flatmates, and anyone else you spend money with. Make a hangout for a trip, a shared flat, or a night out. Add the people to it. Every time someone pays for something, add it to the hangout. Spluno keeps the running total of who owes whom. Adding an expense • Split it equally, by exact amounts or by percentages. • Say it out loud ("Dinner 2400, paid by Rahul, split with everyone") and Spluno fills in the form. • Add a photo or PDF of the bill. • Pick a category, or make your own. • No internet? Add it anyway. It uploads when you're back online. Settling up When it's time to pay back, Spluno shows the fewest payments needed to clear everything. Record one payment or settle the whole group at once. Everyone in the hangout sees the same numbers. Seeing where the money went Check totals by person and by category, see your own share of each expense, and follow what others add in the Activity tab. Friends See what you owe each friend and what they owe you, across all your hangouts. Each currency is shown separately. Currencies Each hangout has its own currency, so a trip abroad doesn't get mixed up with your rent at home. Invite people Add people from your contacts, or send them a link to join the hangout. Widgets and Apple Watch Use widgets on your Home Screen and Lock Screen to see your balances or add an expense quickly. On Apple Watch you can check balances and add an expense by speaking. Also • Light and dark mode • Notifications when someone adds an expense or records a payment • Works well for big groups of 20 to 30 people

WhoOwes – the easiest way to track shared expenses and split bills with anyone, anywhere. Tired of arguing over who owes what? Whether you're traveling with friends, sharing rent with roommates, or splitting dinner costs, WhoOwes helps you keep everything fair and transparent. Key Features: – Track shared expenses: Add payments and instantly see who owes whom. – Split costs your way: Equally, by shares, percentages, or custom amounts. – Organize by group or event: Trips, dinners, rent, or group gifts. – Support for multiple currencies: perfect for international travel. – Settle up easily: No more confusing spreadsheets or awkward reminders. Perfect for: – Trips and travel groups: Manage shared expenses for transportation, stays, and food. – Roommates and shared homes: Split rent, utilities, and groceries effortlessly. – Couples: Keep track of shared spending and stay financially balanced. – Friends and colleagues: Plan events, gifts, or group projects without hassle. Say goodbye to “you owe me” arguments and hello to simple, stress-free expense sharing. WhoOwes — because fair splitting should be effortless. Privacy policy: https://aeolian-clover-827.notion.site/Privacy-Policy-29d070a54130805fa285dd8babaa85d7 Terms of use: https://aeolian-clover-827.notion.site/Terms-of-Use-29d070a5413080a8bc69ec8cb2f3efa2