BeanLedger vs GOAL目标记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BeanLedger
This personal finance app offers streamlined double-entry bookkeeping with no sign-in or ads. Track all your financial moves, visualize your spending with powerful charts, and manage assets and income across multiple currencies. Data is stored locally and synced via iCloud for ultimate privacy.
- Double-entry bookkeeping
- Local data storage & iCloud sync
- Calendar view with recurring transactions
- Powerful financial charts & visualizations
- Home screen & lock screen widgets
- Multi-currency support
- Apple Watch transaction entry
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Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b
GOAL目标记账
This app helps you manage your finances and life goals like a business. It offers automated bookkeeping, goal setting with progress tracking, and a "money-saving pot" feature to track daily savings. Visualize your financial health with comprehensive reports and metrics.
- Automated bookkeeping with AI
- Goal setting and progress tracking
- Data visualization and financial reports
- "Money-saving pot" for daily savings
- Screenshot-based expense recognition
- Syncs financial data automatically
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产品初心: 设定目标,像管理公司一样管理人生 产品特性: “便”:你只管丝滑记账,剩下的交给GOAL “专”:数据矩阵专业同步,不需要额外操作,轻松管理个人财务目标 “省”:省钱罐帮你自动计算每天可以省下的钱 核心功能: ·设定目标,自动同步计算实现目标所需时间 ·数据矩阵报告,提供基于金融财务视角的综合评级和超多可视化指标 ·省钱罐功能,将你每天未超额的支出,计入省钱罐,一键掌控储蓄 ·一键截图记账,识别精准,支持微信/支付宝账单 产品灵感: 作者是个ISTJ,超强计划型人格,也是一名资深金融数据分析师。 作者对自身财务管理有较高要求,但市面上记账软件比较缺乏综合数据管理和简易记账结合的产品。 因此,作者灵感来源于自己工作中,公司可视化数据应用和规划,如果放在个人数据管理上呢? 如果, 我们像管理公司一样管理我们的人生, 我们能否成为自己人生的主人? 会员价格与权益: 无套路会员,纯订阅无广告,全功能使用,真诚想和大家交个朋友 包周向共享单车看齐 也可选择更实惠的包月/包季和包年 同时,如果你觉得GOAL目标记账很对你胃口,欢迎一次性购买~ 作者在此表达由衷感谢, 致我亲爱的,聪明的,可爱的,喜欢本产品的用户们! 服务条款 https://docs.qq.com/doc/DWHFqV0JoQ0FJQ3hp 隐私政策 https://docs.qq.com/doc/DWERscENyRnJkb29W 订阅条款 https://docs.qq.com/doc/DWERaT2NJeWZUTnJN
Screenshots
Verdict
The clearest difference is update cadence: GOAL目标记账 at every 2 days against BeanLedger's weekly. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BeanLedger sells 4 in-app purchases, starting at $0.99 per month and GOAL目标记账 sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for BeanLedger against 5.0 for GOAL目标记账. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews are what separate them: 76% of BeanLedger's written reviews are positive against 80% of GOAL目标记账's.
BeanLedger ships an update weekly, GOAL目标记账 every 2 days. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.
| Parameter | BeanLedger | GOAL目标记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | 76.0% of reviews | 80.0% of reviews — better |
| Number of ratings | 2 — better | 1 |
| Update frequency | Weekly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 58 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | 琦 黎 | 岩松 涂 |
Customer experience
BeanLedger
GOAL目标记账
In-app purchases
BeanLedger
- Monthly Subscription3 Days trial$0.991 Month
- Weekly Subscription$0.997 Days
- Annual Subscription1 Year trial$6.991 Year
- Lifetime Access$14.99
GOAL目标记账
- 美国英语2 variants$0.997 Days
- 美国英语$2.993 Months
- 美国英语$4.991 Year
- 美国英语$6.99









