Comparison

CBE Soft Token vs NIB AmberPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBE Soft Token

This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Multi-factor authentication
  • Secure login for internet banking
  • Facilitates transactions
  • Official app for Commercial Bank of Ethiopia
Features
Read full description

Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et

About

NIB AmberPay

Features
Read full description

The NIB International Bank Merchant Application is a comprehensive platform designed to facilitate seamless payment processing and sales management for merchants. The application supports multiple payment methods, including USSD, vouchers, IPS QR codes, and BoostQR, ensuring versatility and convenience for both merchants and customers. Key Features: 1. Payment Processing: -Enables merchants to accept payments through USSD codes, providing a simple and accessible option for customers without internet access. -Allow customers to make payments using pre-paid vouchers, adding another layer of flexibility. -Supports payments via interoperable QR codes, ensuring compatibility with various payment systems. -Utilizes advanced QR code technology to streamline transactions and enhance security. 2. Sales Management: Add Sales: Merchants can easily record new sales transactions, ensuring accurate and up-to-date records. Block Sales: Allows merchants to block sales from specific customers or under particular conditions, adding a layer of control and security. 3. Sales Monitoring: Detailed Analysis: The application offers comprehensive analytics, enabling merchants to monitor their sales performance, track trends, and generate detailed reports. Real-time Insights: Provides real-time data and insights, allowing merchants to make informed decisions and respond swiftly to changes in sales patterns.

Screenshots

CBE Soft Token4 screens
NIB AmberPay4 screens

Verdict

The call

The clearest difference is update cadence: NIB AmberPay at every 3 weeks against CBE Soft Token's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CBE Soft Token ships an update every 4 months, NIB AmberPay every 3 weeks. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
CBE Soft Token versus NIB AmberPay: the parameters behind the verdict, then further details
ParameterCBE Soft TokenNIB AmberPay
PriceFreeFree
Rating3.6 (11 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings11 — better—
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size29 MB63 MB
Age rating4+17+
DeveloperCommercial Bank of EthiopiaNib International Bank SC

In-app purchases

None

CBE Soft Token

No in-app purchases

None

NIB AmberPay

No in-app purchases

Questions

Is CBE Soft Token free?
CBE Soft Token is free to download, with no in-app purchases.
Is NIB AmberPay free?
NIB AmberPay is free to download, with no in-app purchases.
Do CBE Soft Token or NIB AmberPay have ads?
Neither CBE Soft Token nor NIB AmberPay shows ads.
Which is updated more often, CBE Soft Token or NIB AmberPay?
CBE Soft Token ships an update every 4 months, and NIB AmberPay every 3 weeks. Most recently, CBE Soft Token was updated on November 6, 2026 and NIB AmberPay on October 30, 2026.

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