Milkii vs Link by Chapa

Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options. Key Features: Flexible Repayment Terms: Choose from repayment periods ranging from 30 to 180 days, allowing you to repay at your convenience. Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates. Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions. Representative Loan Example: Cash Loan - Milkii Loan Amount: 500 ETB Total Charges: 50 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Airtime Loan - Milkii Airtime Loan Amount: 25 ETB Total Charges: 0 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience. Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.

LinkApp — Everything you need, all in one place. LinkApp brings the things you do every day into a single, simple app. Buy event tickets, make donations, shop for groceries, and pay seamlessly with contactless payments — no more juggling a dozen different apps. What makes LinkApp different is the built-in AI. Instead of tapping through menus and checkout flows, you just chat. Tell our AI assistant what you need — "find me concert tickets this weekend," "order groceries for the week," or "donate to a cause I care about" — and it handles the hassle for you. We also celebrate community and culture. Through LinkApp, you can discover and order authentic cultural food from different communities, bringing the flavors of home and the world together in one place. Whether you're craving a taste of your own heritage or exploring something new, LinkApp connects you to it. With LinkApp you can: Buy tickets to events you love Shop for groceries and everyday essentials Make donations to causes that matter Pay quickly and securely with contactless payments Order authentic cultural food from diverse communities Do it all through one easy AI-powered chat One app. One conversation. Everything connected.