Costly vs subsCuu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Costly
Visualize and manage all your recurring expenses in one place. Track subscription due dates, amounts, and spending trends with intuitive graphs and a clean interface. Avoid missed payments and gain clarity on your financial commitments.
- Auto-updating billing dates
- Visual spending timeline
- Track amounts and categories
- Flexible billing intervals
- Spending totals by period
- Calendar and history views
- Spending breakdown graphs
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Make your bills visible. Take control of your subscriptions. Costly is a smart way to track your subscriptions and recurring expenses. It helps you see exactly what's due, when, and how much—all in one clean, visual interface. With color-coded bars and intuitive graphs, you’ll know at a glance when your next payments are coming up. Just add a subscription once, and Costly keeps everything up to date automatically. Say goodbye to missed bills and confusing spreadsheets. □ Key Features ・Auto-updating billing dates ・Visual timeline with blue progress bars ・Track amounts, categories, notes, and more ・Flexible billing intervals: weekly, monthly, quarterly, semiannual, annual, and beyond ・Auto-calculated spending totals by year, month, or day ・Filter by billing frequency or category ・Calendar view for an easy look at upcoming payments ・History tab to review past payments ・Graphs to visualize spending breakdowns ・Price list and upcoming payment forecast ・Light and dark mode support □ Use Cases ・Manage all your streaming, music, and app subscriptions in one place ・Track annual or semiannual expenses like insurance and taxes ・Keep family or shared expenses organized by category ・Use graphs to spot trends and optimize your spending habits ・Pair with a budgeting app as your go-to fixed cost manager □ Perfect For ・Anyone overwhelmed by growing subscriptions ・People who want to know exactly when and how much they’re paying ・Users who don’t stick with full budgeting apps, but still want spending clarity ・Those who tend to forget annual or semiannual renewal dates ・Anyone looking for a simple, clean app to track recurring costs □ Pricing All core features are free to use. Some advanced features are available via subscription. □ Development Philosophy Costly is independently developed to help you manage the hidden costs of everyday life—with less stress and more clarity. We’re constantly improving the app based on your feedback and suggestions. Download Costly now and make subscription and bill tracking effortless. Terms of Service (EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy:https://lomworks.com/legal/privacy-app
subsCuu
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Are your monthly payments quietly adding up? The more subscriptions and installments you have, the harder it gets to know what you're actually spending. subsCuu brings all your recurring payments into one place — so you can finally see where your money goes. ---------- 【Who it's for】 - People overwhelmed by too many subscriptions and installments - Anyone who wants to know their exact monthly total at a glance - People looking to cut unnecessary spending - Users who want the same data across multiple devices - Anyone who wants to check things right from their wrist ---------- 【Key Features】 - All Payments in One Place Manage subscriptions and installment payments together in a single app. Record name, amount, billing cycle, category, payment method, and notes. Supports 6 billing cycles: weekly, biweekly, monthly, quarterly, semi-annual, and yearly. - Automatic Monthly & Yearly Totals No matter how mixed your billing cycles are, subsCuu converts everything to monthly and yearly amounts automatically — so you always know your true total spending. - Visualize Your Spending Pie charts by category, payment method, or payment date make it easy to see where your money goes. Adjust the reference date to preview upcoming payment schedules. - Smart Search & Filters Full-text search across name, category, payment method, and notes. Sort by name, amount, or payment date, and filter by active or ended payments. - Optimized for iPad【New】 A layout tailored to iPad's larger screen, so everything is easier to see and use. - Check It on Apple Watch【New】 See your monthly total and next payment right from your wrist. Add a complication to your watch face, or open the Watch app for a full list of upcoming payments. - Built to Be Accessible【New】 Supports Dynamic Type for larger text and Reduce Motion for fewer animations. Choose light, dark, or tinted versions of the home screen icon. - Automatic iCloud Sync Your data syncs seamlessly via iCloud (CloudKit). Switch to a new iPhone or use multiple devices — your payments are always up to date. iCloud is optional. All features work fully offline on a single device. - Built for Your Lifestyle Add, edit, and reorder categories and payment methods to fit the way you manage your finances. ---------- 【Privacy】 All data is stored on your device or in iCloud only. Nothing is ever sent to external servers. Syncing with Apple Watch stays strictly between your paired devices, too.
Screenshots
Verdict
The clearest difference is in-app purchases: subsCuu at none against Costly's 2. Costly's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Costly sells 2 in-app purchases, starting at $1.99 per month. subsCuu asks for nothing beyond the download.
Costly ships an update every 3 weeks, subsCuu every 2 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | Costly | subsCuu |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 85.7% of reviews | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 7 MB | 9 MB |
| Age rating | 4+ | 12+ |
| Developer | YUUSUI KASHIWAGI | Toshiyuki Imanishi |
In-app purchases
Costly
- Monthly$1.991 Month
- Yearly1 Month trial$14.991 Year
subsCuu
No in-app purchases








