Tingtel vs MoMo PSB NG
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tingtel
Easily convert airtime to cash, pay bills, and fund various wallets. This app allows you to buy airtime at discounted rates and transfer it anonymously. It also facilitates funding betting wallets and settling insurance premiums without needing a bank card.
- Convert airtime to cash
- Pay utility bills with airtime
- Fund mobile money wallets
- Fund betting wallets
- Buy airtime at discounted rates
- Transfer airtime anonymously
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Tingtel App is the #1 App for anything Airtime in Nigeria. Easily convert Airtime to Cash at the lowest rate, pay bills online with Airtime, convert Airtime to fund MTN MoMo and Airtel SmartCash wallet, fund betting wallet with Airtime, buy Airtime with debit card at discounted rates, and so much more. AIRTIME TO MOBILE MONEY (NEW) Convert any 9ja Airtime to fund mobile money wallet: MTN MoMo and Airtel SmartCash without network restrictions. FUND WITH AIRTIME Easily fund wallet with Airtime. Convert your Airtime instantly to fund betting wallets, and settle insurance premiums without a bank card! AIRTIME BILLS Pay utility bills online; prepaid and postpaid electricity bills, Cable TV, Internet services, and fund betting wallet with Airtime. BUY AIRTIME Discounted Airtime every day, that’s the Tingtel way! Buy Airtime online and get discount on every Airtime purchase. SELL AIRTIME Convert Airtime to Cash and get credited instantly in any bank Account to pay for goods online, or withdraw at any POS or ATM outlet. PAY WITH AIRTIME No change? No problem. Simply pay with Airtime. You can send Airtime from one network to another seamlessly with Tingtel. AIRTIME QR Transfer or Receive Airtime without Sharing your name, number or network TINGTEL ID Conveniently send Airtime to any phone using Tingtel ID, which means no name, no phone or network, just dial *347*85# to send and receive Airtime instantly and anonymously! For more information: Reach out: support@tingtel.com / WhatsApp us 08179472458. Connect with us on our social media platforms @TingtelNG on Instagram, Facebook, and Twitter.
MoMo PSB NG
Manage your finances with this mobile money app, offering services for sending, spending, saving, and bill payments. It also provides virtual and physical debit cards for online and in-store transactions. Currently available only to customers in Nigeria.
- Send and receive money
- Buy airtime and data
- Make bill payments
- Save and manage savings
- Physical MoMo debit card
- Virtual MoMo card
- Check balance and transactions
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This app and its services are currently only available to customers in Nigeria. MoMo, your everyday money app. Now available in Nigeria, the Mobile Money (MoMo) App gives you a simple way to send, spend, save, and manage your money — all in one place. MoMo is MTN’s digital financial services platform, connecting millions of customers to financial services across Africa. With your MoMo wallet you can: - Transfer money quickly and conveniently. - Buy airtime and data for yourself, friends, and family. - Conveniently make bill payments. - Save and manage your savings directly in the app. - Get a physical MoMo debit card which you can use to pay in-store and online, and withdraw cash. - Get a MoMo virtual card on the app which you can use to pay online. - Check your balance and transactions. Backed by MTN and built on MoMo’s experience delivering digital financial services across Africa, the MoMo App gives you a simple, convenient way to manage your money in Nigeria.
Screenshots
Verdict
The clearest difference is rating: MoMo PSB NG at 2.7 against Tingtel's 2.1. MoMo PSB NG also leads on review sentiment (38% vs 8%) and update cadence (every 5 days vs every 2 months). Tingtel's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MoMo PSB NG holds the better App Store score, 2.7 against 2.1. That said, the two scores are not equally well evidenced: MoMo PSB NG has 157 ratings behind it against 30, so its average is the more settled of the two. Written reviews point the same way: 8% of Tingtel's written reviews are positive against 38% of MoMo PSB NG's.
Tingtel ships an update every 2 months, MoMo PSB NG every 5 days. The most recent releases landed on November 4, 2026 and November 8, 2026 respectively.
| Parameter | Tingtel | MoMo PSB NG |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (30 ratings) | 2.7 (157 ratings) — better |
| Positive reviews | 7.7% of reviews | 37.9% of reviews — better |
| Number of ratings | 30 | 157 — better |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Best chart rank | — | #123 — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 70 MB | 168 MB |
| Age rating | 4+ | 17+ |
| Developer | Tingtel Limited | MTN FINTECH(PTY) LTD |
Customer experience
Tingtel
MoMo PSB NG
In-app purchases
Tingtel
No in-app purchases
MoMo PSB NG
No in-app purchases
