CBE Soft Token vs NIB AmberPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CBE Soft Token
This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.
- Generates One-Time Passwords (OTPs)
- Multi-factor authentication
- Secure login for internet banking
- Facilitates transactions
- Official app for Commercial Bank of Ethiopia
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Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et
NIB AmberPay
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The NIB International Bank Merchant Application is a comprehensive platform designed to facilitate seamless payment processing and sales management for merchants. The application supports multiple payment methods, including USSD, vouchers, IPS QR codes, and BoostQR, ensuring versatility and convenience for both merchants and customers. Key Features: 1. Payment Processing: -Enables merchants to accept payments through USSD codes, providing a simple and accessible option for customers without internet access. -Allow customers to make payments using pre-paid vouchers, adding another layer of flexibility. -Supports payments via interoperable QR codes, ensuring compatibility with various payment systems. -Utilizes advanced QR code technology to streamline transactions and enhance security. 2. Sales Management: Add Sales: Merchants can easily record new sales transactions, ensuring accurate and up-to-date records. Block Sales: Allows merchants to block sales from specific customers or under particular conditions, adding a layer of control and security. 3. Sales Monitoring: Detailed Analysis: The application offers comprehensive analytics, enabling merchants to monitor their sales performance, track trends, and generate detailed reports. Real-time Insights: Provides real-time data and insights, allowing merchants to make informed decisions and respond swiftly to changes in sales patterns.
Screenshots
Verdict
The clearest difference is update cadence: NIB AmberPay at every 3 weeks against CBE Soft Token's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CBE Soft Token ships an update every 4 months, NIB AmberPay every 3 weeks. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.
| Parameter | CBE Soft Token | NIB AmberPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (11 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 29 MB | 63 MB |
| Age rating | 4+ | 17+ |
| Developer | Commercial Bank of Ethiopia | Nib International Bank SC |
In-app purchases
CBE Soft Token
No in-app purchases
NIB AmberPay
No in-app purchases
Questions
Is CBE Soft Token free?
Is NIB AmberPay free?
Do CBE Soft Token or NIB AmberPay have ads?
Which is updated more often, CBE Soft Token or NIB AmberPay?
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