Comparison

CBE Soft Token vs Savvy Expense Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBE Soft Token

This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Multi-factor authentication
  • Secure login for internet banking
  • Facilitates transactions
  • Official app for Commercial Bank of Ethiopia
Features
Read full description

Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et

About

Savvy Expense Pro

Features
Read full description

Savvy Expense Pro helps you spend with intention, track every dollar, set goals, and take control of your finances without the clutter. Spend on Purpose The redesigned dashboard gives you a clear picture of your month at a glance. See how much you've spent, how much is coming in, and where your money is going. All in one clean view. No spreadsheets. No noise. Just the numbers that matter. Plan Ahead, Stay on Track Schedule recurring bills, income, and transfers so they show up before you need to confirm them. Set spending budgets and income targets with visual progress bars that tell you if you're on track or over budget. Get daily reminders to log your transactions so you never lose track. Your Money, Organized Track cash, bank accounts, e-wallets, and credit cards in one place with your total net worth always visible. Tag transactions by merchant, create custom categories, and define your income sources. Everything is searchable, filterable, and yours to export. Built for Real Life Works across iPhone, iPad, and Mac with cloud sync so your data follows you. Sign in with email, Google, or Apple. Light or dark mode. Your data stays encrypted and secure, and you can export or delete it anytime. Version 2 brings a completely redesigned dashboard, planned transaction management, and a more polished experience. If you've been looking for a reason to get your finances in order, this is it!

Screenshots

CBE Soft Token4 screens
Savvy Expense Pro4 screens

Verdict

The call

The clearest difference is price: CBE Soft Token at Free against Savvy Expense Pro's $1.99. CBE Soft Token also leads on iOS requirement (13.0 vs 17.2). Savvy Expense Pro's advantage is update cadence (every 4 weeks vs every 4 months). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

CBE Soft Token is free to download; Savvy Expense Pro costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CBE Soft Token ships an update every 4 months, Savvy Expense Pro every 4 weeks. The most recent releases landed on October 15, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
CBE Soft Token versus Savvy Expense Pro: the parameters behind the verdict, then further details
ParameterCBE Soft TokenSavvy Expense Pro
PriceFree — better$1.99
Rating3.7 (9 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings9 — better—
Update frequencyEvery 4 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS13.0 — better17.2
Further details — not scored
Size29 MB60 MB
Age rating4+4+
DeveloperCommercial Bank of EthiopiaCris Rene Denopol

In-app purchases

None

CBE Soft Token

No in-app purchases

None

Savvy Expense Pro

No in-app purchases

Questions

Is CBE Soft Token free?
CBE Soft Token is free to download, with no in-app purchases.
Is Savvy Expense Pro free?
Savvy Expense Pro costs $1.99, with no in-app purchases.
Do CBE Soft Token or Savvy Expense Pro have ads?
Neither CBE Soft Token nor Savvy Expense Pro shows ads.
Which is updated more often, CBE Soft Token or Savvy Expense Pro?
CBE Soft Token ships an update every 4 months, and Savvy Expense Pro every 4 weeks. Most recently, CBE Soft Token was updated on October 15, 2026 and Savvy Expense Pro on October 20, 2026.

Other comparisons