Insiderwave vs SpendCheck
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Insiderwave
Access real-time stock trades from successful Wall Street investors. See their purchases, track performance, and replicate their strategies with integrated brokerage. Gain an edge with verified data.
- Real-time investor trade alerts
- Track portfolio performance
- Copy trades with brokerage integration
- Follow high-conviction moves
- See trade performance over time
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Track and copy trades from the most successful investors on Wall Street. InsiderWave gives you real-time access to every stock trade disclosed by influential investors so you can follow the people who move the market. See what they buy, when they buy it, and how each trade performs over time. Copy their strategy in just a few taps. Built for traders who want real edge with real data and are tired of waiting for social media to catch up. What You Can Do: - Get real-time alerts when top investors disclose new trades - Track portfolio performance and individual positions over time - Copy trades with seamless brokerage integration - Follow high-conviction moves from people with real skin in the game Don’t just follow the market. Follow the people moving it. https://insiderwave.app/pages/terms-and-conditions
SpendCheck
Track your spending privately and simply. Log expenses, refunds, and investments with fast entry, receipt scanning, and smart categorization. All data stays on your device with no accounts or ads.
- Fast expense entry
- Track expenses, refunds, and investments
- Searchable receipt photos
- Smart category suggestions
- Automatic recurring expenses
- Clear spending summaries and charts
- CSV export for backups
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SpendCheck is the expense tracker for people who just want to see where their money goes — without accounts, ads, subscriptions, or a single byte leaving their phone unless they choose otherwise. Everything you log lives only on your device by default. There's no sign-up, no ads, and no analytics — and no company, including us, that can see your spending. You can explicitly turn on encrypted backup to your own cloud storage. Open the app and start tracking in seconds. WHY YOU'LL LIKE IT • Fast entry — A bank-app-style keypad lets you punch in an amount and save an expense in a couple of taps. No fiddly decimal typing. • Expenses, refunds, and investments — Track money going out, money coming back, and money you've moved into brokerage or crypto platforms. Investments are kept separate so they never inflate what you "spent." • Receipt photos, made searchable — Scan a receipt with an auto-detecting document scanner (multi-page in one go), crop it anytime, and search for anything printed on it later, even if you never typed it in. All text recognition happens right on your device. • Encrypted Backup & Restore — Back up your expenses and receipts to your own cloud storage — iCloud by default, or anywhere you choose — protected by a passphrase only you know. Nobody but you, not even SpendCheck, can read it. Fully optional, and off by default. • Recently Deleted — Delete something by mistake? It's recoverable for 14 days, not gone the moment you swipe. • Smart categories — As you type a business name, SpendCheck pre-fills the category you last used there. Less thinking, faster logging. • Recurring expenses — Mark something as weekly, monthly, or annual and it logs itself automatically — perfect for subscriptions, rent, and yearly renewals. • Clear summaries — See what you spent this week and this month, a breakdown by business and by category, and a simple chart — all for any month you pick. • Export anytime — Send a clean CSV of your full history to Files, Numbers, Excel, or Google Sheets whenever you want a backup. • Make it yours — Pick an accent color to match your style. PRIVATE BY DESIGN SpendCheck stores everything locally using Apple's on-device database. There is no server, no login, and no tracking. Your financial life is nobody's business but yours. If you ever turn on Backup & Restore, that backup is encrypted on your device before it ever leaves it — your passphrase, your cloud storage, and no way for anyone (including us) to read it without that passphrase. FREE SpendCheck is free to use. No ads, no data selling, no catch. Questions or feedback? Reach us in one tap from Settings → Send Feedback, or through the contact link on our website.
Screenshots
Verdict
The clearest difference is review sentiment: SpendCheck at 100% against Insiderwave's 50%. SpendCheck also leads on in-app purchases (none vs 11) and rating (4.7 vs 4.5). Insiderwave's advantage is ratings volume (175 vs 6) and chart position (#115 vs unranked). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Insiderwave sells 10 in-app purchases, starting at $9.99 per 7 days. SpendCheck asks for nothing beyond the download.
SpendCheck holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Insiderwave has 175 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 50% of Insiderwave's written reviews are positive against 100% of SpendCheck's.
Insiderwave ships an update every 8 days, SpendCheck every 2 weeks. The most recent releases landed on October 15, 2026 and September 18, 2026 respectively.
| Parameter | Insiderwave | SpendCheck |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (175 ratings) | 4.7 (6 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 175 — better | 6 |
| Update frequency | Every 8 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #115 — better | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 94 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Insiderwave Inc. | MANIKANDAN CHELLAPPAN NADAR |
Customer experience
Insiderwave
SpendCheck
Bugs and requests
Insiderwave
Reported bugs
2 issues- Account creation not working
- Compatibility issues with some devices
Requested features
2 requests- Integrate more brokerages
- Provide up-to-date financial information
SpendCheck
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Insiderwave
- Weekly$9.997 Days
- Insiderwave weekly C$17.997 Days
- 3 months2 variants$29.993 Months
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- Public promo1 Year trial$79.991 Year
- 1 Year3 Days trial$79.991 Year
- 1 Year7 Days trial$79.991 Year
- Public promo1 Year trial$99.991 Year
- 1 Year$149.991 Year
- rc_sub_c_annual$149.991 Year
- Public promo1 Year trial$149.991 Year
SpendCheck
No in-app purchases









