Spluno vs ValueGuard

Spluno helps you split costs with friends, family, flatmates, and anyone else you spend money with. Make a hangout for a trip, a shared flat, or a night out. Add the people to it. Every time someone pays for something, add it to the hangout. Spluno keeps the running total of who owes whom. Adding an expense • Split it equally, by exact amounts or by percentages. • Say it out loud ("Dinner 2400, paid by Rahul, split with everyone") and Spluno fills in the form. • Add a photo or PDF of the bill. • Pick a category, or make your own. • No internet? Add it anyway. It uploads when you're back online. Settling up When it's time to pay back, Spluno shows the fewest payments needed to clear everything. Record one payment or settle the whole group at once. Everyone in the hangout sees the same numbers. Seeing where the money went Check totals by person and by category, see your own share of each expense, and follow what others add in the Activity tab. Friends See what you owe each friend and what they owe you, across all your hangouts. Each currency is shown separately. Currencies Each hangout has its own currency, so a trip abroad doesn't get mixed up with your rent at home. Invite people Add people from your contacts, or send them a link to join the hangout. Widgets and Apple Watch Use widgets on your Home Screen and Lock Screen to see your balances or add an expense quickly. On Apple Watch you can check balances and add an expense by speaking. Also • Light and dark mode • Notifications when someone adds an expense or records a payment • Works well for big groups of 20 to 30 people

ValueGuard - Your Complete Purchase Tracker and Return Policy Reminder App Never miss a return deadline again! ValueGuard is the ultimate purchase tracker, warranty reminder, and receipt organizer app that helps you manage all your consumer rights in one place. KEY FEATURES: Purchase Tracker & Receipt Organizer • Track all your purchases with receipt images or PDFs • Automatic return deadline calculation based on store policies and country • Complete overview of return periods, withdrawal rights, warranties, and legal guarantees • Organize purchases by category, store, and date • Receipt scanner and organizer for easy access Warranty Reminder & Return Policy Tracker • Automatic return deadline reminders • Warranty expiration alerts to protect your consumer rights • Return policy tracker for each purchase • Never miss return opportunities or warranty claims again • View and manage all your notifications in one place Spending Analytics & Purchase History • Monthly spending overview and purchase history tracker • Analyze purchases by category and store • Track spending trends and patterns over time • Detailed breakdowns of your purchase data • Receipt management and organization Export & Share Receipts • Export purchase data and receipts to PDF • Perfect for store returns and warranty claims • Share receipts and purchase information easily • Keep digital records of all your important purchases Multi-Country Support • Supports Norway, Sweden, Denmark, Finland, Germany, USA, and United Kingdom • Country-specific return policies and consumer rights • Automatic currency formatting based on selected country • Localized store policy database Private & Secure Receipt Storage • All data stored locally on your device • No login or account required • Full control over your own purchase data • Secure receipt storage and privacy protection Perfect for anyone looking for: • Return policy tracker and reminder app • Warranty reminder and expiration alerts • Purchase tracker and receipt organizer • Consumer rights protection tool • Spending tracker and analytics • Receipt scanner and manager Download ValueGuard today - the best purchase tracker, warranty reminder, and return policy tracker app. Never miss a return deadline or warranty claim again! IMPORTANT DISCLAIMER: ValueGuard is a tool to help you track purchases and deadlines. We do not guarantee the accuracy or completeness of return periods, warranty information, or store policies. Always verify important deadlines with the store and applicable laws in your country. This app is not a substitute for legal advice.