Dzengi vs Finerva

Welcome to Dzengi — your all-in-one finance management app. Dzengi is designed to help you achieve financial stability, organize your spending and savings, and manage your budget with ease. Key Features of Dzengi: • Budget Planning: Set a financial period (weekly, monthly) and allocate income across spending categories. • Expense Tracking: Log your expenses in real-time and monitor your remaining budget. • Funds & Savings: Create funds for essential expenses (e.g., mortgage, child support) and long-term goals (e.g., vacation, reserves). • Analytics: Analyze income and expenses daily, weekly, monthly, or yearly using charts and graphs. • Flexibility: Carry over budget balances to the next period or reallocate them across categories. Why Dzengi? • User-Friendly Interface. Even beginners can easily manage their budget. • Complete Privacy. Your data is secure and never shared with third parties. • Offline Access. Manage your finances anytime, anywhere. Example Use Cases: • Set financial goals like saving for a vacation or a major purchase. • Distribute income across expense categories to control spending. • Track real-time expenses for each category, such as “Food & Household” or “Transport.” Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: http://dzengi.app.supernova-dev.com/privacy/DzengiPrivacyPolicyEN.pdf

Finerva is a personal finance companion for organising your everyday money in one clear place. Track cash, debit, savings, credit and debt accounts; record income, expenses and transfers; and keep categories and tags organised. Create groups to share expenses with friends, partners or family. Record who paid, split costs, track group balances and settle repayments without spreadsheets. Your personal accounts, categories, budgets, tags and activity remain private. Plan ahead with budgets, recurring schedules, savings goals and debt plans. Review activity, balances, spending and reports across your currencies. Finerva keeps an encrypted offline projection on your device, so you can review your finances when you are offline. Features: • Personal and shared expense tracking • Multi-currency tracking and reports • Groups, flexible expense splitting, balances and repayments • Accounts, categories and tags • Income, expenses, transfers and balance adjustments • Budgets and spending progress • Recurring schedules and reminders • Savings goals and debt plans Finerva does not provide banking, lending, payments, investment products or financial advice.