Lunch Money vs CentZero
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lunch Money
Track your income and spending with detailed statistics and charts. Review transactions, categorize them, and add notes on the go. This companion app requires an existing registration for the web application.
- Detailed income and spending stats
- Spending breakdown by category
- Quick transaction review
- Categorize, tag, and add notes
- Monthly spending patterns and charts
Read full descriptionHide full description
Lunch Money is the official free companion app for the Lunch Money web app. This app is only available to current registered users of Lunch Money. - See detailed stats of your income and spending - Dive into each category of your Spending Breakdown - Review transactions quickly with a swipe - Categorize, tag and add notes to transactions on-to-go - See patterns of your spending with monthly stats and charts For any feedback, support, or inquiries about Lunch Money, please contact us at support@lunchmoney.app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
CentZero
Read full descriptionHide full description
Stop paying credit card annual fees you don't have to. CentZero tracks your credit cards, alerts you before annual fees are charged, and walks you through the exact steps to get them waived — phone IVR paths, in-app routes, and chat shortcuts for each bank. Designed for cardholders in Hong Kong and Taiwan, supporting 21 major banks and 170+ card products with verified fee data. SUPPORTED BANKS • Hong Kong: HSBC, Standard Chartered, Citibank, Hang Seng, Bank of China, BEA, Amex, DBS, CCB Asia, BOCOM, ICBC Asia, CITIC • Taiwan: CTBC, Cathay United, E.SUN, Taishin, Fubon, Mega, First Bank, Hua Nan, HSBC Taiwan FEATURES • Track all your cards — fee amounts, charge dates, waiver status • Push notifications 14 days before any fee is due • Step-by-step waiver instructions for every supported bank • One-tap call or deep-link into your bank's app • Scan your card to auto-detect bank and card type (on-device OCR, nothing uploaded) • Track loyalty points and miles with expiry alerts — Asia Miles, Avios, yuu, and 20+ programs 100% FREE No paywalls, no subscriptions, no hidden fees. Your annual fee savings are yours to keep. PRIVACY FIRST CentZero never stores card numbers or sensitive financial data. Card scanning is processed entirely on your device. Terms of Use: https://walkprints.github.io/CentZero/terms.html Privacy Policy: https://walkprints.github.io/CentZero/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: CentZero at none against Lunch Money's 1. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Lunch Money sells 1 in-app purchase, starting at $150.00 per year. CentZero asks for nothing beyond the download.
| Parameter | Lunch Money | CentZero |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (58 ratings) — better | — |
| Positive reviews | 60.9% of reviews | — |
| Number of ratings | 58 — better | — |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 | 16.0 — better |
| Further details — not scored | ||
| Size | 69 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | Lunchbag Labs Inc | Chris Tang |
In-app purchases
Lunch Money
- Annual Subscription$150.001 Year
CentZero
No in-app purchases









