Kora vs Finance Tracker +

How much can I safely spend today? Kora helps you find out without linking your bank accounts. Track manually, build awareness, and take control with a budget that adapts daily. FINANCIAL AWARENESS THROUGH MANUAL TRACKING Kora requires manual tracking — and that's the point. When you log every transaction as it happens, you: + Know your true balance at any moment + Feel the impact of each purchase + Make conscious choices instead of autopilot decisions Manual tracking takes about30 seconds per transaction. But in those 30 seconds, you build the financial awareness that auto-sync apps can't provide. WHO IS KORA FOR? + Single users managing personal finances (not designed for couples/families) + People ready to build financial awareness through active engagement + Users who want a realistic budget that works with their life + Anyone who values privacy and data security [[[ KEY FEATURES ]]] SMART BUDGET + See exactly how much you can safely spend today + View tomorrow's budget preview based on today's spending + Track weekly spending to pace yourself throughout the month + Stay on track with realistic, adaptive budgets COMPREHENSIVE TRACKING + Log income, expenses, and transfers with ease + Track upcoming transactions (bills, savings, debt payments) + Set up recurring transactions for subscriptions and regular bills + Save frequently-used transactions as favorites for faster logging + Use voice input + AI to log transactions faster ACCOUNT MANAGEMENT + Mirror your real accounts without linking them: debit cards, credit cards, savings, debt, and lending + See your net worth calculated automatically + Track total assets and liabilities at a glance + Link transactions to specific accounts BUDGETING TOOLS + Set spending limits for categories and subcategories + See how much budget you have left for each category—today and this cycle + Spot overspending early with real-time tracking + Start your budget cycle on any day of the month + Supports 160+ currencies worldwide INSIGHTS & ANALYTICS + Expense breakdown by category + Top 10 expenses across all categories + Income vs. expenses for the last 12 months + Real-time balance breakdown (upcoming bills, total expenses, savings) PRIVACY-FIRST DESIGN + No bank account linking required + Your financial data stays on your device -------------------------- ACTIVE DEVELOPMENT + Kora Budgeting is actively maintained, with new features and improvements added over time. + Should you need any help or have some inquiries, feel free to reach out to me at support@korabudgeting.com. + Bug reports, inquiries, and feedback are reviewed promptly, with responses typically within 3-5 business days. -------------------------- SUBSCRIPTION TERMS Kora Budgeting offers an auto-renewing monthly and yearly subscription, as well as a one-time lifetime purchase for unlimited Premium access. Payment will be charged to your Apple ID account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by opening your device's Settings app, tapping your Apple ID name at the top, and selecting "Subscriptions". Any unused portion of a free trial, if offered, will be forfeited when you purchase a subscription. READ MORE ABOUT OUR TERMS & CONDITIONS HERE: Terms of Use: https://www.korabudgeting.com/terms-of-use Privacy policy: https://www.korabudgeting.com/privacy-policy End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Finance Tracker + makes it simple to see where your money goes each month, keep on top of bills and plan ahead. TRACK EVERY MONTH • Log income and outgoings month by month, with totals, paid and unpaid amounts, and your balance at a glance • Organise transactions with categories, icons and colours, and create your own • Set up recurring income and bills (weekly, fortnightly, four-weekly, monthly or yearly) and they're added for you • Mark bills as paid one at a time or in bulk • Get a warning when a new transaction looks like a duplicate NEVER MISS A BILL • Add a due date and get a reminder the day before • "Due soon" and "Overdue" badges show what needs paying PLAN AHEAD • Cash flow forecast: see your projected balance for the next 3, 6 or 12 months, based on your recurring income and bills • Charts for income vs expenses, balance, spending by category and trends over time • Monthly budgets per category, with a clear warning when you go over, and copy last month's budgets in one tap • Savings, debt and investment goals with progress tracking RECEIPTS • Attach a photo of a receipt to any transaction • Text recognition on your device can fill in the details from the receipt for you YOUR DATA, YOUR WAY • Syncs between your iPhone and iPad through your private iCloud account, or turn sync off to keep everything on this device • Export to CSV for Excel or Numbers • Back up everything to a file and restore it on any device • Works in your choice of currency PRIVATE AND SECURE • No sign-up, no ads, no tracking • Lock the app with Face ID, Touch ID or your passcode, and your finances are hidden in the app switcher Perfect for personal budgeting, keeping on top of bills and reaching your savings goals.