Comparison

Expense Tracker vs 100 Envelope Challenge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Features
Read full description

This comprehensive expense tracker app is designed to help you manage your finances effortlessly. Track income and expenses, categorize transactions, and view detailed reports with graphical insights. Create a list of income sources and expense categories, monitor cash flow, and gain a clear overview of your spending habits. The app’s intuitive interface makes it simple to manage daily finances, review past transactions, and achieve financial goals with ease. Perfect for budgeting, saving, and making smarter financial decisions.

About

100 Envelope Challenge

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

Highlights
  • Gamified savings progress visualization
  • Customizable challenge rules
  • Multiple savings challenge types
  • Streak tracking and motivation tools
  • Home Screen widget for goal visibility
  • Optional daily reminders
Features
Read full description

Save $5,050 in 100 days — and actually enjoy doing it. The 100 Envelope Challenge is the savings method taking over TikTok, now a beautiful app for your iPhone. Number your envelopes 1 to 100, draw one each day, and stuff in that amount of cash. Fill all 100 and you've saved $5,050 — one small, satisfying step at a time. No bank linking. No account. Just you, your envelopes, and a wall that turns green as your savings grow. 【Saving that feels like a game】 Draw an envelope, flip it open, and watch the confetti fly. Every envelope you stuff turns green on your wall, your progress ring climbs, and your total ticks up — a little hit of motivation every single day. 【Play at your own pace】 Draw a random envelope or pick any one yourself. Save one a day, several at once, or catch up after a busy week. Stuffed a little more or less than the envelope said? Adjust the amount. It's your challenge, your rules. 【Stay motivated to the finish】 Track your current and longest streaks, see your savings curve climb over time, and get a projected finish date based on your real pace. An optional daily reminder keeps your streak alive, and a Home Screen widget keeps your goal in sight. 【More than one way to save】 Beyond the classic 100 Envelope Challenge, take on the 52-Week Challenge, the Penny Challenge, a Double It run, or build a fully custom challenge with your own amounts and length. 【Pay once. No subscription.】 Envelope100 is free to start. Unlock every challenge, remove ads, and run multiple challenges at once with a single one-time purchase — no subscriptions, no recurring charges, ever. Start your first envelope today and watch $5,050 add up faster than you'd think. 【Terms of Use (EULA)】 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
100 Envelope Challenge4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker at none against 100 Envelope Challenge's 1. Expense Tracker also leads on ads (none vs shown) and iOS requirement (12.0 vs 17.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 100 Envelope Challenge sells 1 one-off in-app purchase. Expense Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Tracker ships an update every 4 months, 100 Envelope Challenge every 3 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 6 level
Expense Tracker versus 100 Envelope Challenge: the parameters behind the verdict, then further details
ParameterExpense Tracker100 Envelope Challenge
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better17.0
Further details — not scored
Size51 MB11 MB
Age rating17+4+
DeveloperMian Imran ShahIkuhei Kure

In-app purchases

None

Expense Tracker

No in-app purchases

1 purchases

100 Envelope Challenge

One-time1
  • Premium$4.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Is 100 Envelope Challenge free?
100 Envelope Challenge is free to download, with in-app purchases available.
Do Expense Tracker or 100 Envelope Challenge have ads?
100 Envelope Challenge shows ads; Expense Tracker does not.
Which is updated more often, Expense Tracker or 100 Envelope Challenge?
Expense Tracker ships an update every 4 months, and 100 Envelope Challenge every 3 months. Most recently, Expense Tracker was updated on October 16, 2026 and 100 Envelope Challenge on October 17, 2026.

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